CHETAN SHARMA
Ghaziabad
Summary
Dynamic financial professional with a proven track record at Biz2credit, excelling in technical underwriting and effective communication. Spearheaded the underwriting process, significantly enhancing client portfolios and mentoring junior colleagues. Skilled in risk management and problem-solving, consistently achieving targets and driving revenue growth.
Overview
6
6
years of professional experience
Work History
Associate – Underwriting
Biz2credit
Noida
02.2023 - Current
- Managed comprehensive underwriting process for revenue-based financing and MCA.
- Performed due diligence by assessing data.
- Structured financial packages based on the capital needs of clients and current market conditions.
- Inspected financial statements, credit information, and title data to complete the underwriting process.
- Assisted teammates with the closing process.
- Conducted comprehensive analysis and evaluated risk to control underwriting loss.
- Provided training and mentoring support to junior colleagues to develop their skills.
Analyst – Credit Services
BMTG Advisors India Pvt. Ltd
Gurugram
04.2021 - 03.2022
- Coordinated with the client's banker via calls, emails, and faxes to request payoff statements.
- Consistently followed up with US Bankers to expedite processing of the Payoff Statement.
- Collaborate across departments according to case demand.
- Ensured flawless execution of payoff statement processing by maintaining precision.
- Regularly contributed recommendations to enhance work quality and shorten SLAs.
Wealth Manager
ICICI Bank Ltd.
Noida
11.2019 - 02.2021
- Led client acquisition processes, enhancing client portfolio.
- Communicated regularly with clients regarding any changes or updates in the status of their investments.
- Counseled clients on financial matters and provided recommendations on investment opportunities, products, and services based on client needs and asset availability.
- Managed customer meetings to ensure comprehensive relationship coverage.
- Achieved set targets contributing to branch revenue.
Financial Analyst
Techbooks International Pvt Ltd
Noida
09.2018 - 11.2019
- Conducted comprehensive analysis of financial statements, including balance sheet and cash flow.
- Prepared SEC periodic reports including 20-F, 8-K, 10-Q, and 10-K for US submissions.
- Reviewed financial line items in the Balance Sheet, Income Statements, Cash Flows, Shareholders' Equity, Comprehensive Income, and detailed footnotes.
- Analyzed financial statements to assess company health and identify investment opportunities.
- Communicated consistently with US clients to gather new project requirements and updates.
Education
MBA - Finance
IMM FOSTIIMA BUSINESS SCHOOL
New Delhi01.2018
B.com -
Delhi University
01.2015
Skills
- Technical underwriting
- Problem-solving aptitude
- Risk management
- Research skills
- Analyzing data
- Effective communication
- Application assessments
- Multitasking
- Decision-making
- Team building
- Quoting and pricing policies
- Mathematical aptitude
Timeline
Associate – Underwriting
Biz2credit
02.2023 - Current
Analyst – Credit Services
BMTG Advisors India Pvt. Ltd
04.2021 - 03.2022
Wealth Manager
ICICI Bank Ltd.
11.2019 - 02.2021
Financial Analyst
Techbooks International Pvt Ltd
09.2018 - 11.2019
MBA - Finance
IMM FOSTIIMA BUSINESS SCHOOL
B.com -
Delhi University