Deepanshu Chawla
Gurugram
Overview
3
3
years of professional experience
1
1
Certification
Work History
Senior Executive
SBI cards
Gurugram
11.2024 - Current
- Spearhead end-to-end transaction monitoring and sanctions screening processes for credit card transactions, ensuring adherence to RBI, FIU-IND, and PMLA regulatory requirements.
- Perform real-time and batch screening of customers and transactions using screening tools (e.g., World-Check, internal name-matching systems), identifying potential hits against PEP, sanctions, and adverse media lists.
- Review and investigate alerts flagged in transaction monitoring systems, applying risk-based approach to identify suspicious patterns and potential money laundering typologies.
- Collaborate with cross-functional teams (risk, operations, legal) to escalate and resolve true matches and ensure timely reporting of suspicious transactions to the Financial Intelligence Unit – India (FIU-IND).
- Assist in periodic system tuning and threshold optimization to reduce false positives and improve the accuracy of alerts.
- Prepare detailed investigation reports, support STR filings, and maintain audit-ready documentation for regulatory inspections.
- Participate in internal audits, compliance testing, and reviews by RBI and external regulators, ensuring all AML processes meet statutory expectations.
- Support training and awareness programs for compliance and business teams to strengthen understanding of AML risks, red flags, and escalation protocols.
Risk Investigator
Phonepe
Bangalore
02.2024 - 07.2024
- Conducted thorough investigations of potential fraud cases within digital payment systems.
- Analyzed transaction patterns to identify and mitigate risks effectively.
- Reviewed customer complaints and flagged suspicious activities for further action.
- Collaborated with cross-functional teams to enhance risk management strategies.
- Utilized data analytics tools to support risk assessment processes consistently.
- Prepared detailed investigative reports outlining findings, conclusions, recommendations and legal implications.
- Performed background checks on prospective employees prior to hiring decisions being made.
- Reviewed reports from external auditors on compliance issues and identified corrective action plans as needed.
- Monitored changes in regulatory requirements that may affect organizational risk management processes.
- Participated in meetings with senior management discussing current risk exposures and proposed solutions.
- Provided guidance on best practices for preventing fraudulent activity within the organization.
- Analyzed customer financial data to identify suspicious transactions or patterns of behavior.
- Responded promptly to inquiries from customers regarding suspected fraud or security breaches.
- Evaluated internal processes and procedures to ensure compliance with relevant laws and regulations.
- Created training materials for employees on how to recognize potential risks in their daily work.
- Developed policies and procedures for mitigating risks associated with new business initiatives.
- Built relationships with external stakeholders such as banks, insurance companies, regulators, in order to facilitate information sharing around risk matters.
- Developed strategies for identifying, analyzing and managing risk within the organization.
- Collaborated with law enforcement officials for physical security breaches, safety emergencies and fraud cases.
Risk and Compliance Executive
Master trust
New Delhi
09.2022 - 01.2024
- Analyzed transaction data to identify suspicious activities and potential risks.
- Assisted in preparing AML compliance reports for regulatory purposes.
- Conducted customer due diligence and enhanced monitoring procedures.
- Collaborated with teams to implement AML policies and procedures effectively.
- Reviewed and updated internal documentation for AML compliance practices.
- Participated in training sessions to improve awareness of AML regulations.
- Maintained records of findings and filed reports with appropriate authorities.
- Monitored alerts from transaction monitoring systems for unusual patterns.
- Reviewed customer profiles to identify suspicious activities and transactions.
- Developed processes for monitoring customers' accounts in accordance with applicable regulations.
- Collaborated with other departments to ensure accuracy of customer data across systems.
- Conducted periodic internal account or customer reviews to identify potentially suspicious activity.
- Communicated effectively with various teams within the organization about AML compliance matters.
- Maintained fraud analysis models to improve functionality of company systems.
- Assisted in the development of AML policies, procedures, and controls.
- Coordinated schedules and meetings for team members and stakeholders.
- Managed project documentation and ensured timely updates to records.
- Assisted in the planning and execution of company events and initiatives.
- Documented process workflows and technical specifications for automation initiatives.
- Monitored RPA performance and addressed any operational issues promptly.
- Participated in project meetings to discuss progress and next steps for implementations.
- Coordinated activities between internal teams involved in deploying robotic process automation solutions.
- Monitored performance metrics related to robots deployed in production environments and provided recommendations for improvements as needed.
- Ensured compliance with security policies while designing, developing and implementing robotic process automation solutions.
- Optimized existing robotic processes by making changes or adding additional features as required.
Risk and Compliance Intern
Master Trust
New Delhi
04.2022 - 08.2022
- Assisted in reviewing compliance documentation for financial transactions.
- Supported team in conducting regulatory research and analysis.
- Helped prepare reports on compliance activities and findings.
- Developed training materials on various compliance topics for use by employees.
- Evaluated current processes for identifying potential risks associated with new products or services.
- Monitored transactions for potential suspicious activity and compliance with regulations.
- Conducted due diligence reviews on high-risk customers and transactions.
- Assisted in preparing reports for regulatory agencies and internal audits.
Education
MBA - Financial Management
Narsee Monji Institute of Management Studies Onlne
Remote07-2024
Batcholar of Commerce - Accounting And Finance
Mahershi Dayanand University
Rohtak07-2019
CPT - Finance And Accounting
ICAI
India06-2016
CS Executive Pursuing - Compliance And Laws
ICSI
IndiaSkills
- Financial analysis
- Regulatory compliance
- Risk assessment
- Data analysis
- Cross-functional collaboration
- Problem solving
- Attention to detail
- Effective communication
- Critical thinking
- Quality assurance
- Proficient in MS office
Certification
- Financial modelling and valuations
- Securities operations and Risk management (NISM)
- Orientation programme training (ICAI)
- Information technology training provided by ICAI
Timeline
Senior Executive
SBI cards
11.2024 - Current
Risk Investigator
Phonepe
02.2024 - 07.2024
Risk and Compliance Executive
Master trust
09.2022 - 01.2024
Risk and Compliance Intern
Master Trust
04.2022 - 08.2022
MBA - Financial Management
Narsee Monji Institute of Management Studies Onlne
Batcholar of Commerce - Accounting And Finance
Mahershi Dayanand University
CPT - Finance And Accounting
ICAI
CS Executive Pursuing - Compliance And Laws
ICSI
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