Dillip Kumar Rath

Senior Manager

AXIS BANK LIMITED

Malkangiri

02.2008 - 03.2022

I hold a position of Branch Head in Axis Bank Ltd since 2013, Last stationed was at Malkangiri branch, I was looking after all the branch activities such as Business, Operation and compliance of the branch
I was handling a team of 15 people
Following are the primary responsibility
Branch Profitability.
Relationship with the government department.
Add a new high-value client.
Generating revenue through third-party products.
Compliance of the branch.
Prior to this, I have worked in different branch as Operation Head and have handled A)Clearing B)Cash Management Services C)DPService D)fund management E) Cash Operation F) ATM Operation
Management of operations in the branch as per laid down process and reporting any deviations and getting the same ratified by the senior
INWARD CLEARING Managing Inward Clearing, including the following, within the cutoff timings and without exceptions
Tallying of cheques received, verification and authorisation of entries
Management of Receivable or Payables - Booking & follow up
Referrals management for cheques as applicable including for CBS cheques
HANDLING OF RETURNS & REFERRALS: Identify and return eligible cheques to the presenting bank
Raising referral and follow up for response
Maintain Outward Cheque Return Register and other records
To ensure there are no late return of cheques for funds reasons and technical reasons
OUTWARD CLEARING: Managing Outward Clearing within the cutoff timings and without exceptions
Verification and authorisation of all entries before presentation in outward clearing
Manage Inward Returns and ensure nil exceptions
CBS CHEQUES:- (If applicable) Authorisation of CBS Funding Sheets and handling anomalies
NOSTRO AlC AND SUSPENSE AlC MONITORING: Monitor all Suspense Accounts and maintain the registers
Fortnightly reporting of suspense / Monthly Nostro accounts after due verification and with relevant details
Safe-custody of Nostro account cheques and judicious use of the same
CMS Operations Managing CMS activity
Verification and Authorisation of all cheques received for collection without exceptions
To ensure dispatch of the schedules to the right location in time
To ensure timely presentation of cheques received under schedules from other locations after due verification and related activities
Follow-up for schedules in case not received as required / send tracers
Remittances / RTGS/ NEFT Issuance of instruments like DD / MCs, etc
Safe custody of numbered instruments and maintenance of proper records
Timely processing of all RTGS/NEFT applications received at the branch
Timely processing of all applications from new admission in govt educational colleges and related activities
Transfer Cheques Verify and Authorise the transfer cheques as per the process without exceptions
Depository Operations Managing Depository Operations activity
To verify the documents/forms for opening/ Modifications in accounts
Process request for re-issuance of DIS books
Follow the process for Issuance of Loose Instruction Slips diligently
Verify / Authorise all Delivery Instructions received for the day after due verifications and controls within the applicable cut-off time
Verify / Authorise all Delivery Instructions received for the day after due verifications and controls
Process / authorize Pledge / hypothecation Instructions
Handle rejected DRFs, undelivered instruction slip books as per the process
Generate reports to identify failed transactions and act
Cash Operation Supervising & controlling all cash operation such as monitoring level of surplus & adverse position of cash/vault
Remittance of Excess cash to our nostro account
ATM Operation Supervising & controlling all ATM operation such as monitoring level of surplus & adverse position of ATM vault & talling of ATM GL on daily basis
Talling of Branch ATM GL with ATM switch report
Voucher Management Callback of vouchers with the report of transactions inputted / authorized
To manage all vouchers and records and send paid instruments and vouchers for binding and storing periodically
Archive, print and file approval mails for Referrals
To ensure that all rubber stamps are affixed for Paid, Posted / Signature verified / UV verified instruments
System Security To ensure there is no sharing of system password
To ensure that the process for password handover /takeover is followed
Housekeeping / General upkeep Maintain relevant registers and documents
PGP Messages acted upon
Store all security documents, instruments, etc
In FRFC under dual custody
Generate all the relevant reports for all the functions
Investigate customer complaints and analyze, send response and resolve the same under intimation to / guidance of seniors
Record errors and inform seniors scrupulously
Take approvals from seniors
Follow all the laid down process notes/ manuals/ instructions
To have cordial relationship with the other staff members / colleagues
To identify / escalate accounts with huge unprofitable / unproductive volumes, regular and high percentage of returns, cases of potential misuse of the banking systems
Any other responsibilities entrusted from time to time
Motto in Job : Customer Satisfaction By Giving Excellence Service
Last 3 PMS Rating: 5(Outstanding), 3(Good), 3(Good)

Summary

Overview

Work History

Senior Manager

Deputy Manager

Education

M.Com - JAIIB, IRDA and NISM-Mutual Fund Module

Skills

Employmenthistory

Mottoinjob

Permanentresidentof

Roles And Responsibilities

Personal Information

Accomplishments

Certification

References

Timeline

Senior Manager

Deputy Manager

M.Com - JAIIB, IRDA and NISM-Mutual Fund Module

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