Summary
Work History
Education
Skills
Personal Information
Applications Used
Timeline
Generic

DIWAKAR RAVI

Faridabad

Summary

Proficient and forward-thinking individual coming with high professionalism and learning abilities. I am seeking employment in banking sector owing to my knowledge and capabilities to help the contribution and my professional growth as well.

Work History

AU SMALL FINANCE BANK

SENIOR CREDIT OFFICER
FARIDABAD
08.2025 - Current
  • File Login
  • Legal Technical and CTC initiation
  • File on-boarding and update Banking upload in application
  • OTC Check, Payment Release, SPDC
  • Disbursements

Credit Operation Manager

Faridabad
  • Analysis of LAP & HL applications.
  • Ensuring proper Compliance of company policies, Legal & regulatory regulations in loan disbursements and post disbursement process.
  • Disbursal Initiation, OTC Check, Payment Release, SPDC, Cheque Printing, Cheque realization, loan Cancellation & Refund initiation.
  • Tracking of OPP & Preparation of MIS for the same.
  • Identify and assess credit and other risk areas.
  • FIle Checking and login of LAP, Home Loan & Auto Loan.
  • Legal & Technical Report followup with vendor and check criteria as per sale deed and Bank Policy.
  • Disbursement Initiation as per deviation approval, credit concern & sanction Letter.
  • PDD document followup with sales team and client.
  • Post disbursement followup with Lawyer for property registry.
  • -Team Player

Education

ITI in Electrician Trade -

Govt I.T.I Gonda
01.2016

Bachelor Of Commerce -

RMLA University
01.2011

12th -

UP Board
01.2008

10th -

UP Board
01.2006

Skills

  • MS operating Systems
  • CCC Passed from NIELIT
  • Internet

Personal Information

Date of Birth: 03/07/89

Applications Used

  • I DISBURSE
  • APS
  • I LENS
  • I VIEW
  • I DECESION
  • FINNONE
  • I LOS
  • INDUS

Timeline

AU SMALL FINANCE BANK

SENIOR CREDIT OFFICER
08.2025 - Current

Credit Operation Manager

ITI in Electrician Trade -

Govt I.T.I Gonda

Bachelor Of Commerce -

RMLA University

12th -

UP Board

10th -

UP Board
DIWAKAR RAVI