Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Personal Accolades
Timeline
Generic

DEEPSHIKHA Deepshikha

Bengaluru

Summary

Results-driven Credit Risk and Data Analytics Specialist with seven years of experience in CECL, CCAR forecasting, model validation, and regulatory reporting. Expertise in automating risk workflows with Python and SQL to enhance accuracy and operational efficiency. Collaborates with senior leadership to convert complex analytics into actionable insights.

Overview

7
7
years of professional experience

Work History

Risk Analytics Associate

JP Morgan Chase
12.2024 - Current
  • Automated macroeconomic variable (MEV) processing using Python and Jupyter, reducing execution time by over 75% and improving data consistency.
  • Integrated F3 MEV Downloader and internal tools, streamlining extraction and delivery of forecast-M and forecast-Q datasets for enhanced operational efficiency.
  • Built sensitivity and stress-testing models across HPI, UER, and rate scenarios to strengthen regulatory model robustness.
  • Led end-to-end CECL, CCAR, Risk Appetite, Budget, and Outlook forecasting for mortgage and consumer credit portfolios.
  • Conducted variance analysis on NCO and allowance forecasts, enabling informed decision-making for CFO and CRO during regulatory reviews.
  • Collaborated with risk, finance, and modeling teams to validate assumptions and resolve data discrepancies, ensuring accuracy in reporting.
  • Designed and administered SOX controls for access management, change governance, and audit documentation.
  • Developed executive dashboards and leadership decks, integrating Moody’s and internal datasets for strategic decision-making.

Decision Scientist

Mu Sigma Inc
11.2022 - 09.2024

Fortune 100 BFSI Client (Dashboard Analytics).

  • Delivered analytics solutions for Fortune 100 BFSI clients, supporting product effectiveness and advisory platforms.
  • Built and enhanced enterprise Tableau dashboards used by over 500 stakeholders for performance monitoring.
  • Translated complex, analytical insights into executive-ready narratives for business leaders.
  • Improved reporting reliability and turnaround time through workflow automation and process redesign.

Top 3 Global Petrochemical Companies — Supply Chain Analytics

Olefins & Feedstock Grid Optimization ($900K Project)

  • Co-led a five-member data engineering team to build automated ETL pipelines for real-time sensor, inventory, and financial data.
  • Delivered optimization models that improved business plan compliance by approximately 8% and generated approximately $10 million in monthly revenue.
  • Developed SQL and Python pipelines for automated reporting, feature engineering, and data validation.

Value-Based Optimization and Market Price Scheduling ($4M Project)

  • Designed and secured an RFP for value-based optimization and production scheduling solutions.
  • Established long-term client partnership through successful digital transformation delivery.

Sales Price and Demand Forecasting ($2M Project)

  • Built SQL-based ETL pipelines and operationalized forecasting models in RapidMiner.
  • Improved demand forecast accuracy by 15%, generating $1.7M in annual cost savings.

Manager

SK JHA and ASSOCIATES
08.2020 - 10.2022
  • Led end-to-end portfolio management and analytics for multi-sector clients.
  • Supported strategic planning by conducting trend analysis, forecasting, and financial modeling to inform decision-making.
  • Developed Tableau dashboards that integrated revenue, pricing, and volume metrics to enhance data visualization and reporting.

Assistant Manager

AM/NS POWER
02.2020 - 07.2020
  • Delivered operational reports and performance analytics to optimize power generation unit operations.
  • Standardized workflows to enhance data accuracy and reduce reporting turnaround.

Assistant Manager

ESSAR POWER
06.2019 - 01.2020
  • Provided technical services and analytics to enhance plant operations and ensure compliance reporting.
  • Created management reports to monitor efficiency and optimize resource allocation.

Education

B-Tech - Mechanical Engineering

KIIT Deemed to be University
Bhubaneswar
01.2019

Higher Secondary School - Class 12 - CBSE

Notre Dame Academy
Patna

Skills

  • Python SQL PySpark Snowflake
  • Data engineering AWS Data modeling and warehousing DBT
  • Tableau Power BI Alteryx RapidMiner
  • Credit risk forecasting CECL CCAR ALLL PD, LGD, EAD BUDGET RISK APPETITE OUTLOOK
  • Stress testingMacroeconomic variables, quantitative risk analysis Emerging market economics and geopolitics
  • Data governanceSOX complianceModel validation
  • Process optimization Macroeconomic variables trends analysis
  • Stakeholder managementExecutive reporting
  • Design thinking Intellectual curiosity Extreme ownership of work
  • Interpersonal and client communication MS Office Suite Excel
  • Storyboarding Maintaining analytical rigor

Accomplishments

  • Recognition Award, JPMC, 07/01/25, identifying and proposing process eliminations in controls that delivered resource savings.
  • Spot Award, JPMC, 03/01/25, implemented Python-based automation to streamline MEV outputs, achieving a 75%+ reduction in execution time.
  • Spot Award, MuSigma Inc, 03/01/24.
  • Recognition Award, SKJ Associates, 01/01/22.
  • Recognition Award, AM/NS, 01/01/20, cost-benefit analysis.

Personal Accolades

  • Featured in a Music album, 10/01/24
  • Certified Professional Vedic Mathematics Trainer from INDIAN INSTITUTE OF VEDIC MATHS AND ABACUS with highest grade., 01/01/21
  • Appeared in Ed-Tech Commercials, 10/01/24
  • Secured a scholarship and completed a Professional degree in acting from ACTORS PREPARE - MUMBAI., 01/01/20
  • Active Volunteer for many national and international organizations., 01/01/15 - Present

Timeline

Risk Analytics Associate

JP Morgan Chase
12.2024 - Current

Decision Scientist

Mu Sigma Inc
11.2022 - 09.2024

Manager

SK JHA and ASSOCIATES
08.2020 - 10.2022

Assistant Manager

AM/NS POWER
02.2020 - 07.2020

Assistant Manager

ESSAR POWER
06.2019 - 01.2020

B-Tech - Mechanical Engineering

KIIT Deemed to be University

Higher Secondary School - Class 12 - CBSE

Notre Dame Academy
DEEPSHIKHA Deepshikha