AU SMALL FINANCE BANK
SENIOR CREDIT OFFICER
FARIDABAD
08.2025 - Current
- File Login
- Legal Technical and CTC initiation
- File on-boarding and update Banking upload in application
- OTC Check, Payment Release, SPDC
- Disbursements
DIWAKAR RAVI
Faridabad
Summary
Proficient and forward-thinking individual coming with high professionalism and learning abilities. I am seeking employment in banking sector owing to my knowledge and capabilities to help the contribution and my professional growth as well.
Work History
Credit Operation Manager
Faridabad
- Analysis of LAP & HL applications.
- Ensuring proper Compliance of company policies, Legal & regulatory regulations in loan disbursements and post disbursement process.
- Disbursal Initiation, OTC Check, Payment Release, SPDC, Cheque Printing, Cheque realization, loan Cancellation & Refund initiation.
- Tracking of OPP & Preparation of MIS for the same.
- Identify and assess credit and other risk areas.
- FIle Checking and login of LAP, Home Loan & Auto Loan.
- Legal & Technical Report followup with vendor and check criteria as per sale deed and Bank Policy.
- Disbursement Initiation as per deviation approval, credit concern & sanction Letter.
- PDD document followup with sales team and client.
- Post disbursement followup with Lawyer for property registry.
- -Team Player
Education
ITI in Electrician Trade -
Govt I.T.I Gonda
01.2016
Bachelor Of Commerce -
RMLA University
01.2011
12th -
UP Board
01.2008
10th -
UP Board
01.2006
Skills
- MS operating Systems
- CCC Passed from NIELIT
- Internet
Personal Information
Date of Birth: 03/07/89
Applications Used
- I DISBURSE
- APS
- I LENS
- I VIEW
- I DECESION
- FINNONE
- I LOS
- INDUS
Timeline
AU SMALL FINANCE BANK
SENIOR CREDIT OFFICER
08.2025 - Current
Credit Operation Manager
ITI in Electrician Trade -
Govt I.T.I Gonda
Bachelor Of Commerce -
RMLA University
12th -
UP Board
10th -
UP Board
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