David Wingate Jr
Decatur
Summary
Resourceful Mortgage Officer known for high productivity and efficient task completion. Skilled in loan origination software, regulatory compliance, and risk assessment. Excel in communication, problem-solving, and customer service, ensuring smooth and effective mortgage processing.
Seasoned Mortgage Officer with comprehensive understanding of financial regulations and loan process. Demonstrated ability to manage complex portfolios, ensure compliance, and deliver exceptional customer service. Known for strategic planning skills, adept at identifying potential risks and implementing effective solutions. Previous roles have resulted in improved operational efficiency, customer satisfaction, and regulatory adherence.
Overview
12
12
years of professional experience
Work History
Sr. Mortgage Officer
First Merchants
Decatur
06.2024 - Current
- Outside sale working with Realtors and Builders and helping grow their business and our community.
- Educated clients on mortgage terms, conditions, and processes.
- Collaborated with real estate agents to facilitate smooth transactions.
- Provided guidance on the best type of loan for each customer based on their individual needs and goals.
- Maintained a comprehensive understanding of current interest rates, lending guidelines, and regulatory requirements.
Mortgage Loan Officer
3rivers
Decatur
06.2013 - 12.2024
- Evaluated loan applications for creditworthiness and compliance with regulations.
- Built strong relationships with clients to provide personalized service and support.
- Maintained up-to-date knowledge of mortgage products and market trends.
- Collaborated with underwriters to resolve issues on pending loan applications.
- Prepared loan documents ensuring accuracy and completeness for processing.
- Guided clients through mortgage options and application processes effectively.
- Assisted in training new staff on company policies and loan procedures.
- Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.
- Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
Education
High School Diploma -
Grand Haven High School
Grand Haven, MI08-1989
Timeline
Sr. Mortgage Officer
First Merchants
06.2024 - Current
Mortgage Loan Officer
3rivers
06.2013 - 12.2024
High School Diploma -
Grand Haven High School