Dhiraj Kumar
Hazaribagh
Summary
I have Nine Years experience in micro-finance industry in Audit department and 5 year experience in business Development, Client servicing and sales in banking and financial services. Excellent analytical and inter-personal skills with demonstrated communication and leadership management abilities. 6 years experience to handle the team to achieved the company goals.
Overview
16
16
years of professional experience
Work History
Regional Audit manager
Pragati FInnserv PVT LTD
01.2025 - Current
- Planning and conduct the Auditing the branch in region (19 branches)
- Prepared the Audit report and discussed with RM,DM and AM and action decided on findings
- Manage the Audit team and improve their productivity and quality.
- Do regional level Audit of different departments
- Conduct the special Audit in fraud identify branches.
- Recommend to RM for corrective Action and suggest improvement.
Regional Audit manager
Chaitanya India fin Credit PVT LTD
02.2019 - 12.2024
- Planning and conduct the Auditing the branch in region (16 branches)
- Prepared the Audit report and discussed with UAM and RM and action decided on findings.
- Manage the Audit team and improve their productivity and quality.
- Do regional level Audit of different departments when assigned from HO.
- Feedback of staff provided to managements when required.
Audit officer
FUSION MICRO FINANCE LTD.
06.2016 - 01.2019
- Conduct independent Audit of branch, record, activities and prepare varied reports.
- Implement internal Audit policies Procedures and program.
- Investigate and determine casus of irregularities and errors
Associate sales manager
INDUSIND BANK LTD.
03.2014 - 01.2016
- Handling retail-banking activities by duly cross-selling of life insurance to existing customers to enhance product portfolios and volumes.
- Relationship building & Client Servicing.
- Responsibility for increasing business such as CASA, FD, RD, Gold loan etc.
- Generating revenue for the bank by cross selling various financial products like LI , GI, mutual fund, health plan Demat account
Junior officer
ICICI bank LTD
01.2011 - 02.2014
- Responsibility of increase business of various product
- CASA, SALARY ACCOUNT FD RD GOLD LOAN CAR LOAN PERSONAL LOAN
- Generating revenue for the bank by cross selling various financial products like LI , GI, mutual fund, health plan Demat account
sales executive
BAJAJ CAPITAL LTD.
04.2010 - 01.2011
- To sell Life Insurance, Mutual funds, Company FDs, General insurance
Education
10th -
B.S.E.B
12 th -
B.I.E.C
Graduation -
VBU
HazaribaghPGDBA - Marketing and Finance
G.S.B.A
Greater Noida, UP, IndiaAccomplishments
- Ensured smooth service delivery and customer satisfaction
- Get promotion in Chaitanya Micro Finance from auditor to regional Audit manager in 6 months
- Excellent Performance till date
Hobbies and Interests
- Reading books
- Traveling
Training
- Mutual funds and Life insurance
- General insurance
- Demat account
Disclaimer
I hereby declare that above all the information is true and correct up to the best of my knowledge and belief.
Languages
- English
- Hindi
Personal Information
- Total Experience: 14 years
- Father's Name: Mr. Raj Bahadur Singh
- Date of Birth: 09/01/82
- Marital Status: Married
Timeline
Regional Audit manager
Pragati FInnserv PVT LTD
01.2025 - Current
Regional Audit manager
Chaitanya India fin Credit PVT LTD
02.2019 - 12.2024
Audit officer
FUSION MICRO FINANCE LTD.
06.2016 - 01.2019
Associate sales manager
INDUSIND BANK LTD.
03.2014 - 01.2016
Junior officer
ICICI bank LTD
01.2011 - 02.2014
sales executive
BAJAJ CAPITAL LTD.
04.2010 - 01.2011
10th -
B.S.E.B
12 th -
B.I.E.C
Graduation -
VBU
PGDBA - Marketing and Finance
G.S.B.A