Debasis Dey
New colony
Summary
An astute professional with over 4 years of experience in banking industry implementing sales marketing and business development initiatives aimed and sustained long-term growth. Rural Management graduate with strong knowledge in the field of finance especially micro banking, rural marketing and research. Innovative Relationship Manager focused on developing strategic business opportunities by delivering exemplary service to each client's individual needs. Respected professional with exceptional knowledge regarding risk management.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Manager
IDFC First Bank Ltd
08.2021 - Current
- Handling a team of 4 team members and motivating team members to ensure consistent and maximum performance levels.
- Analyzing financial statements of each client and preparing proposals in coordination with credit team
- Ensuring that all recommended credit applications follow credit criteria along with creating sales culture that will drive top performance.
- Monitoring all legal aspects of proposals and maintaining up to date knowledge on relevant procedures and regulatory requirements
- Training and development of new joiners to ensure smooth onboarding of team members.
- Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
- Developed customer surveys to measure customer satisfaction and identify areas of improvement.
Assistant Manager
Shriram Transport Finance Company Limited
12.2017 - 06.2019
- Handling a team of 4 members specialized in sales and collections along with monitoring sales target as well as NPA recovery.
- Ensured high-quality service and performed cross- selling of products like Tyre Loans, Personal Loans and Fixed Deposits
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Imparted training to new joiners regarding various products and monitoring of their performance.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
Purchase Executive
Koide India Pvt. Ltd
08.2016 - 07.2017
- Received and issued of raw material, packing material and general items to relevant section of production, quality control and maintenance Dept.
- Assessed quality standards and encouraged suppliers to integrate standards with company objectives.
- Tracked movement of raw materials and subcontracted goods and reconciled inventory.
- Directed preparation of purchase orders or bid requests to meet material needs for production operations.
Education
MBA - Rural Management
Xavier Institute of Management
Bhubaneswar04.2021
B.Tech - Manufactuting Engineering and Technology
CIPET
Bhubaneswar05.2016
12th - Science
Kendriya Vidyalaya ARC Charbatia
Cuttack06.2011
10th -
Kendriya Vidyalaya ARC Charbatia
Cuttack05.2010
Skills
- Financial Analysis
- Relationship Management
- Team Leadership
- Risk Mitigation
- Credit Analysis Portfolio Management
- Business Development
Certification
- Pursuing Advanced Excel from Grant Thornton.
- Pursuing Financial analysis and valuation from Grant Thornton.
Extramural Activity
Coordinator -Career Advisory Services
- handled a team of 7 members and achieved 100% placement of Batch during the pandemic period.
Languages
English
Advanced (C1)
Hindi
Upper intermediate (B2)
Odia
Intermediate (B1)
Bengali
Elementary (A2)
Timeline
Manager
IDFC First Bank Ltd
08.2021 - Current
Assistant Manager
Shriram Transport Finance Company Limited
12.2017 - 06.2019
Purchase Executive
Koide India Pvt. Ltd
08.2016 - 07.2017
MBA - Rural Management
Xavier Institute of Management
B.Tech - Manufactuting Engineering and Technology
CIPET
12th - Science
Kendriya Vidyalaya ARC Charbatia
10th -
Kendriya Vidyalaya ARC Charbatia
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