Dilip V

Description:

PF provides all types of core banking services and its main area of activity is in the national and
international payments. ISY- PF (Inter banking payment system) is working on payment module
which provides all kind of online and offline payment channels with easier and faster mode of
payment method.

Roles and Responsibilities::

1. Participated in the migration from SWIFT MT to MX (ISO 20022) by verifying the transformation rules of messages between the legacy MT formats (such as MT103, MT202) and their corresponding MX formats (like pacs.008, pacs.009).

2. Created and managed test cases, test data, and execution logs utilizing tools such as JIRA and Quality Center (ALM).

3. Evaluated functional and technical specifications for both domestic and international payment systems (including SWIFT for both MT and MX, SIC, SEPA, and Online transactions).

4. Worked collaboratively with business analysts, developers, and architects during Agile/Scrum ceremonies to ensure comprehensive coverage of all payment workflows and adherence to regulatory requirements.

5. Verified business rules for pacs.008 (customer credit transfer) and pacs.009 (financial institution transfer), which included Party Identifications, BIC codes, UETR tracking, and remittance details.

6. Assessed end-to-end payment flows for various payment types (PAIN001, MT101, MT103, MT202, MX-ISO2022, SIC, SEPA, VMAX, Card payments, Online payments), including currency conversions and routing rules based on priority, currency, and beneficiary bank.

7. Confirmed payment routing logic based on factors such as currency, country, payment type, network availability, and cut-off times by employing rule-based routing engines.