DHANANJAYA KUMAR M
Insurance Analyst
Bangalore,India
Summary
- Experienced Insurance Analyst with over 3 years of expertise in aviation, motor, and healthcare insurance, specializing in underwriting, risk assessment, and claims management.
- Proficient in Policy Management, adept at developing and managing comprehensive insurance policies, ensuring alignment with industry regulations and client needs.
- Expert in Claims Processing and Management, with a proven track record of efficiently handling claims from initiation to resolution, including personal injury and third-party vehicle claims.
- Strong Analytical Skills for thorough data analysis and risk evaluation, utilizing advanced database management tools to support decision-making processes.
- Skilled in Healthcare Coding and Claims Settlements, applying industryspecific codes accurately enhances the precision of claims processing and minimizes fraudulent activities.
- Customer Service Excellence, demonstrated by successfully managing client interactions and improving customer retention through effective policy renewal and payment handling strategies.
- Project Management and Strategic Planning Capabilities, leading initiatives for process improvement and strategic development within the insurance sector.
- Effective Communicator and Team Collaborator, supporting underwriting teams with essential documentation and insights, contributing to enhanced operational efficiencies and project success.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Analyst - Policy Management, Aviation Insurance
AXA XL
02.2023 - 02.2025
- Managed the creation of aviation insurance quotes and policies, ensuring accurate risk analysis and seamless communication with underwriting teams
- Facilitated policy renewals and payment collection, improving customer retention and satisfaction
- Supported underwriters by providing essential documentation and facilitated reinsurance options for clients, enhancing operational efficiency
Junior Analyst, Motor Insurance
EOX Vantage
11.2021 - 12.2022
- Conducted thorough analysis and processing of motor insurance claims, making informed decisions on payments and rejections
- Developed policies for claims handling and implemented penalty protocols for third-party vehicles, reducing liability risks
- Managed personal injury claims, ensuring timely and accurate compensation to clients
Claims Associate, Health Care Insurance
Legato Health Technologies
12.2020 - 09.2021
- Efficiently settled health care insurance claims, applying industry-specific codes for accurate payment or rejection decisions
- Analyzed claim validity, enhancing claims processing accuracy and reducing the incidence of fraudulent claims
Education
B.Com - undefined
Bangalore University
Bangalore 01.2017 - 1 2020
Skills
- Insurance Underwriting
Statistical modelling
Advanced analytics
Experience with tableau
Enterprise Resource Planning
Advanced excel proficiency
Firebase Data
Forecasting ability
Regulatory compliance
Bookkeeping
Data Entry
Finance management
Information gathering
Financial analysis
Machine learning basics
Knowledge of insurance policies
Claims management
Compliance procedures
Statistics
Financial data analysis
Risk Management
Insurance market awareness
Quality Control
Loss protection
Influencing business growth
Ethical judgment
Risk management software knowledge
Relationship Management
Contract wording expertise
Client and broker negotiating
Statistical data analysis
Insurance market knowledge
Underwriting expertise
Policy modification
Commercial insurance
Risk analysis
Insurance industry knowledge
Claim handling
Broker relationship management
Policy development
BindHQ
Policy knowledge
Life insurance and assurance
Risk classification
Data analysis techniques
Building strong relationships
Loss prevention
Managing risk
Policy renewal
Financial modelling
Report generation
Renewing policies
Policy quoting and pricing
Quoting and pricing policies
Clinical and medical analysis
Production-oriented
Certification
Management Essentials Certification, upGrad, 01/01/22, Acquired comprehensive understanding of organizational operations across multiple domains including Human Resources, Accounting, Marketing, and Supply Chain Management, enhancing interdisciplinary expertise and operational efficiency.
Personal Information
- Date of birth: 11/12/99
- Gender: Male
- Nationality: Indian
Custom Section
- Spotlight Award, Recognized for exceptional team performance and securing critical projects from UK clients, demonstrating superior client management and project execution capabilities.
- Pat on the Back Award, Awarded for maintaining the highest standards of accuracy and consistency in team processes, underscoring commitment to quality and operational excellence.
- POSH Certification, Completed training focused on preventing sexual harassment at the workplace, deepening knowledge on creating safe and inclusive work environments.
Languages
English
Bilingual or Proficient (C2)
A1
German
Beginner (A1)
A1
Hindi
Intermediate (B1)
A1
Hobbies
- Travelling
- Cooking
- Listening music
- Trekking
- Driving
Timeline
Analyst - Policy Management, Aviation Insurance
AXA XL
02.2023 - 02.2025
Junior Analyst, Motor Insurance
EOX Vantage
11.2021 - 12.2022
Claims Associate, Health Care Insurance
Legato Health Technologies
12.2020 - 09.2021
B.Com - undefined
Bangalore University
01.2017 - 1 2020