Dixit Bodana
Ahmedabad
Summary
Credit Manager with extensive experience at Aditya Birla Capital Limited, specializing in credit underwriting and financial assessment. Proficient in data analysis and MIS management, successfully leading teams to streamline the securitization process. Strong ability to enhance client relationships and resolve complex issues, consistently delivering results in high-pressure situations.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Manager
Aditya Birla Capital Limited
Ahmedabad
01.2024 - Current
- Credit Appraisal of LAP Loan applications within defined guidelines and accordingly take decision.
- Underwrite cases by engaging in personal discussions with customers, analyzing cash flows, and assessing debt profiles to determine creditworthiness within defined TAT.
- Performing Team Lead role and managing team through the entire Securitization (Portfolio Buyout) Process. This involves assimilation of data, performing analysis on the same, underwriting of cases and validation through latest available SOA/ CIBIL Scrub Dump, collation of pool data.
- Maintaining MIS, also handling Co. lending cases as per policy guidelines.
Relationship Manager - Internship
Home First Finance Company
Ahmedabad
05.2023 - 07.2023
- Worked in the Home Loan department. Managed to source files from DSA, and connectors.
- Also looked after collections and credit assessment of customer profiles
- Resolved client inquiries and issues promptly to enhance service experience.
Education
MBA - Finance
LJ Institute of Management Studies
Ahmedabad06-2024
B Com - Accounting and Finance
Hemchandaracharya North Gujarat University
Palanpur06-2020
HSC -
Sardar Patel High School
Deesa03-2017
SSC -
Sardar Patel High School
Deesa03-2015
Skills
- Advance Excel
- Credit underwriting
- MIS management
- Data analysis
- Financial assessment
Certification
- Fundamentals of Credit Analysis by Coursera
- Introduction to Microsoft Excel by Coursera
- Data Visualization in Microsoft PowerPoint by Coursera
- Getting Started with Microsoft Word by Coursera
- Business Archetype 2023 by LJ University
Hobbies and Interests
- Traveling
- Listening to music
- Gaming
Personal Information
Date of Birth: 12/16/99
Languages
- Hindi
- Gujarati
- English
Reference
- Adarsh Gupta, Area Credit Head at Aditya Birla Capital, Ahmedabad, Mo 8799334528
- Krunal Kadam, Area Credit Head at Aditya Birla Capital, Ahmedabad, Mo 9377331001
Timeline
Credit Manager
Aditya Birla Capital Limited
01.2024 - Current
Relationship Manager - Internship
Home First Finance Company
05.2023 - 07.2023
MBA - Finance
LJ Institute of Management Studies
B Com - Accounting and Finance
Hemchandaracharya North Gujarat University
HSC -
Sardar Patel High School
SSC -
Sardar Patel High School