DEEPAK PATIL
Bengaluru
Summary
Entrepreneurial-minded executive with over 17 years of experience in Credit Cards, Payments, Digital Lending, Consumer Finance/Affordability with expertise in Partnership Management, Product and Portfolio management, Business Development, Team Building and PnL management. Proven track-record of launching and scaling new products/businesses/markets.
Overview
18
18
years of professional experience
5
5
years of post-secondary education
Work History
Business Head - Credit Products
Super.money
10.2023 - Current
- Part of the founding team at super.money, a Flipkart group co, building personal loans, digital lending & credit card marketplace
- Launched 5 lenders in last 4-5 months to offer personal loans on Flipkart App
- In-pipe are co-brand cards with 4-banks on Rupay network
Head - Co-brand Card, Payments, EMI & Partnerships
Flipkart Internet Pvt Ltd
05.2019 - 10.2023
- Launched and scaled Flipkart's co-brand credit card with Axis Bank to over 4Mn customers in a span of 4 years
- Scaled affordability constructs in partnership with Banks, NBFCs and Fintech's to power growth of high-asp categories
- Secured investments from banks, UPI / wallet players for key campaigns and events including Flipkart's 'Big Billion Days'
- Launched personal loans on Flipkart with one of the largest private banks in India.
National Manager - EMI Cards and Credit Cards
Bajaj Finance Ltd
11.2016 - 04.2019
- Led a team responsible for driving activation and usage of India’s largest and credit pre-approved customer base - EMI Card.
- Worked on design, planning and execution of transitioning customers from Physical EMI Card to Digital EMI Card.
- Led Product and Strategy for BFL's co-brand credit card with RBL Bank (Oct'18 - Apr'19)
Product Manager - Mass Affluent Cards
Citibank NA
02.2015 - 10.2016
- Led P&L and product for the flagship IndianOil Citibank Co-brand Card
- Built and executed card product strategy on acquisition, activation and rewards management for driving profitable growth
Zonal Sales Manager
American Express (Amex)
11.2013 - 01.2015
- Recruitment, training and performance management of 60-member team for in-store acquisition.
Senior Manager - Cards Portfolio
SBI Cards
05.2012 - 10.2013
- Lead automation project for the Card EMI program working jointly with merchants LFR's, GTs and the Payment Aggregators
- Delivered 30x jump in EMI volume delivering a strong top-line as well as bottom-line for the co
Relationship Manager - Credit Cards
Citibank NA
05.2006 - 04.2012
- Pune (Oct'09 - Apr'12) - City Head leading a large sales team of both on-roll and DSA's to sell retail assets and liability products for Citibank
- Hyderabad, Bangalore (Dec'06 - Sep'09) - Head of in-store acquisition channel and cards acquiring
- Bangalore (May'06 - Nov'06) - In-store acquisition of Shoppers Stop co-brand card
Education
MBA - Marketing
Institute of Management Technology
Ghaziabad 03.2004 - 04.2006
B Com - Commerce
Marthwada Mitra Mandal's College of Commerce
Pune 03.1999 - 04.2002
Skills
Credit Cards, Payments and Lending
Timeline
Business Head - Credit Products
Super.money
10.2023 - Current
Head - Co-brand Card, Payments, EMI & Partnerships
Flipkart Internet Pvt Ltd
05.2019 - 10.2023
National Manager - EMI Cards and Credit Cards
Bajaj Finance Ltd
11.2016 - 04.2019
Product Manager - Mass Affluent Cards
Citibank NA
02.2015 - 10.2016
Zonal Sales Manager
American Express (Amex)
11.2013 - 01.2015
Senior Manager - Cards Portfolio
SBI Cards
05.2012 - 10.2013
Relationship Manager - Credit Cards
Citibank NA
05.2006 - 04.2012
MBA - Marketing
Institute of Management Technology
03.2004 - 04.2006
B Com - Commerce
Marthwada Mitra Mandal's College of Commerce
03.1999 - 04.2002
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