Results-driven and efficiency-focused operations leader with 15+ years of experience across digital lending, finance, telecom, and training. Currently leading Digital Sales Operations at Home Credit India, with a proven track record of streamlining operations, enhancing process efficiency, driving conversions, and delivering large-scale training initiatives. Skilled in cross-functional collaboration, regulatory adherence, and data-driven decision-making. Recognized for process innovation, regulatory knowledge (including RBI KYC guidelines), and leadership in digital transformation projects.