Summary
Overview
Work History
Education
Skills
Tools
Key Achievements
Certification
Websites Profiles
Languages
Timeline
Generic
DEEPANSHU KUMAR

DEEPANSHU KUMAR

Dhampur

Summary

Experienced professional with over 3 years of experience in the financial crime domain, with in-depth knowledge of processes related to anti-money laundering regulations, corporate onboarding, periodic review, transaction monitoring, and fraud prevention. I have experience in identifying and flagging potential compliance risks by cross-referencing customer data, transactions, and entities against sanctioned lists maintained by government agencies like OFAC (Office of Foreign Assets Control), utilizing specialized screening tools to ensure adherence to anti-money laundering (AML), and counter-terrorism financing (CTF) regulations.

Overview

3
3
years of professional experience
1
1
Certification

Work History

AML & Sanction Screening analyst

Capgemini Tech Services India Ltd
Noida
03.2025 - Current
  • Currently working in the Sanctions team, with a focus on Quality Control, performing audits of sanction alerts, ensuring adherence to internal policies and regulatory expectations, and maintaining high accuracy in case reviews.
  • Actively participated in identifying process gaps, raising red flags, and recommending solutions to strengthen the process.
  • Skilled in conducting customer and enhanced due diligence (CDD/EDD) for both individuals and corporates, using OSINT tools, document verification, and risk-based assessments.
  • Skilled in identifying and flagging potential compliance risks by cross-referencing customer data, transactions, and entities against sanctioned lists maintained by government agencies like OFAC (Office of Foreign Assets Control), utilizing specialized screening tools to ensure adherence to anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.
  • Proficient in using tools such as LexisNexis Bridger, LexisNexis World Compliance, Fullserve, Fircosoft, QMS, and HQMS management tool.

KYC - EDD & Sanction Screening Analyst

Barclays India
Noida
05.2024 - 02.2025

Screening Activities:

  • Performing daily screening of customer data, transactions, and counterparties against global sanction lists, using dedicated screening software.
  • Identifying potential matches, and conducting thorough due diligence to assess risk level.
  • Analyzing complex cases involving aliases, variations in names, and structured transactions.
  • Reporting suspicious activity to relevant compliance teams for further investigation.
  • To perform all steps of payment screening, such as:

Step 1: Customer authentication and data verification.

Step 2: Risk-based customer due diligence.

Step 3: Sanctions, watchlist, and PEP screening.

Step 4: Escalation

Step 5: Reporting

  • Responsible for the live monitoring of payments and messages via the bank's OFAC filtering system to ensure all transactions are in compliance with OFAC regulations and AML policies.
  • Perform daily testing of payments, messages, and OFAC stripping reviews.
  • Perform screening of customer lists against OFAC SDNs, and prepare reports as needed.
  • Stay abreast of new laws and regulations that involve Global Sanctions Compliance.

Compliance Expertise:

  • Staying updated on evolving sanctions regulations and guidelines from OFAC, EU, UN, and other relevant authorities.
  • Understanding and applying AML/CTF compliance procedures to mitigate financial crime risks.

Technical Skills:

  • Proficiency in using specialized sanction screening platforms (e.g., FIS, LexisNexis, and Thomson Reuters).
  • Proficiency in using specialized payment screening platforms (e.g., WorldCheck, Fullserve, Fircosoft).

Fraud Analyst

Genpact India Private Limited
Gurgaon
05.2022 - 05.2024
  • Analyzed transaction data to identify patterns of fraudulent activity.
  • Reviewed and investigated suspicious claims for potential fraud indicators.
  • Reviewed alerts stemming from fraud monitoring systems.
  • Experience in handling credit card frauds, such as card-not-present fraud (CNP), credit card application fraud, account takeover, credit card skimming, and lost or stolen cards.
  • Experience in handling ACH fraud.
  • Experience in handling cheque fraud, such as counterfeit cheques, forgery, and altered cheques.
  • Complete understanding of policy and procedures, and familiarity with fraud investigation and case management tools.
  • Prepared detailed reports on fraud trends for management review.
  • Assessed customer and client data to detect potential fraud risks.
  • Reviewed customer profiles for any changes that may indicate fraudulent activities.
  • Investigated cases of suspected fraudulent activities, including tracing money trails and analyzing documents.
  • Documented all investigative findings in a clear, concise manner for senior management review.
  • Conducted reviews of flagged transactions and reports that showed potential suspicious activity.
  • Tracked chargeback activity to identify best practices for determining fraud.
  • Utilized specialized software tools designed for detecting patterns associated with fraudulent activity.

Education

Bachelors of Technology - Electrical and Electronics Engineering

Graphic Era Deemed University
Dehradun

Skills

  • Sanction and PEP screening
  • Periodic review
  • Client onboarding
  • Enhance due diligence
  • Fraud prevention
  • Transaction monitoring
  • Data visualization (Tableau), MS Excel, Power BI
  • Alert management
  • Effective communication
  • Collaborative teamwork
  • Sanctions screening expertise
  • Risk assessment

Tools

  • Zendesk
  • Looker
  • LexisNexis
  • World check
  • Thomson Reuters
  • Fullserve
  • QMS
  • Fircosoft
  • World compliance
  • Bridger

Key Achievements

  • Successfully reduced false positive rates by implementing enhanced screening parameters and data cleansing procedures.
  • Identified and escalated high-risk transactions resulting in successful investigations and compliance actions.
  • Provided training to colleagues on evolving sanctions regulations and best practices in payment screening.

Certification

Professional School of Indian Banking, Gurugram, Haryana, India, 04/01/22, 05/01/22

Websites Profiles

LinkedIn, linkedin.com/in/deepanshu-kumar708

Languages

English
Advanced
C1
Hindi
Proficient
C2

Timeline

AML & Sanction Screening analyst

Capgemini Tech Services India Ltd
03.2025 - Current

KYC - EDD & Sanction Screening Analyst

Barclays India
05.2024 - 02.2025

Fraud Analyst

Genpact India Private Limited
05.2022 - 05.2024

Bachelors of Technology - Electrical and Electronics Engineering

Graphic Era Deemed University
DEEPANSHU KUMAR