Abhijeet Dattaprasad More
More Than 10 Years Experience In Leading Bank.
Mumbai,MH
Summary
Experienced Banker with over 10 years of experience in Banking. Excellent reputation for resolving problems and improving customer satisfaction.
Overview
11
11
years of professional experience
6
6
years of post-secondary education
4
4
Languages
Work History
Loan Management System Head
Bank of Baroda
Mumbai, Maharashtra
12.2016 - Current
- Implemented multiple Corporate, Retail, Agriculture Loan Origination Solutions in the last 5+ years.
- Thorough knowledge of Loan Origination, Loan Service /Management, Collections, etc.
- Good understanding of Corporate,Retail, Agriculture Loan Banking Operations.
- Experience in end to end implementation of Lending applications for all asset classes.
- Identify gaps amongst existing product and client requirements and suggest possible solutions.
- Analyze all business requirements and provide detailed specifications.
- Assist project managers and development team during the project life cycle especially reviewing & executing test cases, training business users, and leading UAT.
- excellent presentation and communication skills, a positive mindset, and a can-do attitude.
Branch Manager
Bank of Baroda
01.2012 - 12.2016
- Responsibility to increase the Bank's profitability by cultivating new business relationships.
- Handled team up to 20 people to achieve bank target successfully.
- Responsibility to achieve branch target in all sectors(Retail Banking & Corporate Banking)
- Responsible for directing the use of latest technology and procedures hence increasing the client services at higher rates
- Providing training to new employees.
- Generate the cross selling business from existing customers by selling other products.
- Maintain and develop customer relationships, new business, and periodic visit to existing customers.
- Monitoring Branch Credit Risks and Operational Risk and provide solution for that.
Credit Head
Bank of Baroda
01.2011 - 01.2012
- Evaluates loan applications and documentation by confirming credit worthiness.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Find out potential customer loan convince them to availed required product also cross sell other product.
Education
Post Graduate Diploma - Marketing
Mitcon Institute of Management
Pune 06.2009 - 04.2011
Bachelor of Science - Agriculture
Dr. BSKKV
Dapoli, Ratnagiri 06.2005 - 06.2009
Skills
Loan portfolio management
Loan processing knowledge
Loan application processing
System integration
Banking
Timeline
Loan Management System Head
Bank of Baroda
12.2016 - Current
Branch Manager
Bank of Baroda
01.2012 - 12.2016
Credit Head
Bank of Baroda
01.2011 - 01.2012
Post Graduate Diploma - Marketing
Mitcon Institute of Management
06.2009 - 04.2011
Bachelor of Science - Agriculture
Dr. BSKKV
06.2005 - 06.2009