Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Debashish Dey

Kolkata

Summary

A dedicated professional with 13+ years of rich experience in credit card acquiring industry ( Cards & Payments Knowledge) with expertise in key acquiring areas like Authorisation, Settlement, Interchange, Chargeback and Reconciliation.

Strong knowledge in Association format (VISA, MASTERCARD, AMEX, DISC, STAR ACCESS, IOL, WEX, CARDINAL etc) card types . End to end experience in Acquiring process from Merchant transaction Authorization to Transaction Settlement and reconciliation process along with issuer fees like Interchange.

Overview

14
14
years of professional experience

Work History

Senior Analyst II

DXC Technology India
Kolkata
09.2023 - Current
  • Currently working as a team lead in a life insurance project of OneAmerica.
  • Worked on Cyberlife, a life insurance policy administration tool that handles all functionalities from policy application, Approval/issue, Policy Inforce processing, Billing and Commissions.
  • Most current project is Annuity State Tax that imposes different tax restrictions on Annuity products for a number of US states.

Senior Associate

Cognizant Technology Solutions India PVT LTD
Kolkata
01.2021 - 08.2023
  • Played key role in a Mainframe Migration ( Microfocus to Fujitsu NetCOBOL ) project.
  • Worked as a team lead in FSAMS (reconciliation) application.

Senior Analyst

Cognizant Technology Solutions US Corp
Coral Springs
04.2018 - 12.2020

Onsite representative on behalf of Cognizant for Team Interchange ( Credit Processing and Settlement ).

  • Gathering core business knowledge for clearing and settlement of credit card transactions.
  • Worked in different key areas of credit card acquiring, such as authorization, qualification, clearing/reformatting, transmission, incoming settlement, and reclassification.
  • Instrumental in delivering key projects like AMEX OPTBLUE, VISA PARTNER PROGRAM, PROSA-MIFEL-Mexican bank Set up, Association Release and many more.
  • Responsible for managing the development, maintenance, and support (24/7) to achieve the highest level of customer (end-user) acceptance and satisfaction within Service Level Agreements (SLA).
  • Manage work with offshore resources and provide defect free delivery to client.

Associate

Cognizant Technology Solutions
Kolkata
07.2011 - 04.2018
  • Development of system applications and their enhancements.
  • Building test cases, test plans and performing Unit and Regression Testing for the application team Interchange.
  • Production support for the jobs running in production region.
  • Development of Design documents and its review with the Client manager.
  • Coordinated with onshore Interchange SME to work on critical projects like the Visa Partner Program, Global Bin file enhancement, Visa and Mastercard Annual Release enhancements, and many other critical projects related to Credit Card Acquiring.

Education

BTECH - Computer Science

Future Institute of Engineering and Management
Kolkata, India
01.2011

ICSE/ISC -

Vivekananda Mission School
Kolkata, India
01.2007

Skills

  • Mainframe Development and Testing
  • Business Requirement Analysis
  • Agile - KANBAN
  • Business Operation
  • Training / Mentoring
  • Change Management
  • COBOL
  • JCL
  • DB2
  • VSAM
  • SYNCSORT / ICETOOL
  • CICS
  • SQL
  • PYTHON
  • C
  • FILE MASTER

Accomplishments

  • Awarded in Level 0 and Level 1 Certifications in BFS and Cards and Payments

Timeline

Senior Analyst II

DXC Technology India
09.2023 - Current

Senior Associate

Cognizant Technology Solutions India PVT LTD
01.2021 - 08.2023

Senior Analyst

Cognizant Technology Solutions US Corp
04.2018 - 12.2020

Associate

Cognizant Technology Solutions
07.2011 - 04.2018

BTECH - Computer Science

Future Institute of Engineering and Management

ICSE/ISC -

Vivekananda Mission School
Debashish Dey