Dinesh Thakur
Jaipur
Summary
Leveraged leadership and strategic planning skills in fast-paced financial environment, managing complex projects and diverse teams. Excelled in risk management and operational efficiency, ensuring regulatory compliance and driving business growth. Seeking to transition into new field, bringing wealth of transferable skills and collaborative approach to new challenges.
Overview
19
19
years of professional experience
Work History
Assistant Vice President - Risk
Au Small Finance Bank
03.2023 - Current
- Complaint Trend Analysis and process review and standardization.
- Meeting with Internal Ombudsman & sign off.
- Review of financial frauds and complaints.
- Active participation with RBI officials and resolving their queries.
- Coached and Mentored junior team members, regularly assessing knowledge and skill gaps and implementing corrective action.
- Supervised and delegated tasks to employees to meet key targets.
- Managed team by offering support constructive feedback to improve skills and maximize potential.
Assistant Vice President of Operations
Jana Small Finance Bank
02.2015 - 03.2023
- Adherence to all process guidelines - Ensuring correct execution of documents, data entry, checks prior to disbursal and accounting entries.
- Cash to be reconciliation. Clearance of suspense cash packets and GL open items.
- Strict control over cash and gold storage, key management and other securities.
- Compliance to regulatory guidelines of QA and Audit.
- Ensured control over expenses and petty cash - to generate a 10% savings from a budgets allocated.
- To detect any fraud or misappropriation irrespective of its size, magnitude other staff involved in it and analysis of PAR & NPA status of the branches and also to identify any malpractice, collusion or action on part of employees that is against the organizational policies or can bring disrepute to the institution.
- Ensure implementation, standardization of operational processes and guidelines lay down by the organization.
- Understand the symptoms of risk and identify the prone areas of corruption, red flags, fraud, operational policies and practices with a view to timely recommend modification in policies & ensure authenticity of policies.
- Determination of appropriate audit methodology including sampling technique.
- Cost Control, Cost and work within the budget allocated to the Dept.
- Analysis of risk profiling/ Key Risk Indicators (KRIs) of the branches through dash boards.
- Review of audit reports on regular basis to develop strengths and identify areas of improvement (data, depth coverage, presentation, root cause, risk impact and action oriented recommendation etc.)
- Preparing internal audit report with Zero error within TAT.
- Provide training and guidance to new joined team members.
State Operations Manager
Kotak Mahindra Prime
04.2006 - 02.2015
- Branch Operations Activities for Car finance.
- Control over Cashier Activity and Banking.
- Chq & Agreement Kit Signatory.
- Authorizing RTGS, NEFT & Fund Transfer payments.
- Control over daily file processing & Login MIS with status.
- Disbursement of Loan.
- Accountable Documents Controller.
- MIS Maintenance.
- Monthly/Periodically Reports to HO & Regional Office.
- Co-ordination with HO, Regional Office & Centralized Team.
- Stock Yard Visit and Submit Report to NCM/NH-Ops.
Education
Bachelor of Arts -
Delhi University
Delhi, India01-2005
Skills
MS Office
Risk Analysis
Team Handling
Customer Relationship Management
Audit and Compliance
Financial Analysis
Accomplishments
- Winner of Used Card Policy quiz for the month of September 2011.
- Won award of “Most Valuable Person” for the month of January, June & Oct 2011 in Kotak Mahindra Prime Ltd. in ‘Team Boost India’ Programme.
- Got award of “Best Auditor” in Jan’16 for Audit Head.
- Got award of "Best ROL" for Q4 2018-2019 & Q1 2019-2020
- Got award of "Best ROL" for Q2 2021-2022 & Q3 2021-2022
Timeline
Assistant Vice President - Risk
Au Small Finance Bank
03.2023 - Current
Assistant Vice President of Operations
Jana Small Finance Bank
02.2015 - 03.2023
State Operations Manager
Kotak Mahindra Prime
04.2006 - 02.2015
Bachelor of Arts -
Delhi University
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