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Credit & Finance professional with 13+ years of experience in hospitality and financial services. Skilled in credit risk management, accounts payable, collections, reconciliations, taxation, and compliance. Proven track record of streamlining financial processes, reducing overdue receivables, improving payable cycles, and ensuring corporate compliance. Seeking a leadership role in credit/finance to drive financial performance and risk management.

Results-driven Credit Manager with 7+ years of experience in retail lending, credit risk assessment, and loan underwriting. Skilled at evaluating high-volume applications quickly and accurately, ensuring strict compliance with RBI guidelines while maintaining a strong loan portfolio. Proven track record of reducing turnaround time by 20–30% through process improvements. Recognized for analytical skills, problem-solving ability, and adaptability—now seeking to leverage expertise in a hybrid role within fintech or global MNCs.

887 9099]
DEVINI
PERSHAD
AccountReceivableSpecialist
Career Objective: My passion and drive to excel through previous
experience and continuous learning and studies so that I can eventually
take up the responsibilities of a manager and contribute my
best towards the exponential growth of any organization. 
 My name is Devin Pershad, and I am employed by Hirt & Carter (SA)
(Pty) Ltd - 22 Tottum Road, Cornubia Business Industrial Estate, Ottawa
South – I currently fulfil the position of AR Specialist/ Administrator. I
have over 18 years of experience within the printing & manufacturing
industry.
In my previous positions I have continually demonstrated my
commitment to ongoing improvement of both services to clients and
internal processes. I have undertaken professional development,
including a Diploma in Finance & Credit Management. With this
training I have been able to improve and implement new systems and
procedures.
With respect to the position, I bring the following specific skills:
 Extensive experience in managing staff and resource allocation to
achieve company targets and improve efficiency and cost
effectiveness.
 Extensive experience in administration due to my time being spent
as an admin controller and a Team leader of the centralized
administration department.
 Ability to monitor, analyze and report on activity and other
financial reports.
 Highly developed customer relation skills with the ability to develop
long-term alliances as well as maintaining relationships with
current customers.
I do see myself as a dedicated, hard-working, and loyal individual who
will always go the extra mile to attain the companies’ goal &
objectives. I have gained a lot of experience in the various industries
that I have been employed in. I have gained management skills,
debtors, creditors, including data-capturing experience.
From these experiences, I have a strong appreciation of what would
be required to succeed within this key position, and I have the
motivation and qualifications to achieve results. Summary of Qualifications
 Exceptional knowledge of correct English grammar and usage,
punctuation, and spelling.
 Strong knowledge of general office methods and procedures,
and office equipment operation.
 Exceptional knowledge of general database systems and
software applications.
 In-depth ability to operate a variety of computer systems, word
processing and related equipment to create, maintain and
process files and records.
 Exceptional ability to understand and carry out oral and
written directions.
 Excellent ability to communicate effectively both orally and in
writing.
 I have a strong ability to learn, apply, and explain rules,
policies, and procedures.
 Exceptional ability to establish and maintain cooperative
working relationships.
 Knowledge of Microsoft office suite which includes Microsoft
Word and Microsoft Excel.
 I have also worked on Business Central, Navision & Great Plains
 I’m currently working on Business Central
 I was required to train all admin staff on Business Central when
it was Centralized.
 I have worked on the Inoxico Fabric & Core – system for vetting
of customers and have trained all staff when it came into
effect.

Looking for a challenging opportunity to gain valuable exposure to financial practices and explore my skill sets and knowledge, to effectively delivered assigned responsibilities. Seasoned Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.

DINESH PUROHIT

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Credit Manager

Field Officer

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Graduation - undefined

Higher Secondary (12th) - Vocational Course

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Credit Manager

Field Officer

Graduation - undefined

Higher Secondary (12th) - Vocational Course

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