Dijesh J. Khobragade

• Developed comprehensive financial models including DCF, sensitivity, and scenario models for pricing strategies and investment planning.

• Led valuation analyses for internal business units and prospective ventures, aiding strategic expansion and capital allocation decisions.
• Built rolling forecasts and budgets, aligning financial planning with dynamic commodity market trends and stakeholder objectives.
• Executed financial risk assessments, stress testing, and investment scenario simulations for high-volatility instruments.
• Delivered periodic cash flow forecasting, profitability dashboards, and investment risk reports to COO-level leadership.
• Collaborated with cross-functional product, compliance, and business units to assess financial impact of market strategies.

• Financial Analysis: Leveraged advanced financial reporting and valuation techniques to assess product impact on revenue generation and cost management.
• Market Trend & Risk Analysis: Monitored market trends and regulatory changes affecting commodity trading, providing strategic insights to stakeholders on potential risks, opportunities, and investment strategies.
• Requirement Gathering & Stakeholder Management: Collaborated with stakeholders to gather and document business requirements for CTRM system enhancements and new feature development. Engaged with cross-functional teams, including traders, risk managers, and IT professionals, to ensure that system configurations met the operational needs of the business.
• Financial Forecasting & Budgeting: Conducted financial forecasting and budgeting for product lines, utilizing advanced forecasting models to predict revenue streams and optimize resource allocation.
• Product Performance: Conducted comprehensive financial analysis and performance evaluations of products within the CTRM system, identifying key areas for optimization to maximize trading efficiency and profitability.
• Achievements/Tasks

• Portfolio Management: Managed hedge fund and drawdown fund portfolios, conducting detailed analysis to optimize investment strategies. Analyzed financial statements and transactions related to Alternative Investments.
• Mergers & Acquisitions (M&A): Analyzed market data to support Mergers & Acquisitions (M&A) initiatives, ensuring alignment with current financial and economic trends.
• Agile Project Management: Prioritized tasks effectively within a dynamic Agile software development environment, managing frequently changing deadlines to deliver timely and accurate results. Collaborated with cross-functional teams to align project objectives with business goals.
• Exception Management: Managed daily exceptions to ensure timely delivery of accurate valuations, minimizing risks and maintaining financial reporting.
• Financial Modeling & Valuation: Developed and maintained complex financial models to forecast company performance, support investment decisions, and evaluate potential mergers and acquisitions. Conducted detailed company valuations using various methodologies, including Discounted Cash Flow (DCF), Comparable Company Analysis (CCA), and Precedent Transactions.
• Advanced Financial Analytics & Reporting: Led complex analytics projects from conceptualization to delivery, evaluating large datasets to identify trends. Prepared and analyzed financial statements, budgets, and forecasts, identifying trends, risks, and opportunities to support strategic decision-making.
• Valuation Delivery: Developed and refined exception handling procedures, improving process efficiency and accuracy in valuation delivery.

• Customer Service Excellence: Mastered strategies for providing high-quality support to banking customers, focusing on effective resolution of queries and maintaining client trust.
• Client Relationship Management: Developed skills in managing and nurturing client relationships, ensuring sustained customer satisfaction and loyalty.
• Banking Operations & Support: Gained expertise in handling banking operations, including query resolution, transaction support, and account management, with a strong emphasis on accuracy and efficiency.
• Risk & Compliance in Banking: Completed coursework on risk management and compliance in banking, ensuring adherence to regulatory standards while supporting customers.

Key Responsibilities & Achievements

• Led internal risk advisory sales within the Property & Casualty (P&C) product segment, focusing on personalized insurance planning and risk profiling of clients.
• Applied risk assessment methodologies to recommend suitable life and general insurance coverage aligning with client needs and underwriting standards.
• Managed inside sales operations, ensuring compliance with P&C regulatory practices and delivering on quarterly revenue and protection targets.
• Maintained detailed client portfolios using advanced CRM tools; contributed to early warning indicators for policy lapses and exposure risk.

Key Responsibilities & Achievements

• Delivered tailored consulting on P&C product lines (including health, motor, and term insurance) to mitigate client exposure and promote long-term coverage strategies.
• Facilitated insurance needs analysis, coverage gap identification, and risk mitigation planning across a diverse client base.
• Cultivated and managed long-term relationships with key clients, focusing on retention and customer lifecycle risk management.
• Collaborated with underwriting teams for pre-policy risk evaluation and ensured compliance with internal P&C risk frameworks.