Dipa Kayal
Team Lead specializing in Risk Analysis and Fraud Investigations at Kotak Mahindra Bank
Bengaluru,KA
Summary
Experienced banking professional with over a decade of strong leadership skills. Skilled in task prioritization, delegation, and decision-making to achieve objectives.
Overview
11
11
years of professional experience
2
2
Certifications
3
3
Languages
Work History
RCU -RL Control Team Lead
Kotak Mahindra Bank
07.2021 - Current
- Transaction Monitoring, Fraud analysis & Fraud Risk mitigation.
- Anti-Money Laundering(AML).
- Identify the risk associate with the transaction and also take corrective step to correct it.
- Monitoring Risk trigger transaction and take corrective action to mitigate the Risk.
- Regulatory compliance: Review of Dormant accounts activated with demographical changes compliance to RBI requirement as well as identification of misuse of dormancy accounts.
- Risk based review monitoring.
- Risk based rules collation.
Branch Operation Manager
ICICI Bank Limited
10.2019 - 06.2021
- Monitor Re-KYC update, profile update, EDD/CDD, Regulatory Notices, Complaints/Escalation Management.
- Audit the previous transaction through SQL checking and identify if any deviation.
- Responsible for Internal/External Audit and RBI incognito visit.
- Perform the activity on closure of AML Alerts, Transaction Monitoring alerts, STR if required, track of high cash letters, Internal accounts monitoring and other compliance related pendency.
Branch Operation Officer
Ujjivan Small Finance Bank Ltd
12.2018 - 10.2019
- Accountable for quality customer service within stipulated time frame while adhering to regulatory and procedural compliance.
- Leading the Team for the execution of Branch operations, resource and inventory management and budget.
- Serve as a point of check for completion of forms/verification of KYC documents and other documents provided by customer for transactions, account opening,moditification etc.
Assistant Manager
HDFC Bank Limited
04.2014 - 11.2018
- Completion of daily control reverts as compliance review which consists of exceptional data analysis or deviation of previously/week/Fortnight/Monthly.
- Completion of formalities for large cash transaction(10 lakh and above).
- Processing of vendor payment under vendor bill management system and make the payment settlement by coordinating with the payment desk.
- LTR and STR reporting.
- Reporting fake note to RBI under standard process and format as prescribed by RBI.
Education
MBA - Finance& Marketing
KIIT UNIVERSITY
05.2012 - 5 2014
BBA - Hons
Burdwan University
06.2009 - 5 2012
STD. XII - undefined
W.B.BH.S.E
04.2007 - 5 2009
STD. X - undefined
W.B.B.S.E
06.2006 - 4 2007
Skills
Microsoft Office proficiency
Certification
Unlock CAMS Certification & AML Proficiency for success, 01/01/25
Interests
Gardening
Listening to music
Dancing
Reading
Personal Information
Date of Birth: 01/04/92
Timeline
RCU -RL Control Team Lead
Kotak Mahindra Bank
07.2021 - Current
Branch Operation Manager
ICICI Bank Limited
10.2019 - 06.2021
Branch Operation Officer
Ujjivan Small Finance Bank Ltd
12.2018 - 10.2019
Assistant Manager
HDFC Bank Limited
04.2014 - 11.2018
MBA - Finance& Marketing
KIIT UNIVERSITY
05.2012 - 5 2014
BBA - Hons
Burdwan University
06.2009 - 5 2012
STD. XII - undefined
W.B.BH.S.E
04.2007 - 5 2009
STD. X - undefined
W.B.B.S.E
06.2006 - 4 2007
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