DEBAJIT CHANGMAI

Managed portfolio for L&T Finance, tracking performance, engaging with customers, and driving strategic growth in two-wheeler loans and personal loans.

• Managed diverse investment portfolios aligning with client objectives and risk tolerance.
• Developed strategic asset allocation strategies to enhance portfolio performance.
• Conducted thorough market research to inform investment decisions and risk assessments.

At VGM Consultant Ltd., I managed a portfolio of key financial institutions, including Tata Capital, L&T Finance, IDFC First Bank, Mahindra Finance, and HDB Finance. In this role, I oversaw a diverse range of lending products, including Business Loans (BL), Consumer Durable Loans, Two-Wheeler Loans, Car Loans, and Personal Loans, ensuring strategic growth and customer satisfaction across all segments.

* Additionally, I took special care in mentoring and managing an intern, providing them with hands-on exposure to portfolio management and lending products. This was a highly rewarding experience, both for their growth and for the team's success.

• Managed daily collections processes and ensured timely follow-up on outstanding accounts.
• Supervised staff in resolving customer inquiries and disputes regarding account balances.
• Developed strategies to enhance collection efficiency and improve cash flow management.