Dynamic banking professional with over 16 years of diverse experience in risk management, treasury management, and credit management, complemented by a strong commitment to continuous learning. Recognized for exceptional managerial skills and in-depth knowledge of bank operations, particularly within the loan division, fostering positive interactions with individual and business clients to effectively resolve challenges. Expertise in driving production goals while cultivating robust customer relationships ensures a high level of service and satisfaction. Proven ability to adapt to evolving industry demands while maintaining a focus on strategic solutions and operational excellence.
Hi, I’m
Chandrashekar C
Bangalore,karnataka
Summary
Overview
16
years of professional experience
Work History
Bharat financial inclusion Ltd (Indusind bank ltd)
Assistant cluster manager (Two-Wheeler)
10.2024 - 10.2025
Job overview
- Work with all branch staff including the regional office team to achieve company goals.
- Handling 27 branches in the region with a team of Branch Managers and field staff.
- Engaging with branch staff and branch manager to collect the NPA, MRD and Arrear amount.
- Engaging with reporting team to make Business and to complete the monthly targets assigned.
- Ensuring the documentation accuracy and suitability and make sure clients TATs are met.
- Identify areas of improvement in the company and assist in creating and implementing solutions.
- Keep up to date on market trends and new products.
- Identify and investigate growth opportunities for the company with our clients.
- Provide constructive feedback to the company.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
- Recruitment Sourcing of, completing the documentation as per company guidelines.
- Enhanced team productivity by implementing efficient operational processes and streamlining workflow.
- Implemented sales initiatives that drove revenue growth across all locations within the cluster.
- Monitored financial performance of locations within the cluster, identifying trends in revenue generation or expense control areas requiring attention.
Muthoot money Ltd
Sales Manager (Two-Wheeler)
01.2024 - 08.2024
Job overview
- Work with all personnel and outside contacts to satisfy clients and achieve company goals.
- Handling a 10 Members Team of Relationship Managers.
- Engaging with reporting team to make Business and to complete the monthly targets assigned.
- Ensuring the documentation accuracy and suitability and make sure customer TATs are met.
- Identify areas of improvement in the company and assist in creating and implementing solutions.
- Keep up to date on market trends and new products.
- Identify and investigate growth opportunities for the company with our customers.
- Provide constructive feedback to the company.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
- Recruitment Sourcing of, completing the documentation as per company guidelines.
Care Health Insurance Co. Ltd.
Branch Manager
09.2023 - 12.2023
Job overview
- Identify prospective for advisors and within the company parameters and process of the organization.
- Handling a 04 Members Team of Managers.
- Engaging with reporting team to make Business and to complete the monthly targets assigned.
- Ensuring the documentation accuracy and suitability and make sure customer TATs are met.
- Recruitment of Managers and new prospect list identification on existing life advisor’s base.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
Icici Lombard general Insurance Co., Ltd.
Relationship Manager
02.2023 - 09.2023
Job overview
- Identify prospective for advisors and within the company parameters and process of the organization.
- Ensuring the documentation accuracy and suitability and make sure customer TATs are met.
- Recruitment of advisors and new prospect list identification on existing life advisors’ base.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
- Driving the recruitment & sales pitch to interested customers, provide necessary subject matter expertise on policies.
- Recruitment Sourcing of, completing the documentation as per company guidelines.
Niva Bupa Health Insurance Co., Ltd.
Agency Manager
07.2021 - 01.2023
Job overview
- Identify prospective for advisors and within the company parameters and process of the organization.
- Recruitment of advisors and new prospect list identification on existing life advisors’ base.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
- Driving the recruitment & sales pitch to interested customers, provide necessary subject matter expertise on policies.
- Recruitment Sourcing of, completing the documentation as per company guidelines.
KOTAK LIFE INSURANCE
Recruitment & Development Manager
01.2021 - 07.2021
Job overview
- Identify prospective for life advisors and within the company parameters and process of the organization.
- Ensuring the documentation accuracy and suitability and make sure customer TATs are met.
- Recruitment of life advisors and new prospect list identification on existing life advisors’ base.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Leads from the existing base of customers.
- Driving the recruitment & sales pitch to interested customers, provide necessary subject matter expertise on policies.
- Recruitment Sourcing of, completing the documentation as per company guidelines.
Win Creative Solutions
Manager
01.2019 - 04.2020
Job overview
- Identify prospective customers and execute the disbursement within the credit parameters and process of the organization.
- Ensuring the documentation accuracy and suitability and make sure customer TATs are met.
- Cross sell, Up sell, and new prospect list identification on existing customer base.
