Chandrashekhar Gaddad
Kushtagi
Summary
To seek challenging avenues where my educational potential and current experience match the organization's growth and strength and to contribute for the achievement of organizational goals with betterment of my career prospects.
Overview
10
10
years of professional experience
Work History
Branch manager
Ambit Finvest pvt Ltd
12.2024 - 07.2025
- Responsible - Business target, quality file sourcing with Team activation along with team productivity.
- Conducted staff training sessions to improve product knowledge and sales techniques.
- Managed staff scheduling, hiring and training processes.
MANAGER
HDFC BANK LTD
Raichur
06.2020 - 07.2024
- Handing of assigned mortgage loan (BL) product with portfolios of 300 customers with 30 cores of outstanding also incremental growth in fresh business handling.
- Maintaining Housekeeping activity such as CAM, LAD, PDD, Renewal processing.
- Review my team on daily basis regarding fresh business acquiring in market and as well as review on recovery part with high delinquency accounts.
- Determining all applicable ratios and metrics and set up debt payment plans.
- Justify decisions (approvals/rejections) and interact with Credit team and get the sanction of case and report on them.
- Every day visit updation on feedback of respective customer on Agri portfolio Management system.
- Maintain and update account records and Renewal of CAM by every year with in the specified time and avoid Limit drops.
- Assess customer needs, explore all options and introduce different types of loans.
- Daily Calling to collection based monthly, quatorly, half yearly, Yearly NPA and low Delinquency customers and also regular visits and get it close the accounts in system.
- Received Award of Champion of Champion 2019 and 2020.
- Received Certificate of appreciation Liability ka superstar-Sep-2022.
- Software handled: Flex Cube, Fin one, Laser Soft, ARRS, APMS.
- Led team to enhance customer satisfaction and service efficiency.
- Monitored staff performance and addressed issues.
ASSISTANT MANAGER
ICICI BANK LTD
Lingsugur
11.2016 - 03.2020
- Responsible for Mortgage loan disbursement for branch.
- Taking care of legal,valuation queries clearing raised by Advocate and valuator.
- Communicating with credit team for sanction of loans.
- Responsible for customer speaking CASA Account opening Life Insurance RBC product, Personal Loan, Car loan, Gold loan, Tractor loan.
- Software handled: I-view, E CBF, Omini workflow, finacle.
OFFICER-SALES
AXIS BANK LTD
Kushtagi
07.2015 - 11.2016
- Responsible for speaking (A/c Opening FD's, Insurance, Mutual Funds).
- Responsible for branch sales target V/S Achievements.
- Taking care of branch CASA MEB generate leads.
- Cold calling to arrange meetings with potential customers to prospect for new business.
- Responding to incoming email and phone enquiries.
- Acting as a contact between a company and its existing and potential markets.
- Generating new leads and quick follow ups and sales closing.
- Gathering market and customer information's.
- Collecting AOF documents, often as part of a formal sourcing by the prospective customers.
- Recording sales and order information and sending copies to the scanning hub, or entering figures into a computer system.
- Reviewing your own sales performance, aiming to meet or exceed targets.
- Gaining a clear understanding of customers' businesses and requirements.
- Managed customer inquiries to provide timely and accurate information.
Education
BBM -
Gulbarga University
J.OC -
Karnataka State Valuational Education
Kushtagi 05.2006 - 01/2008
SSLC -
State Board of Secondary Education
Skills
- Microsoft Office applications
- Good Typing Skills
- Good Communication skills
- Ability to adapt to new environment quickly
- Positive attitude
- Self motivator and confident
- Critical thinking: Decision making skills
- Analytical and Problem Solving Skills
- Good learner & listener
- Flex Cube
- Fin one
- Laser Soft
- ARRS
- APMS
- I-view
- E CBF
- Omini workflow
- Finacle
Awards
- Champion of Champion
- 2019
- 2020
- Certificate of appreciation Liability ka superstar, 09/2022
Hobbies and Interests
- Reading Newspapers
- Playing games such as cricket and chess
Disclaimer
I hereby declare that all the above given information is true and correct to the best of my knowledge.
Languages
- English
- Hindi
- Kannada
Personal Information
- Father's Name: Lingappa
- Date of Birth: 06/01/88
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Branch manager
Ambit Finvest pvt Ltd
12.2024 - 07.2025
MANAGER
HDFC BANK LTD
06.2020 - 07.2024
ASSISTANT MANAGER
ICICI BANK LTD
11.2016 - 03.2020
OFFICER-SALES
AXIS BANK LTD
07.2015 - 11.2016
J.OC -
Karnataka State Valuational Education
05.2006 - 01/2008
BBM -
Gulbarga University
SSLC -
State Board of Secondary Education