Devesh Chandra Joshi
Dehradun
Summary
Results-oriented professional with over 10 years of cross-functional experience in business development, team enablement, and IT project coordination. Proven track record in banca channel sales, cross-selling financial products, and leading high-impact client engagements. Adept at aligning technology with business goals, supported by a strong grasp of banking operations, digital marketing, and data analysis. Seeking a leadership role in core private banking to drive growth through strategic execution and relationship management.
Overview
8
8
years of professional experience
Work History
Senior Business Development Executive
SBI Life Insurance Co
Almora, India
11.2024 - Current
- Achieved 110% of H1 sales targets within 5 months, leading to early confirmation and performance recognition.
- Contributed to a 10% increase in mapped branch revenue through a focused push on traditional long-term investment products.
- Successfully onboarded 2 new CIFs and collaborated with 2 existing CIFs, providing product guidance, sales support, and alignment with branch objectives.
- Improved policy persistency by 2% month-on-month via proactive customer engagement and follow-up.
- Partnered with RMs on joint client meetings and actively contributed to branch-level sales MIS and planning.
- Drove cross-selling by bundling insurance with CASA, fixed deposits, and loan offerings.
Sales Manager
Pramerica Life
Pithoragarh
03.2024 - 11.2024
- Recruited and led a 7-member sales team, managing retail life insurance sales across a large territory.
- Increased client retention and cross-sell ratio by 25% through personalized advisory and need-based sales.
- Delivered 12+ financial awareness sessions in Army and CAPF units to deepen market reach.
- Designed and executed region-specific sales strategies based on data and customer profiles.
- Conducted weekly sales reviews and coaching, similar to branch huddles in banking structures.
Manager (Sales and Digital Marketing)
Agarwal Enterprises
Dehradun
11.2020 - 02.2024
- Developed and executed digital strategies, resulting in 100%+ sales growth within 6 months.
- Led marketing efforts across Google and social platforms to improve brand visibility and customer engagement.
- Analyzed sales data to identify trends, forecast demand, and optimize inventory and campaigns.
- Delivered basic web development support to complement digital marketing initiatives.
Team Lead
Tech Banyan Inc.
New Delhi
10.2017 - 10.2020
- Managed the GreatTechGeeks.com project, achieving 20% growth through operational streamlining.
- Created and analyzed sales reports and audits, supporting data-driven decision-making.
- Delivered structured training programs for onboarding new sales staff.
- Monitored lead generation and quality through regular audits and feedback loops.
Education
B.Tech - Electronics And Communications Engineering
Uttarakhand Technical University
Dehradun08-2012
Intermediate - Science
Govt Inter Collage
Pithoragarg08-2007
Highschool - Science
Vivekanad Vidya Mandir
Pithoragarh07-2005
Skills
- Banking & Financial Products: Experienced in cross-selling insurance, CASA, FDs, and loan products with strong exposure to branch operations and compliance
- Sales Leadership & Team Enablement: Skilled in onboarding, training, and supporting sales teams and CIFs to meet revenue targets across mapped territories
- Client Engagement: Strong in relationship management, need-based selling, and retention through personalized financial advisory
- Strategic Sales Execution: Proficient in territory planning, data-driven strategy, and institutional outreach to drive consistent performance
- Tech & Digital Proficiency: Hands-on with MS Excel, CRM tools, digital marketing (Google Ads, Meta), and basic web development
- Collaboration & Communication: Effective in multi-stakeholder coordination, staff training, and joint client meetings with RMs and branch teams
Timeline
Senior Business Development Executive
SBI Life Insurance Co
11.2024 - Current
Sales Manager
Pramerica Life
03.2024 - 11.2024
Manager (Sales and Digital Marketing)
Agarwal Enterprises
11.2020 - 02.2024
Team Lead
Tech Banyan Inc.
10.2017 - 10.2020
B.Tech - Electronics And Communications Engineering
Uttarakhand Technical University
Intermediate - Science
Govt Inter Collage
Highschool - Science
Vivekanad Vidya Mandir
Similar Profiles
Lokesh VLokesh V
Senior Business Development Manager at SBI Life Insurance CoSenior Business Development Manager at SBI Life Insurance Co
PALLAVI MANDADIPALLAVI MANDADI
Life Insurance Agent at SBI Life Insurance CoLife Insurance Agent at SBI Life Insurance Co
Rashid Uddin ShaikhRashid Uddin Shaikh
Sr Business Development Manager at SBI Life Insurance CompanySr Business Development Manager at SBI Life Insurance Company
Vaibhav MawalVaibhav Mawal
Operations Coordinator at BAMKO India Pvt. Ltd.Operations Coordinator at BAMKO India Pvt. Ltd.
Brahmjyot WassonBrahmjyot Wasson
Associate Project Manager – Primary Research at SG Analytics Pvt. Ltd.Associate Project Manager – Primary Research at SG Analytics Pvt. Ltd.