Summary
Overview
Work History
Education
Skills
Articleship
Leadership Benchmarks
IT Skills
Personal Details
Timeline
Generic
Deepika Gupta

Deepika Gupta

Chartered Accountant
Faridabad,HR

Summary

To work with a forward-looking organization providing conductive environment for growth through learning to succeed in today’s corporate world. I want to be one of the best finance engineer and deliver maximum to financial research, financial engineering, and financial modeling.

High-energy [Industry] management professional offers proven skills in strengthening operational procedures, enhancing team productivity and streamlining processes. Adaptable in changing environments with strategic decision-making skills. Performance-oriented and hardworking to create approaches to boost long-term business success.

Overview

17
17
years of professional experience
2007
2007
years of post-secondary education
1
1
Language

Work History

Assistant General Manager - Finance

Uflex Limited
04.2023 - Current
  • Decisive, strategic and performance-driven professional with over 15 years of experience.
  • Gained international exposure by working across Europe (Belgium, Italy, Germany, Netherland, UK, Poland, Hungary & Russia) and USA & Middle East (Dubai, Nigeria & Egypt).
  • Set strategic direction for Corporate Finance functions of global group with size of USD 2Bn based out of India, Europe, Middle East and USA & Mexico.
  • Successfully re-structured and closure of the loan for operating company based in United States of America
  • Hands-on experience in raising Long Term/Short Term and Project Loans through INR/Fx Loans, ECBs, ECAs, NCDs, Commercial Papers, International Acquisition Financing (Leveraged Buy Out), Lease, structured Financing, etc
  • Found innovative means to raise fund-debt & equity in domestic & international markets
  • Directed the implementation of best practices in the merger & acquisition, due diligence, modelling and integration
  • Spearheaded financial analysis; budgeting; forecasting that led to long-term improvements in cost savings, profitability and productivity
  • Built & strengthened direct relationships with many Indian Banks (PSUs, Private, NBFC, etc), Foreign Banks, European Banks and US Banks
  • I am currently reporting to Executive Vice President – Head of Global Corporate Finance & Group CFO of Uflex Limited.
  • I was reporting to Director - International Finance of Jindal Poly films Group.
  • I was reporting to CFO and Managing Director of VRS Foods Limited.
  • I was previously reporting to VP Finance which is in turn direct reporting to CFO & Managing Director of Bhushan Steel Limited.

Senior Manager - Finance

Jindal Poly Films Group (B.C Jindal Group)
04.2019 - 03.2023
  • Arranging Long term and short-term funds for India and offshore companies based out of Europe and US. Exploring new products and assessing the viability of the proposals and getting the same onboarded on various entities.
  • Arranging of acquisition financing for timely closing of the transaction. Coordinating with M&A team, analysis and negotiation of Head of Terms of various bankers and responsible from initiation of the deal till closing. (Coordinating with M&A team, Financial Model, documentation, discussion with lawyers etc).
  • Preparation and attending monthly Open points review meeting on financing aspects with Managing director. Coordinating with Internal teams of the organization for monthly MIS and various banking details.
  • Preparation and time to time Updating Business presentation and assisting in preparation of Investors Presentation for offshore entities of the group for outside word and management.
  • Developing new business banking relationships in India and globally (EU, US).
  • Attending, Coordinating and preparing Agenda, Presentation for lender’s update on business overview and minutes of all Lender’s VC meeting.
  • Actively involved in closure of Loan documents, CPs compliance, Utilisation request, final closing and disbursal of funds.
  • Ongoing review of Facility Agreement and monitoring adherence to compliances under the same for any additional/new borrowing and also negotiating and getting any waivers and amendments to be executed thereof.
  • Quarterly/Annually testing of Financial covenants under various banking documents, review of compliance certificates, Common size statement, Project CAGR, Ratio Analysis.
  • Appointment and coordinating with Lawyers for closure of Loan documentation for the facility and appointment of Lender’s Legal counsel at competitive quotes (Baker Mckenzie, DLA Piper, Norton Rose, Allen & Overy, GOP, SZA, Loyens & Loeff etc)
  • Taking quotes from various Valuer’s and for appointment of Agency & security trustee (Rabo Agency, ABN Amro Agency) in EU and US. (CBRE, Cushman & wakefield, Galtier, JLL)
  • Benchmarking and setting parameters for finalization of Visual data Room (VDR) for the SPAC and Listing activity in US. (Datasite,Intralinks)
  • Currently involved in ongoing process for Listing of offshore entities in the US stock exchange (Business model, Investor’s presentation, Benchmarking)
  • Currently actively involved in arranging financing for acquisition of stressed company in coordination with PWC being mandated for the same and also with various banks, ARCs, Private equity funds) to name few: Piramal, Aditya Birla AIF, Axis Finance, PTC Financial.
  • During Covid times arranged Euro 150 mn Term Loan for Europe business without recourse to India business.
  • Acquisition financing of Euro 20 mn in Italy without recourse to any group company for successful and timely closure of the deal.
  • Successful refinancing of Term loan of USD 80 Mn for US business.
  • Developed Banking relationships with ~20 Indian Banks (PSU/Private) ~30 European banks and ~50 US banks.
  • Arranged Non Recourse Factoring facility of Euro 10 mn from BNP France at a very competitive pricing.
  • Arranged new facility of Inventory Financing for entity based out in Germany.

