DEEPAK KUMAR SHARMA
CHARTERED ACCOUNTANT
H NO 16 B NEAR PNB BANK PAPRAWAT NAJAFGARH,DL
Summary
Highly motivated and results-driven professional with a positive attitude and a supportive approach. Skilled in Finance, Budgetary control, audit, compliance, and MIS reporting. Strong ability to work under limited supervision at a demanding pace. Proficient in Team Management, Cost Control , Cost Reduction , Sick Revival Co into Profitability , Internal Control Development, Financial Management , Compliance of All Applicable Laws, etc. Adaptable and quick learner with a track record of delivering exceptional performance.
Overview
9
9
years of professional experience
4
4
years of post-secondary education
2
2
Languages
Work History
Assistant General Manager
APJ Investments Pvt. Ltd.
08.2020 - Current
- Company Overview: (NBFC)
- Monitoring all Capital Adequacy Norms as per RBI
- Assets Classification ( Standard, Sub Standard , Doubtful ) as Per RBI
- Review and Control NPA Provisions
- Monitor and Comply Liquidity Requirement
- Submit quarterly and annual reports to the RBI, including their financial position, operational details, and compliance status
- Submit quarterly returns on their operations, financial position, and capital adequacy, as per RBI requirements.
- Conducts a Risk-Based Supervision (RBS) of NBFCs to evaluate their financial health and compliance with regulatory norms
- Evaluate credit applications and conduct thorough risk analyses to determine creditworthiness
- Develop and implement credit policies and procedures in alignment with company objectives
- Monitor and manage credit risk across the region, identifying trends and making recommendations to mitigate risks.
- Supervise and mentor credit analysts and support staff, providing guidance on best practices in credit management
- Work closely with sales teams to ensure that credit policies support business goals and customer relationships
- Prepare regular reports on credit performance, risk exposure, and compliance to senior management
- Provide training and support to sales staff on credit policies and risk management strategies
- Ensure adherence to all relevant laws and regulations regarding credit practices
- Preparation of Budget, Future Forecasting, Variance Analysis
- Attend Various Type of Meeting (Board Meeting, AGM, Audit Committee Meeting etc.)
- Ensured compliance with all health department regulations by implementing strict sanitation guidelines throughout the establishment.
Manager
S.M. SAINI & ASSOCIATES
08.2015 - 07.2020
- Conducted operational audits to control expenses, monitor raw material consumption, and enhance Labour efficiency
- Performed internal audits of project invoicing, payable processes, and statutory compliance
- Verified fixed assets and reviewed organization business processes to improve efficiency
- Identified possible risks, ensured compliance with laws, and maintained effective books of accounts
- Checked company loans and advances, reconciled bank statements, and finalization of accounts
- Handled income tax and GST workings, as well as MIS-related tasks
- Ensured accuracy and adherence to internal controls in all audits and processes
- Mitigated risks and implemented measures to improve the business environment
- Facilitated compliance with various laws and regulations
- Provided valuable insights and reports to management for informed decision-making
Education
Professional Degree - Chartered Accountant
The Institute Of Chartered Accountants Of India
01.2019 - 12.2019
Bachelor Degree - Bachelor Of Commerce
Delhi University
01.2015 - 12.2015
12th - undefined
H.B.S.E.
01.2011 - 12.2011
10th - undefined
H.B.S.E.
01.2009 - 12.2009
Skills
Relationship Management
Team Management
Credit Policy Development
Financial Analysis
Risk Assessment
Team Collaboration
Problem Solving
Communication
SAP and Documentation
Adaptability
Continuous Learning Attitude
Positive Attitude
Employee relations
Operations management
Strategic planning skill
Team leadership expertise
Training and development background
Expert Knowledge Tableau and Power BI
Jobsearchpreferences
Employed, Open to Work
Lookingfor
Credit Manager, Regional Credit Manager or Any Other Similar Post, Full Time, Delhi or Any other Location in NCR, 36 Lakh +, 45 days
Relationshipstatus
Married
Personal Information
- Blood Group: A
- Date of Birth: 09/15/93
- Gender: Male
Timeline
Assistant General Manager
APJ Investments Pvt. Ltd.
08.2020 - Current
Professional Degree - Chartered Accountant
The Institute Of Chartered Accountants Of India
01.2019 - 12.2019
Manager
S.M. SAINI & ASSOCIATES
08.2015 - 07.2020
Bachelor Degree - Bachelor Of Commerce
Delhi University
01.2015 - 12.2015
12th - undefined
H.B.S.E.
01.2011 - 12.2011
10th - undefined
H.B.S.E.
01.2009 - 12.2009