Summary
Overview
Work History
Education
Skills
Affiliations
Certification
Strength
Personal Details
Timeline
Generic

Deepesh Kukreja

Indore

Summary

To excel in an innovative and challenging environment that sharpens personal skills and competence for organizational development.

Strive towards Enthusiastically working for an organization where my interest is to achieve goals of the organization.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Area Credit Head

ICICI Bank Limited
Patiala
01.2024 - Current
  • Analysis of Financials, CIBIL's, Banking, and Assessment for decision making to process proposals for working capital limits.
  • Monitored customer account details for non-payments, delayed payments and other irregularities.
  • Analyzed financial data to determine the degree of risk involved in extending credit.
  • Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
  • Performed periodic audits of customer accounts to ensure compliance with company policies and procedures.
  • Prepared monthly reports summarizing the status of pending compliances.
  • Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
  • Worked with management to evaluate credit strategies and develop improvements.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
  • Identified areas of potential risk associated with lending decisions.
  • Developed strategies to mitigate risks associated with lending decisions.
  • Provided recommendations for approval or denial of loans in accordance with established guidelines and policies.

Credit Manager

ICICI Bank Limited
Indore
05.2019 - 01.2024
  • Analyzed financial statements and credit reports to assess the creditworthiness of borrowers.
  • Reviewed loan applications for accuracy and completeness.
  • Determined appropriate risk rating based on analysis of borrower's financial profile.
  • Evaluated potential collateral to determine its acceptability and value.
  • Conducted detailed investigations into customer background, assets, liabilities, and other related matters.
  • Negotiated loan terms and conditions with customers while ensuring that they meet company standards.
  • Monitored portfolio performance by analyzing delinquency trends, loss severity levels.
  • Prepared written summaries outlining reasons for approving or denying loan requests.
  • Collaborated closely with other departments such as legal, accounting, operations.
  • Participated in training sessions designed to enhance knowledge base around underwriting practices.
  • Developed financial analysis reports and presentations by applying acquired financial principles.

Accounts and Taxation

ICICI Bank Limited
Hyderabad
03.2016 - 05.2019
  • Compliance of TDS provisions of Income Tax Act.
  • Compliance of Work contracts TDS of Sales Tax Act.
  • Compliance of 3cd for Income Tax Audit.
  • GST accounting and preparing returns.
  • Group company accounting and reconciliation.
  • Foreign currency accounting and reconciliation.
  • GL reconciliation and aging reporting.
  • Monthly MIS.

Internal Auditor

Subhash Chand Jain Anurag & Associates (CA Firm)
Indore
09.2014 - 02.2016
  • Appointed in South Eastern Coal Fields Limited (Subsidiary of Coal India Limited )
  • Responsibilities – 1. Conducting Internal Audit 2.System & process Audit 3.Salary Audit 4.Inventory Verification 5.Reconciliation of Funds 6.Verify Tendering Process 7.TDS 8.Service Tax 9.Comparison of CPT with Budgeted cost 10.MIS

Account Manager

TBK PB Shah Tile Bath Kitchen PVT. LTD.
Indore
02.2013 - 09.2014
  • Handle Bookkeeping.
  • Finalization of Accounts.
  • Handling Sales Tax and Income Tax.
  • TDS.
  • Debtors Turnover Management.

Education

Chartered Accountant - Accounting, Finance, Taxation, Auditing, Costing

ICAI
Delhi
11-2012

Bachelor of Commerce - Commerce

DAVV
Indore
03-2008

Skills

  • Decision-Making
  • Self-Directed
  • Planning
  • Policy Implementation
  • Credit evaluations

Affiliations

  • Interested in playing outdoor games especially Volleyball and Badminton. I was in the school team & played two cluster tournaments of volleyball for my school.

Certification

  • Knowledge of computerized accounting in SAP (FI0CO),Tally, Flash.
  • Command on Microsoft office.
  • Computer Training Course conducted by ICAI

Strength

  • Flexible and Learning ability.
  • Work independently and as part of a team

Personal Details

Father`s Name:  Late  Mr. Narayan Das Kukreja       

Mother`s Name:  Mrs. Deepika Kukreja

Marital Status:  Married

Date of Birth:  09/09/1987

Languages Known:  English, Hindi

Permanent address:  63,Jairampur Colony

                                    Near Collectorate Office Indore (M.P.) 452007

Timeline

Area Credit Head

ICICI Bank Limited
01.2024 - Current

Credit Manager

ICICI Bank Limited
05.2019 - 01.2024

Accounts and Taxation

ICICI Bank Limited
03.2016 - 05.2019

Internal Auditor

Subhash Chand Jain Anurag & Associates (CA Firm)
09.2014 - 02.2016

Account Manager

TBK PB Shah Tile Bath Kitchen PVT. LTD.
02.2013 - 09.2014

Chartered Accountant - Accounting, Finance, Taxation, Auditing, Costing

ICAI

Bachelor of Commerce - Commerce

DAVV

Similar Profiles

CREATE PROFILE
Deepesh Kukreja