Summary
Overview
Work History
Education
Skills
Websites
Certification
Languages
References
Personal Information
Professional Highlights
Timeline
Generic

DENNIS JOHNSON

Cochin

Summary

With over 14 years of experience in Corporate Banking and corporate finance, I am currently working as AGM Finance at Kitex Group, one of the largest infantwear manufacturers in the world. In the role, I oversee Banking relationship of the Group, investment banking requirements, merger, fund raising activitites etc to support the strategic initiatives of the Group. Also taking care the investor relationship with various stakeholders like Banks, investment Banks etc. As a Certified Management Accountant (CMA) and an MBA in Banking and Finance, I have developed expertise in credit risk, credit analysis, working capital management, and business relationship management. I have also completed Level 2 of the CFA program, and I am pursuing Level 3. I am passionate about finding innovative ways to serve our diverse and evolving corporate customers, while ensuring compliance and risk mitigation.My goal is to build long-term partnerships with our clients and stakeholders, and contribute to the growth and success of my organization..

Overview

19
19
years of professional experience
1
1
Certification

Work History

AGM FINANCE

KITEX GROUP
KOCHI
09.2024 - Current
  • Laisoning with Lending Banks/NBFCs for fund raising and other operational activities
  • Coordinating with investment banking professionals and teams like valuers/merchant bankers related to strategic initiatives of the Group
  • Coordinating with other departments on projects involving corporate finance functions.
  • Assisting in the preparation of financial reports and statements, including balance sheets, income statements, cash flow statements, budgets, and forecasts.
  • Researching industry trends related to corporate finance activities.
  • Collaborating with accounting personnel to ensure accuracy in recording all transactions related to investments.

CORPORATE RELATIONSHIP MANAGER

Axis Bank Ltd
Kochi
11.2019 - 07.2024
  • Company Overview: One of the largest private-sector banks in India. Website: https://www.axisbank.com
  • Sourced corporate clients according to the lending policies of the bank through various channels.
  • Performed due diligence and initial compliance check of selected corporates.
  • Coordinated with stakeholders to obtain audited annual reports, operational details, and other relevant information for the credit proposal, and the Credit Risk Group for securing an internal credit rating for the client.
  • Developed: CMA and appraisal note/presentation within the TAT.
  • Presented proposal to the concerned committees for sanctioning and implemented documents of the sanctioned facility and disbursement.
  • Ensured timely completion of reviews and renewals, including credit risk assessment proposals.
  • Maintained track record with clients to increase the utilization of the sanctioned facility.
  • Performed functions of assessing the creditworthiness of clients, and taking adequate steps to ensure the receipt of payments and recovery of debts.

Associate Relationship Manager

ICICI Bank Limited
Kochi
05.2014 - 11.2019
  • Assisted the RM in: Closing/negotiating the proposal with Corporates
  • Presenting the proposal to concerned committees for sanction
  • Execution of documents for the sanctioned facility
  • Achieving budgets related to RAROC, processing fee, asset/liability NII, Forex Income, FB, NFB disbursement, CASA and other banking products

Associate Relationship Manager

ICICI Bank Ltd
Coimbatore
03.2009 - 03.2012
  • Assisted the RM in closing/negotiating the proposal with Corporates
  • Conducted detailed analysis of Company background, industry, business model, audited financials and preparation of CMA and appraisal note/presentation within the TAT
  • Coordinated with external legal counsels, advisors, internal legal and Compliance Group during both pre and post sanctioning process

Financial Planning Executive - Retail Banking

Centurion Bank of Punjab (HDFC)
Cochin
11.2006 - 11.2007
  • Onboarded retail clients for both life and general insurance products.

Education

MBA - Finance and Banking

NIIT University
Rajasthan
03-2014

PG Diploma - Banking

Manipal University
Hyderabad
03-2009

Bachelor Degree - Physics

MG University
Kerala
06-2006

Skills

  • Financial statement analysis
  • Corporate finance
  • Corporate Credit Analysis
  • Market research
  • Problem solving
  • Team collaboration
  • Strategic planning
  • Financial Forecasting
  • Credit Monitoring
  • Pre/Post Sanction Appraisal Process
  • Investment strategy

Websites

Certification

  • Pursuing CFA (Completed Level 2), CFI Institute, USA
  • CCRA (Certified Credit Research Analyst), AIWMA, 21431447
  • CMA (Certified Management Accountant), Institute of Management Accountants (IMA), USA, 65587, 2019
  • Certificate in Commercial Credit, Moody's Analytics

Languages

  • English
  • Malayalam
  • Hindi

References

  • Mr. Prashant Srinivas, Executive Vice President, Mid Corporate, Axis Bank Limited
  • Mr. James Abraham, Senior Vice President, Mid Corporate, Axis Bank Limited

Personal Information

Date of Birth: 12/31/85

Professional Highlights

  • Built up a portfolio over USD 120 million in 2-3 year in Kerala
  • Managed over 30+ Corporate clients
  • Handled Corporate clients across various industries such as Electronic Manufacturing, Gold retail, Healthcare, Food processing, Diagnostics, Steel, Spice Oleoresins processing, Engineering Procurement & Construction (EPC), Textiles, Auto Ancillary, Real Estate etc
  • On boarded 10 New To Bank proposal within a year
  • Got promoted from Associate Vice President to Vice President on 04/01/23
  • Successfully sanctioned and disbursed a project term loan of over USD 45.00 million as the lead bank, as part of a USD 350 million project
  • Sanctioned ECB proposal worth USD 13 million
  • Attained 5 star rating (95%) in internal audit

Timeline

AGM FINANCE

KITEX GROUP
09.2024 - Current

CORPORATE RELATIONSHIP MANAGER

Axis Bank Ltd
11.2019 - 07.2024

Associate Relationship Manager

ICICI Bank Limited
05.2014 - 11.2019

Associate Relationship Manager

ICICI Bank Ltd
03.2009 - 03.2012

Financial Planning Executive - Retail Banking

Centurion Bank of Punjab (HDFC)
11.2006 - 11.2007

MBA - Finance and Banking

NIIT University

PG Diploma - Banking

Manipal University

Bachelor Degree - Physics

MG University

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DENNIS JOHNSON