DEEPAK PATIL
Bengaluru
Summary
Entrepreneurial-minded business leader with over 18 years of experience in Credit Cards, Payments, Digital Lending, Consumer Finance.
Experienced in setting, monitoring and managing strategic and tactical business plans to achieve org goals with proven track-record of launching and scaling new products/businesses. Known for fostering collaborative environment, problem-solving mindset and leveraging experience and expertise in achieving key business objectives.
Overview
19
19
years of professional experience
5
5
years of post-secondary education
Work History
Business Head - Lending and Unsecured Cards
Super.money
10.2023 - Current
- Part of the founding team at super.money, a Flipkart group co, leading business for digital lending and & credit card marketplace
- Launched and scaled personal loan business on Flipkart app to delivery a strong bottom line for the co
- In-pipe are co-brand cards with 4-banks on Rupay network
Head - Co-brand Card, Payments, 3PEMI, Gift Cards
Flipkart Internet Pvt Ltd
05.2019 - 10.2023
- Launched and scaled Flipkart's co-brand credit card with Axis Bank to over 4Mn customers in 4 years
- Drove adoption of affordability constructs in partnership with Banks, NBFCs and Fintech's to power growth of high-asp commerce categories
- Secured investments from banks, UPI / wallet players for key campaigns and events including Flipkart's 'Big Billion Days'
- Launched personal loans on Flipkart
National Manager - EMI Cards and Credit Cards
Bajaj Finance Ltd
11.2016 - 04.2019
- Responsible for driving activation and usage of India’s largest and credit pre-approved customer base - EMI Card
- Planned and executed the strategic charter of digitization of EMI Card : Physical to Digital EMI Card
- Led Product and Strategy for BFL's co-brand credit card with RBL Bank (Oct'18 - Apr'19)
Product Manager - Mass Affluent Cards
Citibank NA
02.2015 - 10.2016
- Led P&L and product for the flagship IndianOil Citibank Co-brand Card
- Built and executed product strategy on acquisition, activation and rewards management for driving profitable growth
Zonal Sales Manager
American Express (Amex)
11.2013 - 01.2015
- Recruitment, training and performance management of 60-member team for in-store acquisition.
Senior Manager - Cards Portfolio
SBI Cards
05.2012 - 10.2013
- Led automation project for the Card EMI program working jointly with merchants and the Payment Aggregators
- Delivered 30x jump in EMI volume delivering a strong top-line as well as bottom-line for the co
Relationship Manager - Credit Cards
Citibank NA
05.2006 - 04.2012
- Led a large sales team of both on-roll and DSA's to sell cards, retail assets and liability products of Citibank
Education
MBA - Marketing
Institute of Management Technology
03.2004 - 04.2006
B Com - Commerce
Marthwada Mitra Mandal's College of Commerce
03.1999 - 04.2002
Skills
Credit Cards, Payments and Digital Lending
Timeline
Business Head - Lending and Unsecured Cards
Super.money
10.2023 - Current
Head - Co-brand Card, Payments, 3PEMI, Gift Cards
Flipkart Internet Pvt Ltd
05.2019 - 10.2023
National Manager - EMI Cards and Credit Cards
Bajaj Finance Ltd
11.2016 - 04.2019
Product Manager - Mass Affluent Cards
Citibank NA
02.2015 - 10.2016
Zonal Sales Manager
American Express (Amex)
11.2013 - 01.2015
Senior Manager - Cards Portfolio
SBI Cards
05.2012 - 10.2013
Relationship Manager - Credit Cards
Citibank NA
05.2006 - 04.2012
MBA - Marketing
Institute of Management Technology
03.2004 - 04.2006
B Com - Commerce
Marthwada Mitra Mandal's College of Commerce
03.1999 - 04.2002
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