I'm a banking professional with over four years of hands-on experience in commercial and retail banking, credit risk management, and digital lending. I've successfully led impactful projects, helped transform core banking operations, and worked closely with teams using agile methods. Strategic Area Head known for high productivity and efficient task completion. Specialize in team leadership, operational strategy, and market analysis to drive regional success. Excel at communication, problem-solving and adaptability, ensuring seamless collaboration and optimal performance across functions.
- Took the lead on key digital transformation efforts that made loan processing faster and more efficient across 6 branches.
- Managing loan disbursements, payment processing, and account servicing.
- Encouraged agile ways of working internally, which helped the team become more efficient and responsive.
- Worked closely with teams to improve CRM systems and customer experience strategies.
- Ensured team alignment with data privacy and secure handling practices.
Key Projects & Initiatives: - Digital Loan Origination Optimization – Reduced turnaround time by 20%.
- Agile Field Feedback Loop – Enhanced internal CRM capabilities.
- Portfolio Risk Flagging Framework – Reduced NPA inflow by 12%.
- Monitored sales and collections across rural lending portfolios.
- Ensured data accuracy and regulatory compliance through micro-loan data audits.
Key Projects & Initiatives:
- Rural Financial Literacy Campaign – Engaged 500+ clients.
- Micro-loan Data Auditing Initiative – Audited 200+ records.