A highly efficient, hard-working, analytically skilled and Mortgage experienced candidate looking for a responsible position to gain practical experience.
Experienced Mortgage professional with nearly 6 years in both Commercial and Residential Loans.
Adept in Loan servicing and closing.
Skilled in leading teams and serving as a Subject Matter Expert.
Overview
6
6
years of professional experience
Work History
Senior Escalations Representative
Wells Fargo International Solutions Private Limited
Chennai
03.2022 - Current
Reviewing loans thoroughly prior to Foreclosure referral, ensuring compliance with Loss Mitigation and Bankruptcy statuses
Reviewing the entire loan and will make sure that nothing prevents the loan from referring to Foreclosure department
Reviews payments screen to make sure there are no errors while posting the payments and verify If any payments received in the recent days
Reviewing various notes and security instruments to identify whether any additional collaterals attached to the loan
Conducted team meetings to share updates and maintained Subject Matter Expertise for process support
Communicated directly with clients via call for clarifications
Acted as lead and managed lead activities in absence of supervisor
Provided sub-process training and calibrations for team members
Prepared reports including Root Cause Analysis, Daily production data, Inflow and End of day reports, Loans assignment and Utilization reports.
Transaction Processing Associate
Accenture Solutions private Limited
Chennai
06.2018 - 03.2022
Reviewing whether the Analyst has done the Loan documentation in an appropriate way
Preparing and customizing the documents with respect to Standard Operating Procedure
Had experience in working on stringent TAT (Turn Around Time)
Reviewing the promissory note for the renewal loans and customizing various languages in the promissory note
Ability to review UCC for collateral and prepare amendments to the UCC, if required
Can review title policy/report and appraisal document according to the requirement
Validating the Mortgage/Deed document and preparing Modification, if required Contacting and Coordinating with Legal on Real Estate documentation
Updating the process map and SOP on requirement basis
Preparing the Operational Excellence (OE) report on daily basis
Attending client calls on weekly basis, if required
Effectively managing the Workflow as the Workflow Coordinator of the team
Follow up on escalations, delays, and Documentation issues by contacting the Deal requester or Loan Officer or an Attorney (if necessary)
Preparing training plan for the new joiners and providing training to access the application as well as auditing and mentoring the new Trainees
Preparing assessment questionnaire for new joiners.
Education
Commerce
Madras Christian College (Regular), Chennai
05.2018
Skills
Fast Learner
Ability to Multitask
Ability to work under pressure
Leadership skills
Analytical skills
Critical thinking and Problem solving
Declaration
I hereby declare that the above-furnished details about me are true & my best of knowledge.
Timeline
Senior Escalations Representative
Wells Fargo International Solutions Private Limited
Technology Business Systems Consultant at Wells Fargo International Solutions Private LimitedTechnology Business Systems Consultant at Wells Fargo International Solutions Private Limited
Operations Specialist at Wells Fargo International Solutions Private LimitedOperations Specialist at Wells Fargo International Solutions Private Limited
Human Resource Business Partner at Wells Fargo International Solutions Private LimitedHuman Resource Business Partner at Wells Fargo International Solutions Private Limited
Trade Services Associate at WELLS FARGO INTERNATIONAL SOLUTIONS PRIVATE LIMITEDTrade Services Associate at WELLS FARGO INTERNATIONAL SOLUTIONS PRIVATE LIMITED