Deepak Singh Bisht

Knowledgeable Credit manager with solid background in managing credit operations and mitigating financial risks. Recognized for implementing effective credit policies that support business growth and customer satisfaction. Proven ability to lead teams and optimize credit processes through strategic planning and collaboration.

Finance professional prepared to bring years of credit management expertise to your organization. Adept at analyzing financial data, ensuring compliance, and maximizing credit performance. Known for fostering collaborative team environment and driving results in dynamic financial settings. Possesses critical skills in risk assessment and policy development.

• Win 'FIFD BEST PERFORMER-2015' Award in Hero Fin Corp Ltd.
• Completed 'Rising Stars' training program, organized by Hero Fin Corp Ltd.
• I have always been a good performer in my work.

LAN 9, PLOT 151, SHAKTI KHAND-2 INDIRAPURAM GHAZIABAD, PIN- 201014

• Date of Birth: 10/09/95
• Nationality: Indian
• Marital Status: Unmarried

• Reading non-fiction and current affairs books
• Traveling in spare time

• CHQBOOK, Gurgaon, 10/01/21, Present, Assistant Credit Manager, Credit underwriting in unsecured BL ticket size 20lac., Reviewed loan applications to ensure completeness of data, verified information listed on applications and obtained additional documents required for sale of loans., Effectively communicated required conditions to the branch/division and assists where possible to expedite final approval of each file., Making the cases onboarded (Checking all KYC)., Calibration of CIBIL report to examine customer behavior towards loan repayment., Verifying all the business docs through online sites., Review the shop & stock pictures., Preparing CAM SHEET & BANKING ANALYSIS reports to evaluate the customer loan eligibility through ABB., Initiating VPD or TELE PD with the customer for best evaluation., Coordinating with CPV agencies for getting accurate and timely reports., Working with different lenders with different policies., Credit to OPS mis circulations., Visiting for CPV at customer business place., Handling CPA team and ensuring timely login., Handling new lenders UAT and process.
• CLIX CAPITAL, Gurgaon, 05/01/19, 10/01/21, Associate Credit Manager, Credit underwriting in unsecured BL ticket size 10lac., Reviewed loan applications to ensure completeness of data, verified information listed on applications and obtained additional documents required for sale of loans., Effectively communicated required conditions to the branch/division and assists where possible to expedite final approval of each file., Making the cases onboarded (Checking all KYC)., Calibration of CIBIL report to examine customer behavior towards loan repayment., Verifying all the business docs through online sites., Preparing CAM SHEET & BANKING ANALYSIS reports to evaluate the customer loan eligibility through ABB., Review the shop & stock pictures., Initiating VPD or TELE PD with the customer for best evaluation., Coordinating with CPV agencies for getting accurate and timely reports., Working with different lenders with different policies., Credit to OPS mis circulations., Visiting for CPV at customer business place., Handling CPA team and ensuring timely login., Handling new lenders UAT and process.
• TOYOTA FINANCE, Pitampura, 12/01/17, 05/01/19, OPS Sr. Executive, Swapping & Relodegment: Taking care of end to end process of swapping and relodgement & MIS circulated in every weekly basis and follow up with discrepancy cases with sales /collection team and our vendor and tracking with old PDC send to customer post Swapping., Swapping one to another A/C, ECS mode to PDC mode / PDC mode to ECS in Finn one., Co-ordination with customer service team, sales team and collection team for smooth post banking activity., Swapping and Relodgement MIS Maintain and Daily Circulate to Related Persons., Have knowledge of Two-wheeler loan disbursement in Finn one., Bounce cheque Data entry., PDC entry in Finn one after health check of cheques., Coordinate with I.T team for resolve the all queries which related to our software., MICR Master Maintain Finn one., Technical bounce work ECS/ DD/ ACH Error and Discrepancy MIS Maintain Legal cases presentation MIS., Daily Coordinate With Our All Vendors For Resolution All Queries., Resolving the Query from Ticketing Tools for Banking Related Queries.
• HERO FINCORP, New Delhi, 01/01/15, 12/01/17, Associate, Reviewed loan applications to ensure completeness of data, verified information listed on applications and obtained additional documents required for sale of loans., Effectively communicated required conditions to the branch/division and assists where possible to expedite final approval of each file., Making the cases onboarded (Checking all KYC)., Calibration of CIBIL report to examine customer behavior towards loan repayment., 6 Months Banking Evaluation and ABB Preparation.