Divesh Jain
Mumbai,Maharashtra
Summary
Finance & Strategy professional with 6+ years of experience across NBFC, fintech, banking, consulting, and edtech. Skilled in data analysis, process excellence, credit risk, and business strategy, with proven ability to design scalable processes, drive automation, and deliver insights through analytics. Experienced in partner integrations, risk analytics, and digital transformation initiatives, with strong exposure to consulting and edtech. Recognized with multiple awards for collaboration, problem-solving, innovation, and solution implementation.
Overview
6
6
years of professional experience
Work History
Process Excellence Manager
Kaleidofin Private Ltd. & Kaleidofin Capital Pvt. Ltd.
Mumbai
07.2023 - Current
- Designed & implemented process frameworks for credit, disbursement, and collections across multiple products.
- Led partner onboarding & integration with ICICI Bank, Midland, Svasti, Pahal, and others, aligning business, tech, risk, and data science teams.
- Defined & refined credit/risk policies across the customer lifecycle; monitored KPIs such as approval rates, delinquency, and NPAs.
- Data-driven impact: Collaborated with analytics teams to design credit models, dashboards, and automated MIS reports for real-time decision-making.
- Supported policy automation (LOS/LMS, APIs, SFTP), reducing turnaround time and improving operational efficiency.
- Drafted SOPs ensuring compliance with RBI regulations, coordinating with legal, underwriting, and operations teams.
Business Analyst | FP&A | Program Manager
VMENTOR.ai (SMS VANS SKILLING & ADVISIORY)
Mumbai
01.2020 - 07.2023
- Member of founding team in a consulting & edtech startup, driving business analysis, strategy, and fundraising (3 rounds incl. CCD round).
- Conducted data-driven process analysis for clients; recommended improvements based on operational and financial KPIs.
- Improved strategic decision-making through consolidated analytics & reporting.
- Coordinated with directors and cross-functional teams to improve spending efficiency & controls.
- Led program management for client engagements: tracked delivery, coached teams, and resolved technical, financial, and operational challenges.
- Partnered with clients to streamline delivery processes and execute end-to-end consulting projects successfully.
Relationship Manager
ICICI Bank
Mumbai
05.2019 - 12.2019
- Acquired & managed SME clients; disbursed ₹12 Cr in loans within 8 months.
- Supported end-to-end credit lifecycle (origination, underwriting, disbursal, compliance).
- Collaborated with credit & operations teams to deliver tailored financial solutions.
- Maintained client satisfaction through proactive resolution of issues.
Education
MBA - Finance
05.2019
GPA: 84%
Graduation - Commerce
05.2015
GPA: 80.14%
Higher Secondary College - undefined
05.2012
GPA: 79.67%
Senior Secondary School - undefined
05.2010
GPA: 82.18%
Skills
- Advanced Excel
- MS Office (Word, Power point)
- Financial Acumen
- Data Analytics
- Program & Project Management
- Process Excellence
- Consulting & Strategy
Accomplishments
- Spirit of Kaleidofin Award, 2023-01-01
- Problem Solver Award, 2024-01-01
- Collaboration Champion Award, 2025-01-01
- Solution Implementation Award, 2025-01-01
- Gold Medalist in Finance and Management, MBA Finance
Technical Profile
- Advanced Excel
- MS Office (Word, Power point)
- Financial Acumen
- Data Analytics
- Program & Project Management
- Process Excellence
- Consulting & Strategy
Hobbies and Interests
- Management Reporting
- Valuations
- Data Analytics
- Process Designing
- Product Management
- Design Thinking
Timeline
Process Excellence Manager - Kaleidofin Private Ltd. & Kaleidofin Capital Pvt. Ltd.
07.2023 - Current
Business Analyst | FP&A | Program Manager - VMENTOR.ai (SMS VANS SKILLING & ADVISIORY)
01.2020 - 07.2023
Relationship Manager - ICICI Bank
05.2019 - 12.2019
Chetana’s Institute of Management and Research - MBA, Finance
Dalmia College - Graduation, Commerce
Dalmia College - Higher Secondary College,
ST Francis High School - Senior Secondary School,
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