CHARUDATTA SATPUTE
Nasik
Summary
Banking professional with over 20 years of experience in portfolio management, collateralized funding to SMEs, supply chain finance, international trade finance, unsecured lending, and cash management services. Demonstrated ability to drive team performance and enhance client relations, resulting in consistent revenue growth. Expertise in financial analysis and risk assessment, leveraging strategic partnerships to achieve business objectives.
Overview
23
23
years of professional experience
1
1
Certification
Work History
SVP & Cluster Leader
Yes Bank Ltd
Nasik
09.2019 - Current
- Managed portfolio worth INR 350 crore for North Maharashtra cluster.
- Led a team of nine in the North Maharashtra region and implemented effective sales and service metrics.
- Responsible for employee productivity, motivation, and effective execution of yearly HR strategies.
- Managed lending to SME/ corporate clients with turnover up to INR250cr.
- Oversaw asset portfolio management and acquisition from SMEs with asset RM team.
- Ensuring steady revenue generation through the quality of asset onboarding, trade deals, liability balance ramp-up, forex deals, and investment advisory.
- To ensure close compliance with processes, to keep exceptions under control, and to avoid high-risk audit comments.
- Responsible for sustainable business development through strategic partnerships.
- Conducted regular reviews of business operations, identified areas for improvement, and proposed solutions.
- Recruited, trained, mentored, and evaluated staff members in order to optimize their effectiveness.
- Built top-performing teams by training in areas of expertise and through effective coaching and mentoring.
- Led cross-functional teams in the implementation of innovative projects across multiple divisions.
AVP & Location Head
DBS Bank Ltd
Nashik
04.2015 - 09.2019
- Oversaw financial services and client relations as the head of a branch in DBS Bank India Ltd.
- Led nationwide bank initiative.
- Conducted primary credit appraisals to assess financial risk.
- Led a team of six to eight senior sales associates.
- Managed sales of international trade and asset products.
- Guided channel development and management to enhance professional networks.
- Sourced new clients and expanded portfolios.
Senior Manager - North Maharashtra
Axis Bank Ltd
Nashik
06.2011 - 04.2015
- Oversaw lead closures for Working Capital Products across over 25 bank branches in the Nasik Cluster.
- Conduct primary credit assessments with thoroughness.
- Ensured timely annual renewal of existing business banking customers.
- Directed a team of 6-8 senior sales associates.
- Secured new clients through strategic sourcing and management of client portfolios.
Team Leader
HSBC BANK LTD
Nashik, Indore ,Mumbai
03.2008 - 06.2011
- Acquired trade customers within commercial banking at HSBC bank.
- Coordinated team efforts of 6-7 Assistant Managers for acquiring asset and trade customers.
Solutions Manager
ICICI Bank Ltd
Nashik
05.2005 - 02.2008
- Directed efforts to expand customer base for current accounts and loan products.
- Facilitated cross-selling initiatives for newly acquired clientele.
Professional Services Representative
Dr. Reddy's Lab Ltd
04.2002 - 04.2005
- Worked as a professional services representative for marketing branded formulations.
- Marketed pharmaceutical products via collaboration with healthcare professionals.
Education
MBA - Marketing
Pune University
01.2002
Bachelor of Pharmacy -
Pune University
01-2000
Higher Secondary -
Aurangabad University
01.1996
Skills
- Management team leadership
- Teamwork and collaboration
- New business development
- Financial analysis
- Risk assessment
- Effective communication
- Portfolio management
- Planning and coordination
Certification
- Diploma in Trade and Forex from IIBF, Mumbai
- Project Finance Diploma from IFMR, Chennai
- JAIIB
- AMFI certification
- Diploma in working capital finance from IIBF, Mumbai
Accomplishments
- One of the talent pool members of Yes Bank Ltd.'s SEB division in the year 2024
- Achieved a TFX revenue of INR 8 crore and above in the last two consecutive years with Yes Bank Ltd
- During Year 2021-22 - Led an initiative of "Nashik cluster Banking," initiative across all the functions of the bank at Yes Bank ltd
- Took the asset book outstanding from INR 20 cr to INR 270 cr in three financial years with Yes Bank Ltd
- Awarded for the highest cross-sell achievement in the ROMG region in the year 2023
- Part of the elite achievers' club for highest CA balance achievement with a float of INR 70 crore in the year 2024 at Yes Bank Ltd
- Led countrywide initiatives, like digital product development for SME customers, with DBS Bank Ltd
References
References available upon request.
Timeline
SVP & Cluster Leader
Yes Bank Ltd
09.2019 - Current
AVP & Location Head
DBS Bank Ltd
04.2015 - 09.2019
Senior Manager - North Maharashtra
Axis Bank Ltd
06.2011 - 04.2015
Team Leader
HSBC BANK LTD
03.2008 - 06.2011
Solutions Manager
ICICI Bank Ltd
05.2005 - 02.2008
Professional Services Representative
Dr. Reddy's Lab Ltd
04.2002 - 04.2005
MBA - Marketing
Pune University
Bachelor of Pharmacy -
Pune University
Higher Secondary -
Aurangabad University
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