Divakar Kumar

Team Size: 12 (Developers)

Key Responsibilities:

• Led the design and development of SEPA/XCT payment modules using .NET Core microservices.
• Oversaw integration with FIS OPF and Clear2Pay, handling message orchestration, validation, and acknowledgments.
• Designed message transformation logic using XML/XSLT, and handled all major ISO 20022 message types: PAIN.001, PAIN.002, PACS.008, PACS.004, PACS.002, PACS.007.
• Implemented RabbitMQ-based message queues with retry/failure handling, and audit logging.
• Introduced Elasticsearch-based transaction monitoring and custom Kibana dashboards to support Ops and Compliance.
• Mentored team members, conducted regular code reviews, managed estimation, and collaborated with product owners, and QA.

Achievements:

• Reduced SEPA payment processing latency by 40% with microservices optimization.
• Implemented PACS.002 and PAIN.002 feedback tracking, with near-real-time alerting using Elasticsearch.

• Developed Optimize verify project.
• Created APIs and reusable components in ASP.NET MVC/Web API for clients in the European continent, which provide a platform to verify the identity of a person or company through various types of verifications. .
• Participated in SIT/UAT, and provided go-live support for European banking clients.

Project #1 Client Charles Schwab

Title

Clears (Corporate Liability & Exposure Assessment of Resources)

Environment

Asp.Net 4.0, C#, MS SQL-Server 2008, 2012, JavaScript

Description

It is utilized by the Analyst & Managers within the Registration, compliance, RM&I and Legal departments process to manage & conduct Registration. And utilize clears to manage their tasks.

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Project #2 Client Charles Schwab

Title

PEP (Political Exposed Person)

Environment

MVC 4 , C#, MS SQL-Server 2016, JavaScript, Entity Framework, Linq

Description

Application used by Global Security Organization to track the information about client designation as Politically Exposed person.

PEP generally includes a current or former political figure their immediate family member & close associates.

Project #3 Client Charles Schwab

Title

DIRT (Data Incident Reporting Tool)

Environment

Asp.Net 4.0, C#, MS SQL-Server 2008, 2012, JavaScript

Description

It is an internal firm wide reporting application that all Schwab employee must use to report Schwab incident that involve NPI data.

Project #4: Onsite Sydney

Title

Macros – NBN Account

Environment

Asp.Net 4.0 , C#, MS SQL-Server 2008, 2012, JavaScript

Description

It’s is kind of one time project, which is used to certify the macros digitally.