Senior Manager Finance

VRS Foods Limited (Paras Group)
08.2015 - 03.2019
  • Banking / Treasury Operation and dealing with multiple Bankers for various activities particularly for long term and short term funding.
  • Actively involved in Fund Planning and Cash Plan (Monthly) for Short term Farmer Payments of the Company, Debtors MIS follow ups for early collections for milk payments.
  • Creating Mortgage charge for all credit facilities having first/second/third ranking Pari passu charge on fixed assets of the Company and related compliances.
  • Preparation and filing for complete Loan Documents for the sake of long term and short term loans.
  • I have arranged for various term loans/Corporate Loans for the company and in applying, appraising, Sanction and documentation thereof.
  • Preparation of Project reports for obtaining project term loans.
  • Preparation of CMA data for working capital Limits.
  • Assessment of working capital requirements of the company and monitoring the allocation of limits to various banks.
  • Involved in Enhancement/Renewal of Working Capital Limits (Fund Based and Non Fund Based) including WCDL/CC/Pre and Post shipment/Sales Invoice Discounting of Institutional Customers like Nestle, GSK and Mondelez (Cadbury), Patanjali.
  • Preparation/submission of Quarterly statements to Banks (Stock and Receivables Statement/QIS/FFR).
  • Dealing with issuance/documentation and disbursement of commercial papers and monitoring of redemption thereof.
  • Liaisoning and Getting the Facilities (Short Term and Long Term) with Rating Agencies with CARE and India Ratings.
  • As of now playing as a main contributory for cost control for the organization through Banks liaising, Admin controls & with other short term decision making functions and negotiating commercial with all banks.
  • Liaising with banks on day to day basis through Bank meetings and follow ups.
  • Preparation of complete MIS for review/monitoring by CFO/MD of the company such as MPBF, Bank MIS Long term and short term utilization, Limits availability, Statement of Bank-wise and average pricing of Working capital Limits, Consolidated Balancesheet Schedule VI, Statement for Pending creation of mortgages and the deadline for creation thereof to avoid heavy penal interest , Monthly cash plan, Repayments Schedule with due dates, Financial Covenants, Ratio analysis quarterly.
  • Dealing with Ministry of Food Processing (MOFPI) for Grant in Aid and got sanction of Grant in Aid under Cold chain scheme of MOFPI for Capital expenditure of Rs 40.83 crores of the company also prepared DPR, Financials , Bank Appraisal for the scheme.
  • Applied for Sampada scheme for setting up of forward and backward linkages liaising and attending meetings with MOFPI, preparation of DPR, bank appraisal note for the sanction of the scheme and got shortlisted for documents submission for grant in Aid.
  • Preparation of Power point presentations on comparative quarterly results, Exposure with Banks etc.
  • Business Valuation SBU wise and consolidated.
  • Handling and coordinating the Stock and Receivables Audit on quarterly basis.
  • Getting the Statutory Audit at Corporate level for the short term and Long term borrowings complete schedule along with notes to accounts.
  • Generating various daily reports for presentation to CFO namely daily collection report, Debtors age analysis, Due not Due Report, Finance cost break up, GRR3 from FI module of SAP.

