DEEPAK KUMAR
Gurgaon
Summary
Results-driven professional known for productivity and efficiency in task completion. Possess specialized skills in Credit underwriting, financial analysis, and team leadership. Excel in communication, problem-solving, and adaptability, ensuring seamless operations and organizational growth.
Overview
11
11
years of professional experience
Work History
ASSOCIATE VICE PRESIDENT
NATWEST DIGITAL SERVICES INDIA PVT LTD
12.2023 - Current
- Actively involved in the continuous review and updating of Standard Operating Procedures (SOP) to align with evolving process changes over time.
- Developed and Deployed a Productivity Tracking Framework that optimize workload management and boost team efficiency.
- Collaborated on various process improvement tasks aimed at streamlining processes and achieving operational efficiency.
- Leading and overseeing a team of 2 individuals directly and 5-8 individuals in the capacity of a Shadow Team Leader.
- Providing mentorship and training to new members on process workflows and stewardship tasks, ensuring their seamless integration with minimal team scaling requirements.
- Consistently recognized as a top performer, earning accolades from both onshore and offshore stakeholders.
LEAD ANALYST
NATWEST DIGITAL SERVICES INDIA PVT LTD
04.2021 - 12.2023
- Vigilantly monitoring account operations to detect signs of business distress and taking timely actions to minimize risk.
- Engagement with relevant teams promptly upon identifying any Watchlist triggers, facilitating timely actions such as Heightened Monitoring, restructuring, or recoveries as required.
- Ensuring timely covenant testing and promptly taking corrective measures in the event of breaches or deviations.
- Performing meticulous quality checks on various team tasks and contributing valuable insights for the enhancement of new processes.
SENIOR ANALYST
NATWEST DIGITAL SERVICES INDIA PVT LTD
07.2017 - 04.2021
- Overseeing a diverse portfolio of 100+ commercial and large corporate clients in the UK, spanning various sectors, with active coordination between onshore and offshore teams.
- Conducting credit underwriting for annual renewals, additional lending increase applications, and new-to-bank business transactions through a detailed assessment of creditworthiness and risk by analyzing financial statements, non-financial considerations, data from various sources to identify trend & patterns and evaluating usage and repayment patterns of existing facilities.
- Serving as the primary point of contact for stakeholders, ensuring the timely and quality completion of all portfolio-related tasks.
ARTICLE ASSISTANT
JAIN AMIT ANAND & ASSOCIATES
08.2013 - 08.2016
- Thorough examination and analysis of various ledgers and finalising companies' financial statements
- Compilation of comprehensive tax audit reports and proficiently filing personal and corporate tax returns
- Execution of statutory audits, involving the in-depth analysis of various business entities, including but not limited to retailers, petrol distributors, exporters, and electricity generation companies
Education
DIPLOMA IN LENDING SKILLS -
CHARTERED BANKER INSTITUTE
01-2018
CHARTERED ACCOUNTANT -
THE INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
01-2016
B.COM -
UNIVERSITY OF DELHI
01-2015
SENIOR SECONDARY -
HBSE
01-2011
SECONDARY EDUCATION -
HBSE
01-2009
Skills
- Credit underwriting
- Financial analysis
- Real estate
- Critical thinking
- Connected
- Project Oversight
- Covenant
- Stressed customer Monitoring
- Change ready
- People management
Languages
- English
- Hindi
Personal Information
- Date of Birth: 11/01/95
- Marital Status: Single
Timeline
ASSOCIATE VICE PRESIDENT
NATWEST DIGITAL SERVICES INDIA PVT LTD
12.2023 - Current
LEAD ANALYST
NATWEST DIGITAL SERVICES INDIA PVT LTD
04.2021 - 12.2023
SENIOR ANALYST
NATWEST DIGITAL SERVICES INDIA PVT LTD
07.2017 - 04.2021
ARTICLE ASSISTANT
JAIN AMIT ANAND & ASSOCIATES
08.2013 - 08.2016
DIPLOMA IN LENDING SKILLS -
CHARTERED BANKER INSTITUTE
CHARTERED ACCOUNTANT -
THE INSTITUTE OF CHARTERED ACCOUNTANTS OF INDIA
B.COM -
UNIVERSITY OF DELHI
SENIOR SECONDARY -
HBSE
SECONDARY EDUCATION -
HBSE
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