DANCING
Divyani Sharma
MBA-Finance
Kolkata
Summary
Experienced credit analyst with expertise in credit evaluation, financial statement analysis, and portfolio risk monitoring along with working closely with relationship managers,risk teams,customers to support informed credit decisions.
Overview
5
5
years of professional experience
5
5
years of post-secondary education
2
2
Certifications
Work History
Credit Manager
HDFC BANK
09.2023 - Current
1.Evaluated and sanctioned credit proposals for PL products,ensuring compliance with internal credit policies and RBI guidelines.
2. Reduced credit processing turnaround time by 20% through evaluation and successfully maintained a portfolio with
Personal banker-
1.Managed a portfolio of retail customers, providing personalized banking solutions.
2.Consistently exceeded monthly sales targets by 15-20% through proactive relationship management and upselling.
Wealth Relationship Manager
ICICI BANK
10.2020 - 03.2021
1. Managed a portfolio of HNI and ultra HNI clients by providing tailored investment and wealth management solutions.
2.Collaborated with product teams and research analysts to stay updated on market trends and recommend optimal investment options.
Education
MBA - Finance
ICFAI BUSINESS SCHOOL PUNE
PUNE 02.2018 - 02.2020
B.COM - Accounting And Finance
THE BHAWANIPUR EDUCATION SOCIETY COLLEGE
KOLKATA 04.2015 - 03.2018
Skills
- Communication skills
- Data Analysis
- Customer Focus
- Networking
- Problem-Solving Skills
- Decision-making
Certification
Intern at NEOTIA HEALTHCARE INITIATIVE LIMITED-Assisted the finance team in preparing and analyzing monthly financial statements, budgets and cash flow reports. Also participated in internal audits by compiling data, invoices, ledger entries for review.
Interests
SOCIAL SERVICE
Timeline
Credit Manager
HDFC BANK
09.2023 - Current
Wealth Relationship Manager
ICICI BANK
10.2020 - 03.2021
Intern at NEOTIA HEALTHCARE INITIATIVE LIMITED-Assisted the finance team in preparing and analyzing monthly financial statements, budgets and cash flow reports. Also participated in internal audits by compiling data, invoices, ledger entries for review.
02-2019
Intern Trainee at BAJAJ FINANCE LIMITED-Worked at a retail outlet and offered various bajaj offerings on retail products for revenue generation.
08-2018
MBA - Finance
ICFAI BUSINESS SCHOOL PUNE
02.2018 - 02.2020
B.COM - Accounting And Finance
THE BHAWANIPUR EDUCATION SOCIETY COLLEGE
04.2015 - 03.2018
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