- Keep attuned to the current economic and financial markets to be current & proficient in answering customers’ queries.
- Working closely with the sub-ordinates to convert the Mortgage Leads from the existing base of customers.
- Handling a 10 Members Team of Executives.
- Driving the sales pitch to interested customers, providing necessary subject matter expertise on Home Loans and detailing various Home Loan products.
- Sourcing of Home Loan applications, completing the documentation as per company guidelines, collection of Processing fees etc.
- To collect disbursal documents consisting of legal documentation, promissory notes, mortgage T&C’s etc.
- Assist Cluster Head to achieve the targets of LAP/Housing Loan.
Tata Motors Finance Solutions Ltd. (CV)
Business Development Manager
01.2017 - 12.2018
Job overview
- Manage a team of 5 loan doc specialist including a team leader.
- Responsible for processing Automobile applications consisting of income, insurance, and vehicle valuation.
- Responsible for the closing settlement process ensuring that all documents are properly executed while partnering with a third-party notary agency.
- Represent Tata Motors Finance in a positive and professional manner in and outside of Tata Motors Finance.
- Handling a 4 Members Team of Executives.
- Supported department lean pilot to improve efficiency for overall application process.
- Suggested new practices that increased Gallup -Q12 results by 20%.
- Submit quotes to customers and negotiate as necessary to secure the contracts.
- Implemented a process to reduce the number of escalated applications that require management approval by 35%.
- Work with Business Development representatives to bring in new business.
- Approval by 35%.
L & T Two-Wheeler Finance
Sales Manager
03.2011 - 12.2016
Job overview
- Work with all personnel and outside contacts to satisfy clients and achieve company goals.
- Represent L & T Two-wheeler Finance in a positive and professional manner in and outside of L & Two-wheeler Finance.
- Handling a Team of 30 Members where there are placed in Dealers.
- Work with all personnel and outside contacts to satisfy clients and achieve company goals.
- Identify areas of improvement in the company and assist in creating and implementing solutions.
- Keep up to date on market trends and new products.
- Identify and investigate growth opportunities for the company with our customers.
- Provide constructive feedback to the company.
- Provide guidance to the Direct sales team and improve overall direct sales department performance.
- Submit quotes to customers and negotiate as necessary to secure the contracts.
- Track personal and report sales statistics and report on status of pending contracts and team targets to the organization periodically.
- Follow up on approvals, implement the business plan.
- Be prepared to provide detail reporting to the Director of Sales on Monthly.
HDFC Bank Ltd.
Sales Executive
12.2009 - 03.2011
Job overview
- Submit quotation to the customers and follow up till closure.
- Keep up to date on market trends and new products.
- Track sales report and report the same to the concerned team.
- Follow up on approvals.
- Provide detailed reporting to the Sales team periodically.
- Developed and maintained positive relationships with community members.
- Met and exceeded daily and weekly sales targets to contribute to overall business success.
- Built relationships with customers to support ongoing sales and customer retention initiatives.
Education
Indian Institute of Management Education
Graduate Diploma from Finance Management
04-2013
University Overview
Department of employment and training
ITI
01.2006
University Overview
Karnataka secondary education examination board
S.S.L.C
01.2004
University Overview
Skills
Staff training and development
Disclaimer
Disclaimer
I hereby declare that above furnished Information is true to the best of my knowledge and belief.
Date:
Place: Bangalore
Regards,
(Chandrashekar C)
Timeline
Assistant cluster manager (Two-Wheeler)
Bharat financial inclusion Ltd (Indusind bank ltd)
10.2024 - 10.2025
Sales Manager (Two-Wheeler)
Muthoot money Ltd
01.2024 - 08.2024
Branch Manager
Care Health Insurance Co. Ltd.
09.2023 - 12.2023
Relationship Manager
Icici Lombard general Insurance Co., Ltd.
02.2023 - 09.2023
Agency Manager
Niva Bupa Health Insurance Co., Ltd.
07.2021 - 01.2023
Recruitment & Development Manager
KOTAK LIFE INSURANCE
01.2021 - 07.2021
Manager
Win Creative Solutions
01.2019 - 04.2020
Business Development Manager
Tata Motors Finance Solutions Ltd. (CV)
01.2017 - 12.2018
Sales Manager
L & T Two-Wheeler Finance
03.2011 - 12.2016
Sales Executive
HDFC Bank Ltd.
12.2009 - 03.2011
Department of employment and training
ITI
Karnataka secondary education examination board
S.S.L.C
Indian Institute of Management Education
Graduate Diploma from Finance Management