Assistant Manager - Corporate Finance

Bhushan Steel Limited
08.2008 - 07.2015
  • Banking / Treasury Operation and dealing with multiple Bankers for various activities particularly for long term and short term funding.
  • Independently handling complete External Commercial Borrowings functioning on my own.
  • Monthly/Quarterly returns and closure of ECB’s is taken care by me.
  • Creating Mortgage charge for all credit facilities having first/second/third ranking Pari passu charge on fixed assets of the Company and related compliances.
  • Preparation and filing for complete Loan Documents for the sake of long term and short term loans.
  • I have arranged for various term loans/Corporate Loans/By Syndication term loans for the company and was involved in applying, appraising, Sanction and documentation thereof.
  • Preparation of Project reports for obtaining project term loans.
  • Assisted in Preparation of CMA data for working capital limits.
  • Assessment of working capital requirements of the company and monitoring the allocation of limits to various banks.
  • Actively involved in Enhancement/Renewal of Working Capital Limits.
  • Active Participation in Consortium Meetings and Working Capital Joint Documentation meet - All the data preparation, Power Point presentations for consortium meetings depicting Financial data and analysis of the Company.
  • Active participation in Execution of Joint Documentation for working capital appraised and the quarterly Consortium meetings.
  • Preparation/submission of Quarterly statements to Banks (QIS/FFR).
  • Dealing with issuance/documentation and disbursement of commercial papers and monitoring of redemption thereof.
  • Also raising funds by issue of Secured Redeemable Cumulative non Convertible debentures.
  • As of now playing as a main contributory for cost control for the organization through Banks liaising, Admin controls & with other short term decision making functions.
  • Liaising with banks on day to day basis through meetings and follow ups.
  • Preparation of complete MIS for review/monitoring by CFO of the company such as Statement of Bank-wise and average pricing of Working capital Limits, Statement for Pending creation of mortgages and the deadline for creation thereof to avoid heavy penal interest, Assisting in compilation and Finalisation of Balancesheet.
  • Preparation of Power point presentations on comparative quarterly results, Exposure with Banks etc.

Education

CA -

ICAI

B.Com. (Hons) - undefined

Delhi University (PGDAV College)
Lajpat Nagar, New Delhi

Skills

Debt Finance, Loan Structuring

Articleship

Nov'98-Oct'01 with Kumar Mittal & Co., New Delhi.

Leadership Benchmarks

  • Started as Management Trainee in 2008 and currently working as Senior Manager Finance and handled team of 4 people.
  • Got Sanction order from Ministry of Food Processing for Capital expenditure of Rs 40.83 crores of VRS Foods Limited and sanction of Grant in Aid for Rs 10 crores.
  • On many occasions negotiated on interest cost with Bankers for reduced cost to the company reducing overall funding cost for the company.
  • Experience of Business Valuation.
  • Acquired funds in the form of Acquisition Loans, Lease Finance, Equipment Financing, RCF (Revolver Credit Facility), ABL (Asset Based Lending), etc. for the European and US Companies
  • Got appreciated for timely closure of M&A deal financing for Euro 20 mn from Italian lenders in April 2021.
  • Ability of Multitasking and currently working on below projects: Acquisition Financing for Target co. based out in Germany; New Brownfield expansion - Capex financing in existing plant in Italy (Got term sheet from UNICREDIT, Italy for Term Loan of Euro 28 Mn); Acquisition Financing for acquisition of Stressed Assets; Term Loan tie up of Accordion Term loan of Euro 70 Mn for Dividend recapitalization. (Independently arranged Euro 30 Mn funding sanction from Raiffeisen Bank, Vienna (Austria); Assisting HOD and other internal team members on ongoing listing activities of Offshore business vis a vis Business Model, Investor’s presentation, VDR etc.

IT Skills

MS-Office, SAP (Basic knowledge of FI Module), Windows & other Internet Applications

Personal Details

  • Father’s Name: Shri Kaushal Kumar Gupta
  • Date of Birth: 1982-08-18; Marital status: Married
  • Strength: Quick & eager to know about new ideas & technology/Positive set of Mind/Habitual of working Under time and Accuracy norms.

Timeline

Assistant General Manager - Finance

Uflex Limited
04.2023 - Current

Senior Manager - Finance

Jindal Poly Films Group (B.C Jindal Group)
04.2019 - 03.2023

Senior Manager Finance

VRS Foods Limited (Paras Group)
08.2015 - 03.2019

Assistant Manager - Corporate Finance

Bhushan Steel Limited
08.2008 - 07.2015

B.Com. (Hons) - undefined

Delhi University (PGDAV College)

CA -

ICAI

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Deepika GuptaChartered Accountant