Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic
Debasis Dey

Debasis Dey

Cuttack

Summary

I'm a banking professional with over four years of hands-on experience in commercial and retail banking, credit risk management, and digital lending. I've successfully led impactful projects, helped transform core banking operations, and worked closely with teams using agile methods. Strategic Area Head known for high productivity and efficient task completion. Specialize in team leadership, operational strategy, and market analysis to drive regional success. Excel at communication, problem-solving and adaptability, ensuring seamless collaboration and optimal performance across functions.

Overview

9
9
years of professional experience

Work History

Area Head - Mortgage

IDFC First Bank Limited
Bhubaneswar
08.2021 - Current

- Took the lead on key digital transformation efforts that made loan processing faster and more efficient across 6 branches.
- Managing loan disbursements, payment processing, and account servicing.
- Encouraged agile ways of working internally, which helped the team become more efficient and responsive.
- Worked closely with teams to improve CRM systems and customer experience strategies.
- Ensured team alignment with data privacy and secure handling practices.
Key Projects & Initiatives: - Digital Loan Origination Optimization – Reduced turnaround time by 20%.
- Agile Field Feedback Loop – Enhanced internal CRM capabilities.
- Portfolio Risk Flagging Framework – Reduced NPA inflow by 12%.

Assistant Manager

Shriram Transport Finance Company Ltd.
Jajpur
12.2017 - 06.2019

- Monitored sales and collections across rural lending portfolios.
- Ensured data accuracy and regulatory compliance through micro-loan data audits.
Key Projects & Initiatives:
- Rural Financial Literacy Campaign – Engaged 500+ clients.
- Micro-loan Data Auditing Initiative – Audited 200+ records.

Purchase Executive

Koide India Pvt. Ltd.
Neemrana
08.2016 - 07.2017
  • Raised Purchase Order and carried out amendments of P.O. for raw material.
  • Maintained day to day inventory of the raw material and die part.
  • Received and issued of the raw material, packing material and general items to a relevant section of production, quality control and maintenance Dept.

Education

MBA - Rural Management

Xavier School of Rural Management
Bhubaneswar
01.2021

B.Tech. - Mechanical Engineering and Technology

Central Institute of Plastics Engineering & Technology
Bhubaneswar
01.2016

12th - Science

Kendriya Vidyalaya ARC Charbatia
Cuttack
01.2011

10th -

Kendriya Vidyalaya ARC Charbatia
Cuttack
01.2009

Skills

  • Digital transformation
  • Loan processing
  • Data privacy
  • Customer experience
  • CRM optimization
  • Regulatory compliance

Timeline

Area Head - Mortgage

IDFC First Bank Limited
08.2021 - Current

Assistant Manager

Shriram Transport Finance Company Ltd.
12.2017 - 06.2019

Purchase Executive

Koide India Pvt. Ltd.
08.2016 - 07.2017

MBA - Rural Management

Xavier School of Rural Management

B.Tech. - Mechanical Engineering and Technology

Central Institute of Plastics Engineering & Technology

12th - Science

Kendriya Vidyalaya ARC Charbatia

10th -

Kendriya Vidyalaya ARC Charbatia
Debasis Dey