SAI RENUKA
Summary
Finance and risk professional with 6+ years of experience in Regulatory Reporting, IRRBB analytics, Liquidity & Capital Reporting, and Financial Planning & Analysis (FP&A). Proven track record in preparing LCR, NSFR, ALMM reports across jurisdictions (PRA, MAS, HKMA, FED) and integrating IRRBB models (NII & EVE) into risk frameworks. Skilled in regression testing, data analysis, and automation using Python, SQL, Tableau, and Power BI. Adept at enhancing control processes, supporting audits, and delivering actionable insights aligned with Basel III and IFRS standards.
Overview
8
8
years of professional experience
2017
2017
years of post-secondary education
1
1
Certification
3
3
Languages
Work History
Risk Advisory
PricewaterhouseCoopers
03.2025 - Current
- Provided expert advice on risk mitigation techniques, ensuring optimal business performance and continuity.
- Developed comprehensive risk reports to inform stakeholders of potential threats, vulnerabilities, and mitigation plans.
- Conducted periodic reassessments of existing risks and controls, allowing for proactive adjustments as needed to maintain optimal risk management practices.
- Optimized portfolio performance by conducting thorough credit assessments before approving new clients or extending additional credit lines.
Assistant Manager (Business Analyst)
State Street Corporate Services
06.2022 - 02.2025
- Project Management of transition of call reports like FFIEC 009, FR 2510 to Axiom as part of Automation and tracking through JIRA for seamless completion
- Also, understanding the Axiom data flow and analyzing the logics to avoid manual intervention as part of reporting to FED
- Timely preparation of Quarterly Reports FFIEC 009, FR 2510 and submitting to the FED
- Preparation of weekly reports FC-1, Monthly report FC-2, and Semi-Annual Report FR 2436 which involves understanding of Derivatives (Forwards, Swaps Options)
- Involved in understanding the FED reporting instructions for various reports and aligning the existing reports in accordance with the same
- Participating weekly huddle and team brain storming sessions for innovative and effective ideas of working for creating new projects for change
- Project Management is the key task during off quarter for implementing changes in the report according to the updates in the reporting instructions
Lead Analyst
BNY Mellon
08.2021 - 05.2022
- Preparing LCR for UK, Brussels on daily and monthly basis along with analysis for the movements at product level
- Contributing efforts towards the project for the transition of database from one sum x to Axiom for preparation of daily reports
- Submitting NSFR dailies to the stakeholders to look at the liquidity both long- term and Short- term and mitigating the liquidity risk
- Performing review of regulatory returns and identifying the gaps in reporting and addressing them through remediation
- Identifying the grey areas of reporting and addressing them using assumptions and interpretation log, position papers
- Preparing the entity for any supervisory reviews conducted by regulators
- Creating a run-through document for report preparers and conducting workshop Sessions on various aspects (escalation process, data providers) of reporting
- Provided support in analyzing risk models that aids business decisions, identifying and measuring risk, valuing exposures or instruments, hedging derivative positions, assessing capital adequacy, managing clients assets, informing investment process
- Created metrics for global liquidity reports and co-ordinate with various stakeholders
- Performed calculation of liquidity and accrual ratios to allow management to monitor changes in structural liquidity
- Liaised with members of Risk Reporting/Risk Management, Finance areas to establish reporting requirements and develop the tools, analysis and reporting necessary to proactively identify and manage risk with respect to portfolios and products, and continuously update the reporting process to reflect the current business structure
- Participated in the production of existing as well as playing a lead role in the development of new Regulatory reporting requirements
- Identified ways to streamline and automate process flows in order to create more accurate and timely results, as well as improving efficiency
- Played a key role in analysis of the regulatory compliance, robustness and performance of the models
Senior Financial Analyst (BASEL - III Liquidity Reporting)
Standard Chartered GBS
07.2017 - 08.2021
- Company Overview: Formerly known as Scope International
- Worked on Basel III Liquidity Reporting (LCR - Liquidity Coverage Ratio) for PRA and MAS
- Worked on Quality Assurance of Basel III liquidity returns for UK region noted below- UK - PRA - PRA 110 (LCR)
- Produced Daily and Monthly Liquidity reporting returns to the group for the consolidation and final submission to the PRA
- Managed liquidity reporting relating to Singapore, Taiwan, Korea, Thailand, Indonesia
- Conducted Investigation of day-on-day movements in the reporting line items, along with the key drivers for such variances, to the on- shore clients, Group and ALM team
- Worked on UAT for the limited BAU purpose
- Managed the workflow, communications, and timelines in daily reporting
- Developed comprehensive financial models that informed strategic decision-making for the organization.
- Comprehensive analysis to the moves in LCR Pillar 2 surplus, this is not just at 30d window, but also beyond
- Raised and resolved the issues using JIRA a software tool to keep track of the issue status and assure the completion before the deadline
- Formerly known as Scope International
- Bagged SPOT Sward (Aug-20) in Standard Chartered Global Business Services for automating crucial Daily LCR activity by insightful analysis and placed essential control checks
- Secured Extra Miler Award (Nov 2020) for effective and diligent way of answering the queries from UK stakeholders for Trading and Banking Book activity that plays vital role in UK LCR reporting numbers
Education
MBA - Master of Business Administration
Sri Sathya Sai University
B.Sc. - undefined
Sri Sathya Sai University
Skills
Liquidity & Capital Reporting
IRRBB
Basel III Norms
Business Risk Reports
Financial Planning & Analysis
Financial Control
Strategic Planning
Liquidity Risk
Regression testing
Axiom
SQL
Certification
Diploma in IFRS, ACCA, Pursuing
Accomplishments
- SPOT Award, 08/01/20, In Standard Chartered Global Business Services for automating crucial Daily LCR activity by insightful analysis and placed essential control checks.
- Extra Miler Award, 11/01/20, For effective and diligent way of answering the queries from UK stakeholders for Trading and Banking Book activity that plays vital role in UK LCR reporting numbers.
Paper Publications
Best out of waste: A prototype software solution for Fund Management using MATLAB-GUI, Recent Trends in Computer Technology and Management, Hyderabad, 10/23/16, Won Excellent Paper Award
Personal Information
Date of Birth: 06/13/95
Timeline
Risk Advisory
PricewaterhouseCoopers
03.2025 - Current
Assistant Manager (Business Analyst)
State Street Corporate Services
06.2022 - 02.2025
Lead Analyst
BNY Mellon
08.2021 - 05.2022
Senior Financial Analyst (BASEL - III Liquidity Reporting)
Standard Chartered GBS
07.2017 - 08.2021
B.Sc. - undefined
Sri Sathya Sai University
MBA - Master of Business Administration
Sri Sathya Sai University