Dipa Gupta

B2B Domain

• Perform credit and risk rating assessments and advising clients on basis of Early Warning Signals.
• Conducting field inspection of clients for on ground knowledge.
• Conducted weekly consultative sales meeting with prospects and clients to drive deposit growth.
• Performing Final sanction of proposal

SCF Domain

• Credit analysis and lending of credit facility to Authorized Dealers and vendors of corporate clients.
• Performing cash flow analysis and financial ratio analysis to assess client’s financial reputation.
• Perform credit and risk rating assessments and advising clients to maintain strong relations.
• Conducted weekly consultative sales meeting with prospects and clients to drive deposit growth

Trade Advances

• Underwriting of loan application of Authorized dealers and vendors of Automobile Corporate Clients
• Financial Statement and Credit risk assessment is performed to determine its credibility.
• Analyzed products and policies and recommended changes to maximize profitability.
• Strong ability to establish and maintain solid client relations

B2C Domain

• Underwriting of loan applications of individuals.
• Reviewed credit applications, financial statements, and credit history of customers for extending lines of credit.
• Coordinated with the sales department and upper management, making every effort to maintain the goodwill of our customers in extending lines of credit
• Visited customer account representatives or owners; to gather financial and company information to help in credit making decisions.
• Prepared and presented monthly and year-end reports

B2B Domain

• Underwriting of loan applications for corporate clients.
• Industry and market research to assess its reputation and credit worthiness.
• Analysis of financial statements of companies.
• Budgeting and forecasting data on basis of financial assessments.
• Performing cash flow analysis and ratio analysis to assess client’s financial reputation