Summary
Overview
Work History
Education
Skills
Knowledge Purview
Certification
Timeline
Generic

Channamma K

Lead Business Analyst
BENGALURU

Summary

Finance professional with 15+ years of experience in the banking and financial services sector, including 2 years in the Netherlands as a Business Analyst at Rabobank. Specialized in regulatory reporting for UAE and European banks, with strong expertise in risk management and business analysis. Proven track record in automating reporting processes using SQL, Power BI, and Tableau, improving efficiency and accuracy. Skilled in cross-functional collaboration to deliver timely, audit-compliant regulatory submissions.

Overview

16
16
years of professional experience
2
2
Certifications

Work History

Lead Business Analyst

Societe Generale Global Solution Centre
08.2021 - Current
  • Interpreted and implemented EBA regulatory requirements for Interest Rate Risk in the Banking Book (IRRBB), including EVE and NIM metrics.
  • Designed and developed business rules for IRRBB metric calculations (e.g., NPV for EVE), ensuring compliance and accurate risk quantification.
  • Led data extraction, consolidation, and transformation from multiple banking systems to support timely, accurate regulatory reporting.
  • Conducted data profiling and established data lineage for critical IRRBB attributes, ensuring end-to-end traceability and compliance.
  • Owned end-to-end delivery of Data Quality Control (DQ) and Reject Analysis Reports, aligned with IGAD standards.
  • Translated complex regulatory requirements into business logic, functional data specs, and reporting rules for system-wide implementation.
  • Defined and maintained data mappings from core banking systems to regulatory reporting templates, ensuring consistency and auditability.
  • Produced risk and regulatory outputs using Excel, pivot tables, Power BI, and SQL, supporting in-depth risk analysis, and management reporting.
  • Led automation initiatives that reduced manual effort by 40% and improved reporting accuracy by 30% using SQL, Power BI, and Tableau.
  • Streamlined data workflows in collaboration with finance, risk, and IT, ensuring 100% on-time regulatory submissions, and enhanced audit readiness.
  • Mentored junior team members on project management best practices, supporting their professional development, and team capability growth.

Associate Consultant

Tata Consultancy Services
05.2015 - 08.2021

Client: Rabo Bank, Netherlands (Long-term Onsite)


Responsibilities:

  • Designed data specifications and data descriptions to source mortgage data from downstream systems into QRM, ensuring alignment with risk modeling requirements and data quality standards.
  • Actively engaged with business stakeholders to gather and understand mortgage data requirements, and coordinated with data source teams to ensure alignment and timely delivery of accurate data.
  • Owned the solution design and development lifecycle, working closely with developers during implementation, and performing functional testing to validate system functionality.
  • Developed business logic for derived and transformed fields during the mapping of source data to target systems, ensuring data accuracy and consistency throughout the ETL process.
  • Created comprehensive documentation, including requirement gathering, impact analysis, functional design, data mapping, data models, and solution intent, to support the end-to-end project lifecycle.
  • Delivered presentations to stakeholders and ALM team members, effectively communicating project progress, key findings, and risk insights to ensure alignment, and informed decision-making.
  • Engaged in Agile Scrum ceremonies, including sprint planning, refinement, daily scrums, and retrospectives, to align deliverables with evolving project requirements.


Client: Mashreq Global Services Bank (Dubai/Bangalore)

OFSSA Products/Solutions:

Asset Liability Management (ALM), Profitability (PFT), Fund Transfer Management (FTP):

Responsibilities.

  • Performing data control and cash flow edits for data check in ALM.
  • Configuration of time buckets, payment patterns, behavior patterns, and ALM assumptions.
  • Creation of processes to generate cash flows, result analysis, and reports generation.
    Facilitated timely identification and resolution of defects/issues by coordinating between stakeholders and development teams, ensuring minimal disruption to project timelines and product quality.
  • Used product expertise to clearly communicate process clarifications to clients and stakeholders.
    Configured PFT rules, validated functionalities, and managed batch creation and execution, aligned with business requirements.
  • Participated in unit testing, report validation, and production support; actively involved in the OFSAA month-end process for banking operations.



Product Management Consultant

Oracle Financial Services Software Limited (OFSS),
10.2009 - 05.2015
  • Worked on multiple Oracle Financial Services Analytical Applications (OFSAA) modules, including Asset Liability Management (ALM), Fund Transfer Pricing (FTP), Profitability Management, and Operational Risk Management.
  • Configured and defined ALM rules, such as Time Buckets, Payment Patterns, Behavior Patterns, and other ALM assumptions.
    Executed ALM and FTP processes, performed results validation, and ensured the accuracy of outputs.
  • Developed and maintained OFSAA metadata objects, including hierarchies, measures, dimensions, and rules.
  • Hands-on experience with data mapping (T2T, F2T), Excel uploads, business rule configuration, and batch operations in OFSAA.
    Provided recommendations for new features and functionalities to enhance the OFSAA product suite.
  • Reviewed design specifications, quality assurance plans and demonstration scripts.
  • Enhanced user experience with thorough research, testing, and data-driven design improvements.

Education

MBA - Finance

RNSIT (Visvesvaraya Technological University, Belgaum)
Bengaluru, India
04.2001 -

BBA - Finance

A.S P College of Commerce
Bijapur, India
04.2001 -

Skills

    Stakeholder management

    Data mapping

    Data analysis

    User acceptance testing

    SQL proficiency

    Functional specifications

    Pivot tables

    Business intelligence tools

    Gap analysis

    Requirements gathering

    Workflow Analysis

    Agile methodologies

    Microsoft Office Suite

Knowledge Purview

  • Risk Management in Banking
  • Basel Accords and solution
  • Asset and Liability Management
  • Fund transfer pricing
  • Profitability management
  • Liquidity Risk management
  • Corporate and investment banking
  • Big Data/ Hadoop/ Hive
  • Oracle PL/SQL
  • Postman / Mercury UI
  • OBIEE/ ILLIQO
  • PowerBI / Tableaue



Certification

Foundation certified in business Analysis ( the charted institute for IT)

Timeline

Lead Business Analyst

Societe Generale Global Solution Centre
08.2021 - Current

Associate Consultant

Tata Consultancy Services
05.2015 - 08.2021

Product Management Consultant

Oracle Financial Services Software Limited (OFSS),
10.2009 - 05.2015

MBA - Finance

RNSIT (Visvesvaraya Technological University, Belgaum)
04.2001 -

BBA - Finance

A.S P College of Commerce
04.2001 -
Channamma KLead Business Analyst