DHARMESH MAKWANA
Branch Credit Manager
Vadodara
Summary
Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability.
Overview
12
12
years of professional experience
5
5
years of post-secondary education
Work History
Branch Credit Manager
Suryoday Small Finance Bank
Vadodara
05.2021 - Current
Conducting PD & Credit underwriting of HL & mortgage loan applicant.
Preparation of Credit Appraisal for calculating loan eligibility
Verification of the property documents, Legal Report and Valuation report issued by lawyer and Valuer
Co-ordinate with the vendor of company i.e. Lawyer and property Valuer in terms of legal and technical
Handling Disbursal process and preparing disbursal of case for final loan disbursement and resolve the queries regarding the loan disbursement.
Handling walks in customer at branch.
Maintaining the Branch MIS, PDD MIS, and manage daily operation of Back office.
Branch Credit Manager
Brick Eagle Affordable Housing Finance Company
Vadodara
09.2018 - 05.2021
Credit Manager
Fasttrack Housing Finance Company Ltd
Vadodara
03.2017 - 09.2018
Credit Officer
Muthoot Housing Finance Company Ltd
Vadodara
05.2016 - 03.2017
Credit Officer
Religare Housing Finance Company Ltd
Vadodara
10.2015 - 05.2016
Credit Officer
Shubham Housing Development Finance Company Pvt Ltd.
Vadodara
07.2014 - 10.2015
Account and Admin Executive
Shriram Automall India Ltd
Vadodara
04.2011 - 07.2014
Education
Master Of Business Administration - Finance
Bhagvan Mhavir College of Management
Surat 06.2007 - 05.2009
B.Com - Accounting And Finance
M S University
Vadodara 06.2004 - 05.2007
Skills
Credit reports Analysis
Timeline
Branch Credit Manager
Suryoday Small Finance Bank
05.2021 - Current
Branch Credit Manager
Brick Eagle Affordable Housing Finance Company
09.2018 - 05.2021
Credit Manager
Fasttrack Housing Finance Company Ltd
03.2017 - 09.2018
Credit Officer
Muthoot Housing Finance Company Ltd
05.2016 - 03.2017
Credit Officer
Religare Housing Finance Company Ltd
10.2015 - 05.2016
Credit Officer
Shubham Housing Development Finance Company Pvt Ltd.
07.2014 - 10.2015
Account and Admin Executive
Shriram Automall India Ltd
04.2011 - 07.2014
Master Of Business Administration - Finance
Bhagvan Mhavir College of Management
06.2007 - 05.2009
B.Com - Accounting And Finance
M S University
06.2004 - 05.2007
Similar Profiles
Sandeep AroraSandeep Arora
Chief Product & Customer Exp. Officer at Suryoday Small Finance BankChief Product & Customer Exp. Officer at Suryoday Small Finance Bank
Chandan Kumar GiriChandan Kumar Giri
Area Manager-Collection at Suryoday Small Finance BankArea Manager-Collection at Suryoday Small Finance Bank
Dhinesh RDhinesh R
Area Manager at Suryoday Small finance bankArea Manager at Suryoday Small finance bank