Summary
Overview
Work History
Education
Skills
Declaration
Timeline
Generic

DHANUSH KUMAR J

Chennai

Summary

  • A highly efficient, hard-working, analytically skilled and Mortgage experienced candidate looking for a responsible position to gain practical experience.
  • Experienced Mortgage professional with nearly 6 years in both Commercial and Residential Loans.
  • Adept in Loan servicing and closing.
  • Skilled in leading teams and serving as a Subject Matter Expert.

Overview

6
6
years of professional experience

Work History

Senior Escalations Representative

Wells Fargo International Solutions Private Limited
Chennai
03.2022 - Current
  • Reviewing loans thoroughly prior to Foreclosure referral, ensuring compliance with Loss Mitigation and Bankruptcy statuses
  • Reviewing the entire loan and will make sure that nothing prevents the loan from referring to Foreclosure department
  • Reviews payments screen to make sure there are no errors while posting the payments and verify If any payments received in the recent days
  • Reviewing various notes and security instruments to identify whether any additional collaterals attached to the loan
  • Conducted team meetings to share updates and maintained Subject Matter Expertise for process support
  • Communicated directly with clients via call for clarifications
  • Acted as lead and managed lead activities in absence of supervisor
  • Provided sub-process training and calibrations for team members
  • Prepared reports including Root Cause Analysis, Daily production data, Inflow and End of day reports, Loans assignment and Utilization reports.

Transaction Processing Associate

Accenture Solutions private Limited
Chennai
06.2018 - 03.2022
  • Reviewing whether the Analyst has done the Loan documentation in an appropriate way
  • Preparing and customizing the documents with respect to Standard Operating Procedure
  • Had experience in working on stringent TAT (Turn Around Time)
  • Reviewing the promissory note for the renewal loans and customizing various languages in the promissory note
  • Ability to review UCC for collateral and prepare amendments to the UCC, if required
  • Can review title policy/report and appraisal document according to the requirement
  • Validating the Mortgage/Deed document and preparing Modification, if required Contacting and Coordinating with Legal on Real Estate documentation
  • Updating the process map and SOP on requirement basis
  • Preparing the Operational Excellence (OE) report on daily basis
  • Attending client calls on weekly basis, if required
  • Effectively managing the Workflow as the Workflow Coordinator of the team
  • Follow up on escalations, delays, and Documentation issues by contacting the Deal requester or Loan Officer or an Attorney (if necessary)
  • Preparing training plan for the new joiners and providing training to access the application as well as auditing and mentoring the new Trainees
  • Preparing assessment questionnaire for new joiners.

Education

Commerce

Madras Christian College (Regular), Chennai
05.2018

Skills

  • Fast Learner
  • Ability to Multitask
  • Ability to work under pressure
  • Leadership skills
  • Analytical skills
  • Critical thinking and Problem solving

Declaration

I hereby declare that the above-furnished details about me are true & my best of knowledge.

Timeline

Senior Escalations Representative

Wells Fargo International Solutions Private Limited
03.2022 - Current

Transaction Processing Associate

Accenture Solutions private Limited
06.2018 - 03.2022

Commerce

Madras Christian College (Regular), Chennai
DHANUSH KUMAR J