Divya Bali
Business Analyst
Gurgaon
Summary
Currently looking for job also immediate joiner,worked with Genpact in Transactions Monitoring, CDD, Due Diligence and Mitigation expert. Skilled in AML/KYC compliance with the ability to analyze and document case records. Proven track record of succeeding in investigating thoroughly and addressing money laundering issues and escalating the issues to the proper chain of command. Proficient at implementing Enhanced Due Diligence/SPDD reviews. Excellent directorial skills with high-risk management, excellent communication, organization, problem-solving, interpersonal, and decision-making skills. Making sure to complete SARs in a timely manner and within BSA/FI regulations.
Overview
7
7
years of professional experience
2016
2016
years of post-secondary education
Work History
Transactions Monitoring, CDD, Due Diligence and Mitigation expert
Genpact
08.2024 - Current
- Skilled in AML/KYC compliance with the ability to analyze and document case records
- Proven track record of succeeding in investigating thoroughly and addressing money laundering issues and escalating the issues to the proper chain of command
- Proficient at implementing Enhanced Due Diligence/SPDD reviews
- Excellent directorial skills with high-risk management, excellent communication, organization, problem-solving, interpersonal, and decision-making skills
- Making sure to complete SARs in a timely manner and within BSA/FI regulations
Lead Associate, Transaction Monitoring Team
WNS Global Services
07.2021 - 01.2024
- Suspicious activity Report (SAR) is filed for every potential event of Money Laundering or Suspicious transactions to the Federal agencies
- Updating the client’s KYC information escalating as appropriate
Team Member, AML/KYC Team (EDD)
Bank of America
04.2019 - 06.2021
- Determining the relationship of alert subject with BAC client using internal applications & google searches
- Determining if the news is material and relevant and escalate for further review and investigation by the onshore team
- Use of external applications such as World check, Bloomberg, Lexis Nexis to determine the potential match of alert subject with the BAC client & escalate accordingly to Level II
- Comprehensive reading of the reports published by the SEC, FINRA & other regulatory bodies for determining and categorizing the type of crime
- Determining PEP / SPF for the alert generated using internal applications
- Interaction with LOB on weekly basis via telepresence (video conferencing) to discuss the queries & escalations
- A Suspicious client and clients transactions and report to KYC/AML compliance officer
- Dealing with cash transactions above $10,000.00 (per BSA guidelines)
- Audit the transactions for potential 'Structuring' and/or 'Layering' for Money Laundering
- Reporting the Suspicious/unusual transactions (SAR) to GFCC/Fin-CEN on basis of the audits
- To report the transactions to Fin-CEN for review
- Achievements: JDIC and process improvement idea
Team Member, CIP Customer Identification Program (Anti Money Laundering)
Bank of America
04.2018 - 04.2019
- Worked as a Team Member in Consumer AML Compliance with CIP as a Sub-Org Functional Unit Reviewing and approving the KYC profile report of the entities across various jurisdictions like USA, UK and verifying the ownership structure
- Responsible for screening the Entities and verify or validate them against all official sanctions list by using different kind of tools
- Responsible for obtaining and completing regulatory KYC Documentation for all clients in accordance with kyc.com guidelines and in compliance with global financial regulations
- Gather requisite data and documents from internal or external sources as appropriate; review and analyze to assure accuracy
- Responsible to send everyday report to the team regarding all the software related queries which is then shared with management and business era
- Responsible for closely working with the senior management in handling all the interview functioning
- Meeting regulatory requirements of identification of Unusual Activity and Timely Escalations In a legally complaint environment
- Report Suspicious Activity of Customer to the Compliance officers and other leadership in the institution
- Ensures final KYC profile reports are comprehensive, compliant and suitable for use in the client decision making process
Education
M.COM - General
D.A.V. College for Girls
B.COM - Commerce
D.A.V. College for girls
12 - undefined
Swami vivekanandsr sec school
10th - undefined
Swami vivekanandsr sec School
Hospital Management - undefined
Kurukshetra University
Skills
Self-Assured and Confident enough to make decisions
Profession Synopsis
Currently working with Genpact in Transactions Monitoring, CDD, Due Diligence and Mitigation expert. Skilled in AML/KYC compliance with the ability to analyze and document case records. Proven track record of succeeding in investigating thoroughly and addressing money laundering issues and escalating the issues to the proper chain of command. Proficient at implementing Enhanced Due Diligence/SPDD reviews. Excellent directorial skills with high-risk management, excellent communication, organization, problem-solving, interpersonal, and decision-making skills. Making sure to complete SARs in a timely manner and within BSA/FI regulations.
Core Competencies
Energy Level, Enthusiasm, Patience, Sincerity, Commitment, Dedication, Loyalty
Additional Course
Hospital Management from Kurukshetra University, Kurukshetra.
Disclaimer
I hereby declare that the information provided above is correct and complete to the best of my knowledge and belief and nothing has been concealed/distorted.
Personal Information
- Hobbies: Listening To Music, Reading Newspaper
- Date of Birth: 05/03/94
Timeline
Transactions Monitoring, CDD, Due Diligence and Mitigation expert
Genpact
08.2024 - Current
Lead Associate, Transaction Monitoring Team
WNS Global Services
07.2021 - 01.2024
Team Member, AML/KYC Team (EDD)
Bank of America
04.2019 - 06.2021
Team Member, CIP Customer Identification Program (Anti Money Laundering)
Bank of America
04.2018 - 04.2019
B.COM - Commerce
D.A.V. College for girls
12 - undefined
Swami vivekanandsr sec school
10th - undefined
Swami vivekanandsr sec School
Hospital Management - undefined
Kurukshetra University
M.COM - General
D.A.V. College for Girls
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