Summary
Overview
Work History
Education
Skills
Certification
Languages
Key Skills
Timeline
Generic

DHANRAJ BHOSLE

Aurangabad, Maharashtra.

Summary

An accomplished finance professional with 10 years of experience in various products and organizations, Dynamic and results-driven MBA Finance with a proven track record in credit management in HDFC Bank, Committed to delivering measurable results and driving financial excellence in alignment with organizational goals. Position in finance utilizing exceptional analytical and communication skills. Long-term objective is to manage branch or department of finance.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Credit Manager

HDFC Bank
Aurangabad
10.2021 - Current
  • Conducted comprehensive risk and credit analysis for Retail and Large Ticket Business loan applications of over 2,200 clients.
  • Strategized and executed comprehensive plans, integrating forecasting methodologies, variance analysis, and meticulous financial planning to optimize loan evaluations and risk assessment processes.
  • Analyzing financial statements and risk factors to facilitate informed loan approval decisions.
  • Recognized for maintaining 100% TAT, Accuracy, and Discipline.
  • Collaborated cross-functionally to evaluate client financials, negotiate terms, and resolve credit-related issues, ensuring a streamlined process.
  • Prepared detailed reports, presenting findings to management, enabling data-driven strategic discussions. Engaged in performance evaluation of credit managers, MIS reporting.
  • Delivered Policy and Process Training to DSA ( Direct selling Agents) and Branch.
  • Utilized strong analytical skills to perform ratio analysis to assess the customer's financial health and repayment capacity.

Hub Credit Manager

Western India Transport Finance co pvt Ltd.
Aurangabad
07.2017 - 10.2021
  • Underwriting Commercial vehicle Loan cases of Marathwada region. (Handling, Aurangabad, Beed, Jalna, Jalgoan, Latur, Nanded and Nagpur Locations Credit.)

Executive

Shriram Transport Finance Co Ltd.
Aurangabad
02.2014 - 07.2017
  • Handling disbursement of commercial vehicle loan files, cash handling, day-to-day operations, booking of FD and insurance, etc. (Handled various Software like UNO, Premia, MS-Excel)

Education

MBA - Finance

DIEMS
Aurangabad
03-2013

M.Com -

S B College
Aurangabad
03-2010

Skills

  • Business Acumen
  • Credit Risk Analysis
  • Financial Analysis
  • Microsoft Office
  • Relationship Management
  • Strategic Planning
  • Tally 90 ERP
  • LOS / Lentra / Finnone
  • Communication and Presentation Skills

Certification

  • MS-Office
  • Tally 9.0 ERP
  • Advance Excel certified by NIPM
  • Typing 30wpm

Languages

Marathi
First Language
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1

Key Skills

  • Ambitious, Enthusiastic, Creative and Dedicated to Work.
  • Leadership Qualities and smart working nature.

Timeline

Credit Manager

HDFC Bank
10.2021 - Current

Hub Credit Manager

Western India Transport Finance co pvt Ltd.
07.2017 - 10.2021

Executive

Shriram Transport Finance Co Ltd.
02.2014 - 07.2017

MBA - Finance

DIEMS

M.Com -

S B College

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DHANRAJ BHOSLE