Darshan Bhinde
Mumbai
Summary
Finance leader with 16+ years in BFSI, specializing in private credit, due diligence, and underwriting. Expertise in financial restructuring, risk analysis, P&L management, and strategic planning to drive growth and efficiency. Proven ability to assess investments, optimize performance, and enhance decision-making. Seeking a senior role to apply credit risk, portfolio management, and structuring expertise in alignment with business goals.
Overview
19
19
years of professional experience
1
1
Certification
Work History
VP Finance
Trade
Mumbai
09.2024 - Current
- Lead underwriting, credit due diligence, and risk assessment
- Implement credit controls to protect investments
- Ensure regulatory compliance and manage legal documentation
- Oversee audits, reporting, and investor agreements
- Manage fund accounting, payroll, and cash flow
- Develop and execute fundraising strategies
- Build and maintain investor relationships
- Analyze market trends to identify opportunities
- Drive growth finance options and pitches
- Expand investment pipeline and market presence
AVP- Business Management
Barclays India
Mumbai
03.2019 - 07.2024
- Facilitated midterm and short-term planning discussions, focusing on revenues, costs, headcount, cost-income ratios, PBT, ROTE, RWA
- Provided end-to-end MIS and P&L reporting to the Management Forum
- Proactively conducted performance analyses, offering strategic insights and recommendations to the business head
- Supported the Chief Operations Office and Front Office teams with financial planning and analysis
- Analyse historical data and current trends to make informed projections for future staffing needs and associated costs
- Led the submission of quarterly business reviews, monthly business reviews, and MIS reporting, providing insights into cost and revenue forecasts
- Supported the Sales management team for creating pipeline and tracking conversion into revenue streamline
- Maintained accurate and up-to-date records of sales activities, client interactions, and opportunities using CRM software
- Automated reports and created Dashboards that helped management decide the KPI of the business and led to Time save of 0.35 FT
- Initiated Zero budgeting leading to costs saves of $150K
VP- Corporate Affairs
House of Patels
Mumbai
04.2016 - 02.2019
- Engaged in strategic planning for organizational initiatives originating from the Chairman's office
- Created comprehensive financial plans including retirement, tax, and estate planning
- Updated plans based on changes in client circumstances or market conditions
- Underwrote real estate credit narratives and conducted due diligence for financial risk analysis on new lending deals
- Contributed to business planning and monitoring, including strategy presentations, Business MI development, and KPI and trend analysis
- Played a key role in new initiatives, investments and projects, monitoring progress and outcomes
- Implemented financial restructuring initiatives to enhance financing strategies and reduce funding costs, delivering cost advantages to the organization
- Established and sustain positive working relationships with international clients and third-party service providers on a consistent basis
- Approved commercial lending deals exceeding $20 million for real estate projects in the USA and Thailand
- Assisted in the financial evaluation and due diligence process for potential mergers and acquisitions
- Analysed financial data, assess synergies, and evaluate the financial impact of potential transactions
- Prepared clear and concise financial reports, presentations, and dashboards for senior management and key stakeholders
- Communicate financial insights and recommendations effectively to drive informed decision-making
- Identified inefficiencies in the accounts receivable and payable cycle, negotiated with key stakeholders, and reduced monthly working capital requirements by $50K
- Collaborated with the New York Bond department to successfully release $500K in unutilized margin funds
FX Market Risk & Deals Desk Analyst
Trafigura
Mumbai
02.2012 - 04.2016
- Enhanced the Risk management capabilities by developing tools and Methodologies which would assist in better Internal controls and management of FX and Metal risk
- Managing Risk exposure by hedging inventory for Refined Metal & Scrapbook on LME/ MCX
- Enhance the profitability of deals by optimizing voyage planning and ensuring timely, organized communication of updates
- Developed hedging strategies for commodities and FX to mitigate inventory price risk and currency exposure in Non-USD currencies
- Handled Finalization of contracts, LC drafts, with partners and commercial terms & conditions with respect to commercials, Legal and compliance
- Trader Assistance in Monitoring and capturing FX, Interest rate and Inter exchange arbitrage
- Liaised with CFO to extend credit lines with Banks & Involved in all functions of Trade value chain with a concentration in Operations and Risk Management
- Key point contact for Production management reports on P&L, Client Revenue, Trading revenues, volumes, margins, market share, Expenses / Profitability, Capital, RWA and Balance Sheet
- Ensured to keep UpToDate pricing and hedging exposure for each deal, as well as the associated profit and loss
- Reduced the Working capital Requirement by offering Term Deposits as Margin to hold MCX positions
Commercial Financial Control Analyst
J P Morgan Chase
India
02.2008 - 10.2010
- End-to-end financial control of 6 major trading desks dealing in IB products like Bonds, Interest Rate Swaps, FX, F&O across Japan and Australia
- BS & PL review and reporting, Monthly, Yearly Closing and Reporting -P&L Trade out, currency roll, fee booking to mitigate trade out risk, trading P&L summary and dashboard preparations, governance calls and key metrics reviews with stakeholders
- Initiated Process Automation to manage KPI's
- Earned Star of the team Award in Dec 2009 for setting up Front to Back Recon of Asia rates Business
Financial Business Analyst
Wells Fargo Securities
St Louis
08.2006 - 05.2007
- Carried out business analysis, analyzed the current state document and generated functional specifications for the future state of the reporting system
- Developed new ad-hoc and customized reports with Enterprise Reporting that led to maximize user satisfaction
Education
Masters - Business Administration
Strathclyde Business School
11.2011
Bachelor - Business Administration
University of Central Oklahoma
05.2006
Skills
- Enterprise Reporting
- Business Objects
- Excel for Financial Modeling
- SQL
- Tableau
- Excel
- Python
- SAP
- ORACLE
- Rational Tools
- Budgeting forecasting
- Team Management
- Leadership
- Stakeholder management
- Financial Analysis
- Strategic Planning
- Diversity
- Scenario analysis
- Portfolio optimization
- Forecasting
- Decision-making
- Budget oversight
- Presentations
- Relationship building
- Data analysis
Certification
NISM Series V-A Mutual Fund Distributors, Bombay Stock Exchange Derivatives module, 2024
Accomplishments
- Achieved Overall 14% ROI managing Investment portfolio for Patel Family.
- Devised and implemented accounts and internal controls for logistics business leading to reduction in monthly cash flow of $50K.
Hobbies and Interests
- Reading About Financial Market Trends
- Blogging About New Financial Instruments
Languages
- English
- Marathi
- Hindi
Timeline
VP Finance
Trade
09.2024 - Current
AVP- Business Management
Barclays India
03.2019 - 07.2024
VP- Corporate Affairs
House of Patels
04.2016 - 02.2019
FX Market Risk & Deals Desk Analyst
Trafigura
02.2012 - 04.2016
Commercial Financial Control Analyst
J P Morgan Chase
02.2008 - 10.2010
Financial Business Analyst
Wells Fargo Securities
08.2006 - 05.2007
NISM Series V-A Mutual Fund Distributors, Bombay Stock Exchange Derivatives module, 2024
Masters - Business Administration
Strathclyde Business School
Bachelor - Business Administration
University of Central Oklahoma
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