Divya Rachuri
Hyderabad
Summary
Dedicated Credit Specialist with expertise in assessing creditworthiness and managing loan portfolios within the agricultural sector. Proven ability to analyze financial data and market trends to minimize risk and promote sustainable lending practices. Strong interpersonal skills with a focus on building relationships with clients to support their financial growth and enhance overall portfolio performance.
Motivated Consulting Intern with hands-on experience in market research and data analysis. Assisted in developing strategic recommendations for clients across various industries, focusing on optimizing operational efficiency and driving growth. Strong analytical skills complemented by a collaborative approach, eager to contribute insights and support project execution in a fast-paced environment.
Overview
3
3
years of professional experience
Work History
Specialist- Agri Credit
Ujjivan Small Finance Bank
Bangalore
06.2023 - Current
- Conducted financial analysis of potential credit risks using quantitative and qualitative data.
- Created strategies for improving business performance by analyzing data and identifying areas of improvement.
- Collaborated with department heads to review financial reports and develop plans for increasing profitability.
- Conducted market analysis to identify trends and opportunities for product expansion in the Indian market.
- Collaborated with team members to create comprehensive policy trainings and certifications.
- Organized presentations for stakeholders and management for regions and PAN India level.
- Tracked market trends closely to identify potential areas of expansion or optimization within existing operations.
- Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
Drones in Agriculture- SprayTech
UPL Ltd
Hyderabad
01.2023 - 03.2023
- Market Research on Drone application in agriculture focused on spray tech - Major markets, Major players, Price points, etc.
- Identified key market players and assessed competitive positioning, providing insights to inform strategic decision-making.
- Target crop mapping and key agronomic practices.
- Presented farmer-level expectation and perception mapping in the target crops, price points, and key players. Potential for growth and innovation in the agricultural drone sector.
- Row crops - Key herbicide formulations used include non-selective and selective, etc. Global Trends - Players and market size assessment.
- Regulatory and policy aspects. Schemes and SOPs = Standard operating process.
Consulting Intern
Grant Thornton Bharat LLP
Noida
01.2022 - 12.2022
- Potential Market analysis and detailed project report preparation for client to transform agriculture through drones.
- Knowledge report on the current scenario of the drone industry and possible areas where the client can attract the market for their product.
- Identification of suitable crops for the application of drone usage through various case studies.
- Analysis and Comparison of various drone companies in the market and study the agriculture drone industry.
Education
MBA - Agri Business Management
National Institute of Agricultural Extension Management (MANAGE)
Hyderabad, Telangana01.2023
B.Sc. -
Professor Jayashankar Telangana State Agricultural University
Hyderabad, Telangana01.2021
12th -
Sri Chaitanya Kalasala
Hyderabad01.2015
10th - SSC
Panchavati Vidyalaya
Mahbubnagar01.2013
Skills
- Risk analysis reporting
- Market understanding
- Portfolio Management
- Credit analysis
- Technical Analysis
- Data Analytics
- MS Office skills
- Tableau
- Analytical and Critical Thinking
Hobbies and Interests
- Photography
- Drawing
Languages
- English
- Hindi
- Telugu
Affiliations
- Badminton
- swimming
- painting
- Photography
Accomplishments
- Received 3 in place for pitching Mushroom business plant out in Agri HUB inauguration
- Position in 2 in at painting during vigilance awareness at college level.
- participated in marathon for 5 kms conducted at college sports event.
Languages
Telugu
First Language
English
Advanced (C1)
C1
Hindi
Intermediate (B1)
B1
Timeline
Specialist- Agri Credit
Ujjivan Small Finance Bank
06.2023 - Current
Drones in Agriculture- SprayTech
UPL Ltd
01.2023 - 03.2023
Consulting Intern
Grant Thornton Bharat LLP
01.2022 - 12.2022
MBA - Agri Business Management
National Institute of Agricultural Extension Management (MANAGE)
B.Sc. -
Professor Jayashankar Telangana State Agricultural University
12th -
Sri Chaitanya Kalasala
10th - SSC
Panchavati Vidyalaya
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