Summary
Overview
Work History
Education
Skills
Personal Information
Timeline
Generic
Divya Sinha

Divya Sinha

Chartered Accountant
Faridabad

Summary

I am an analytical professional with approximately eight years of experience in treasury operations, compliance reporting, MIS preparation, and Investment Committee reporting for Middle and Back Office operations. I also bring nearly two years of experience in MIS reporting and internal audits across various industries.

My expertise lies in leading Investment Middle and Back Office operations, including treasury operations, fund management, cash flow management, and accounting. I was a key contributor to the SAP implementation project for Middle Office operations. Furthermore, I have experience handling ISDA and CSA, as well as Term Sheet agreements, including liaising with teams and banks for agreement closures.

I am experienced in derivatives (Forward Rate Agreements) and their various aspects, such as valuation, sensitivity, stress testing, and Value at Risk. Additionally, I have experience in reporting and monitoring stewardship activities, and I have worked with Mfund and SAP, with audit experience across varied industries. Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach. Collaborative leader partners with coworkers to promote engaged, empowering work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings. Insightful Manager with experience directing and improving operations through effective employee motivational strategies and strong policy enforcement. Proficient in best practices, market trends and regulatory requirements of industry operations. Talented leader with analytical approach to business planning and day-to-day problem-solving. Offering blend of leadership qualities and strong desire to learn and grow within management environment. Delivers insights into strategic planning and operational procedures, coupled with excellent communication and organizational skills. Ready to use and develop these skills in [Desired Position] role. Developed management skills in collaborative and fast-paced environment, focusing on team leadership and operational strategies. Seeking to transition into new field where these skills can be applied to drive efficiency and success. Dedicated to adapting and thriving in diverse professional settings. Energetic and organized with knack for leadership and problem-solving. Well-versed in strategic planning and operational efficiency, along with strong analytical and communication skills. Committed to driving team success and achieving organizational goals. Results-driven management professional with proven ability to lead teams to success. Strong focus on team collaboration, operational efficiency, and achieving measurable outcomes. Adept at strategic planning, process improvement, and fostering culture of accountability and excellence. Known for adaptability and consistently meeting changing organizational needs. Knowledgeable manager with solid history of managing teams and driving operational success. Skilled in implementing strategic initiatives that enhance productivity and efficiency. Demonstrated ability in problem-solving and decision-making.

Overview

13
13
years of professional experience
2011
2011
years of post-secondary education
2
2
Languages

Work History

Manager - Finance

Bandhan Life Insurance Ltd.
03.2023 - Current
  • Spearheaded investment accounting and capital flow management, including policy subscriptions and redemptions.
  • Managed deal processing and settlement, and NAV declarations.
  • Ensured proper cash flow to investments and maintained adequate liquidity.
  • Ensured timely submissions to IRDAI BAP.
  • Delivered accurate monthly and quarterly reports and reconciliations on time.
  • Implemented a new Derivative module.
  • Successfully led the launch of 7 new ULIP products, including testing, investment system setup, custody arrangements, and broker communications.
  • Managed the name change from Aegon Life Insurance Pvt Ltd to Bandhan Life Insurance Ltd, updating records across custody, CCIL, and all broker/counterparty relationships.
  • Oversaw the implementation of Crisil Bond Valuer 2.0 for bond valuation.

Deputy Manager - Investment Mid Office

Maxlife Insurance Co. Ltd.
05.2017 - 02.2023
  • led the SAP implementation project for Middle Office operations, successfully closing testing under significant time constraints.
  • During the project blueprinting phase, I provided leadership and expertise in scoping, walkthrough, process documentation, process improvement, report optimization, and preparing data sets for transfer to SAP.
  • Extensive experience handling ISDA, CSA, and Term Sheet agreements.
  • Coordination with teams and banks for discussions, provide key inputs, and gather viewpoints from stakeholders, including the completion of KYC documents.
  • In depth knowledge of forward rate agreements and their various aspects, such as valuation, sensitivity, Value at Risk, stress testing, and solvency assessment.
  • Involved in testing of Forward Rate Agreements in MFund during its implementation.
  • Management of stewardship reporting without any audit findings for Middle Office operations, including tracking and reporting voting activities to management and reviewing research reports.
  • Developed training materials and conduct tests for mandatory training requirements by IRDAI for individuals involved in stewardship activities.
  • Monitoring limits for compliance with IRDAI and internal limits as per the Investment Policy, while also maintaining and reviewing master data in Mfund.
  • Reporting to the Investment Committee on Middle Office operations, including managing changes in IP and SOP.

Senior Associate- Internal Audit

Value On Shore Advisors
02.2017 - 05.2017
  • Performed Internal Audit Engagements in industries like Trading, Construction Companies and Coaching Institute
  • Formulated various policy documents for Internal Controls, Accounts Receivables, Payables, Inventory Management, and Risk Coverage
  • MIS reporting system for monthly reporting and drafting budgets
  • Drafting of financials including Balance Sheet, P&L
  • Drafted procedures for Accounts Payable & Receivable, Inventory Controls, Procurement and Capital Expenditure

Senior Associate- Internal Audit

ValueOn Shore Advisors
11.2012 - 03.2014
  • Performed Internal Audit Engagements in industries like Trading, Construction Companies and Coaching Institute
  • Capital Expenditure review

Senior - Internal Audit

Sinha Gupta & Associates
11.2011 - 10.2012
  • Performed Internal Audit Engagements in industries like Trading, Construction Companies and Coaching Institute
  • Capital Expenditure review

Education

Chartered Accountant -

Institute of Chartered Accountant of India

Skills

  • Treasury Operations

  • Regulatory Compliance Reporting

  • Performance Monitoring

  • Middle Office operations

  • Back Office operations

  • Mfund Operations

  • Financial Derivatives Expertise

  • ISDA Compliance Knowledge

  • CSA

  • Data Sensitivity Analysis

  • Value-at-Risk Analysis

  • Performance Stress Testing

  • SAP implementation project

  • Stewardship Reporting

  • Project Management

  • Investment Fund Performance

  • Audit

  • Management Information Systems Reporting

Personal Information

Nationality: Indian

Timeline

Manager - Finance

Bandhan Life Insurance Ltd.
03.2023 - Current

Deputy Manager - Investment Mid Office

Maxlife Insurance Co. Ltd.
05.2017 - 02.2023

Senior Associate- Internal Audit

Value On Shore Advisors
02.2017 - 05.2017

Senior Associate- Internal Audit

ValueOn Shore Advisors
11.2012 - 03.2014

Senior - Internal Audit

Sinha Gupta & Associates
11.2011 - 10.2012

Chartered Accountant -

Institute of Chartered Accountant of India
Divya SinhaChartered Accountant