Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

Darshan Chauhan

Mumbai

Summary

Finance professional with 3+ years of experience in banking, specializing in financial reporting, reconciliations, and risk management. Skilled in data analytics (Excel, SQL, R Studio) and regulatory reporting (IND-AS, IGAP, IFRS). Hands-on experience in the development and implementation of OFSAA (Oracle Financial Services Analytical Applications) and AXIOM-based NPA Tracker systems, improving compliance, reporting accuracy, and automation. Proven track record of optimizing loan portfolio health, reducing risk exposures, and collaborating with cross-functional teams for NPA resolution. Currently seeking opportunities in investment banking, corporate finance, or financial analysis.

Overview

7
7
years of professional experience

Work History

Manager – Impaired Loans & Accounting Group (ILAG)

ICICI Bank
03.2022 - Current
  • Prepared and submitted IND-AS compliant NPA schedules to regulators, reconciling differences between IGAP and IND-AS provisions in line with RBI guidelines.
  • Assisted in preparation and review of financial/regulatory reports aligned with IFRS requirements (ECL provisioning under IFRS 9, fair value under IFRS 13, lease accounting under IFRS 16).
  • Worked on Expected Credit Loss (ECL) models and classification of financial instruments (Amortised Cost, FVOCI, FVTPL) as per IFRS 9.
  • Ensured compliance with RBI guidelines harmonized with IFRS principles in regulatory submissions.
  • Analyzed credit risk data and its impact on impairment reporting.
  • Partnered with technology teams to automate IFRS/IND-AS reporting templates within OFSAA & OBIEE, ensuring accurate GL mapping and reporting categories.
  • Led development and implementation of OFSAA for risk and compliance reporting.
  • Spearheaded testing and rollout of the new AXIOM-based NPA Tracker, improving accuracy and timeliness of submissions.
  • Conducted User Acceptance Testing (UAT) for new loan monitoring systems, enhancing reporting efficiency.
  • Automated data reporting processes using SQL & Excel macros, reducing manual effort by 30%.
  • Partnered with auditors and regulators to ensure timely submission of financial reports.
  • Managed impaired loan portfolio worth ₹500+ crore, reducing NPAs by 15% through recovery initiatives.
  • Handled reconciliation of books exceeding ₹15,000 crore, ensuring accuracy and compliance.
  • Collaborated with legal, credit risk, and recovery teams to strengthen portfolio health and mitigate losses.

Intern

M. Jigar & Co.
08.2018 - 04.2019
  • Assisted in financial analysis and market research for investment decisions.
  • Supported equity and debt market studies, enhancing financial instruments knowledge.
  • Prepared reports to support investment strategies and portfolio evaluations.

Education

PGPM - Finance

ICFAI Business School
01.2022

Merchant Banking Certification - undefined

NISM
01.2022

Bachelors - Management Studies (Finance)

Lala Lajpatrai College
01.2018

Skills

  • Finance: Financial Modeling, Valuation, Regulatory Reporting (IGAP, IND-AS, IFRS), Risk Management, Reconciliations
  • Technical: Microsoft Excel (Advanced Functions, Pivot, Macros), SQL, R Studio, Data Analytics
  • Banking: NPA Resolution, Loan Portfolio Management, Process Optimization, Audit & Compliance

Timeline

Manager – Impaired Loans & Accounting Group (ILAG)

ICICI Bank
03.2022 - Current

Intern

M. Jigar & Co.
08.2018 - 04.2019

Merchant Banking Certification - undefined

NISM

Bachelors - Management Studies (Finance)

Lala Lajpatrai College

PGPM - Finance

ICFAI Business School
Darshan Chauhan