Results-oriented Senior QA Engineer with over 8 years of experience in Software Testing and Quality Assurance within the BFSI domain, specializing in Payments, Compliance, and ISO20022 message validation. Experienced in manual and automation testing, test design, regression, integration, UAT, and API testing. Skilled in analyzing, designing, and executing test cases, identifying defects, and collaborating with cross-functional teams to ensure high-quality product delivery. Proficient in Postman, JIRA, Confluence, SQL, and JMeter with hands-on experience in payment rails such as SWIFT, SEPA, ACH, FED_ISO, and SWIFT_ISO. Strong understanding of Agile methodologies, SDLC, and defect management processes. Knowledgeable in AI/ML concepts and AI Testing certified (ISTQB CT-AI).
Overview
8
8
years of professional experience
1
1
Certification
Work History
Senior Test Engineer
Volante Technologies India Pvt. Ltd
Pune, India
09.2023 - Current
Validated end-to-end payment processing for multiple rails ensuring compliance with ISO20022 standards.
Conducted functional, regression, and integration testing for back-end and front-end systems.
Managed test cases and defects using JIRA and Confluence ensuring traceability and documentation.
Collaborated with stakeholders for requirements analysis and QA planning.
Guided team members on functional understanding, defect triage, and automation readiness.
Enhanced Automation Test Execution Reports to achieve 90% success rate.
Successfully delivered FED_ISO and SWIFT_ISO payment modules into production, improving message accuracy by 30% and ensuring 100% compliance with ISO 20022 standards.
Domain: Payments – SWIFT_ISO, FED_ISO, ACH | Client: Goldman Sachs
Senior Test Engineer
mPHATEK Systems Pvt. Ltd
Pune, India
11.2022 - 09.2023
Executed end-to-end validation of SEPA payment flows ensuring regulatory compliance.
Conducted manual and regression testing with proper defect tracking and closure.
Performed comprehensive end-to-end validation of SEPA Credit Transfer and Direct Debit flows, achieving zero non-compliance issues during audits.
Conducted integration and regression testing of APIs connecting payment gateways with providers such as Torrent Power and MNGL.
Carried out load and longevity testing using JMeter to assess system performance and scalability.
Achieved 1000 TPS throughput during initial release by resolving key performance bottlenecks, leading to 25% faster response times and 40% higher scalability under peak load.
Domain: Online Bill Payments | Client: Biller Connect
Test Engineer
Sysnik IT Solutions PVT. LTD
Pune, India
02.2019 - 08.2019
Validated 5+ Core Banking System (CBS) modules including Term Deposit, Loan Calculator, Standing Instruction, and Recurring Deposit, improving defect detection rate by 20% and ensuring functional stability before production release.
Performed API testing with GET, PUT, POST, DELETE methods.
Domain: Core Banking system | Client: Beed Urban Bank
Test Engineer
Sarvatra Technologies Pvt. Ltd
Pune, India
11.2017 - 02.2019
Executed end-to-end validation of payment flows across multiple rails (UPI, IMPS, AEPS), verifying message integrity, settlement accuracy, and compliance with banking standards.
Analyzed logs to troubleshoot and resolve non-STP payment issues.
Domain: Payments – UPI, IMPS, AEPS | Client: Equitas Small Finance Bank
Education
M.Sc. - Electronics
Pune University
Pune
01.2013
B.Sc. - Electronics
Pune University
Pune
01.2011
Skills
Manual Testing
Functional Testing
Regression Testing
Integration Testing
UAT
Test Case Design
Defect Management
Test Execution
API Testing
Performance Testing
Agile Testing
SDLC
STLC
Payments Domain Testing
ISO20022
SWIFT
SEPA
FED_ISO
SWIFT_ISO
ACH
AI Testing
CTFL
CT-AI
Automation Testing
Selenium (Basic)
Java (Basic)
SQL Queries
Test Strategy
Root Cause Analysis
JIRA
Confluence
Postman
JMeter
Selenium
SQL Developer
SQL
Certification
ISTQB Certified Tester – Foundation Level (CTFL)
ISTQB Certified Tester – AI Testing (CT-AI)
Accomplishments
Improved automation test execution reporting, achieving 90% success rate.
Delivered FED_ISO, SWIFT_ISO, and SEPA CT/DD implementations successfully to production.