Summary
Overview
Work History
Education
Skills Hobbies Languages
Timeline
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DIYA MARIYAM TOMY

DIYA MARIYAM TOMY

Real Estate Professional
Bengaluru

Summary

Experienced Real Estate Asset Manager with over 6 years of hands-on experience in managing complex U.S. real estate portfolios valued at over $500M. Currently an Associate in the Asset and Wealth Management Division at Goldman Sachs. Skilled in analyzing levered and unlevered returns, executing hold/sell strategies, and maximizing IRR and equity multiple through stakeholder coordination. Seeking a creative and challenging position in an organization that fosters learning and allows for the utilization of skills and talents for mutual growth.

Overview

8
8
years of professional experience
2018
2018
years of post-secondary education

Work History

Associate, Asset Management (Real Estate Portfolios)

Goldman Sachs
11.2021 - Current
  • Manage active portfolios of commercial and industrial assets across the U.S., post-acquisition till disposition to achieve the maximum investment performance.
  • Develop and execute business plans for each asset with a focus on revenue optimization, cost control, and capital investment.
  • Deliver quarterly asset and fund-level reports with detailed breakdowns of cash flows, valuation changes, variance analyses, debt metrics, and return projections.
  • Lead sale scenario modeling, conducting sensitivity analyses on hold vs. sell decisions based on unlevered IRR, levered IRR, equity multiple, and market comparable.
  • Conduct multiple lease scenarios, Rebuy and Sensitivity analysis which helped in the overall profitability of the portfolio.
  • Participate in refinancing activities, working with debt team and running multiple refi-scenarios; recently executed a $344M refinancing of industrial portfolios, increasing LTV and deal level returns.
  • Based in Bangalore and working seamlessly across time zones with U.S. stakeholders, I bring a unique advantage in remote coordination, data-driven decision-making, and cross-cultural collaboration
  • Skilled in financial modeling, valuations, and investment performance optimization using tools like Argus, Yardi, Anaplan, Chatham and Excel.

Assi. Manager, Valuation and Advisory Services

Savills India
03.2020 - 11.2021
  • Evaluating the property and providing the accurate market value for the real estate projects.
  • This also includes feasibility study and property advisory of residential, commercial, retail and hospitality developments.
  • Assisting Senior Manager in sourcing the clients.
  • Accessing project information and notifying the requirements needed from the sourced clients.
  • Preparing the Information memorandum and doing primary market research.
  • Location analysis, secondary market research, benchmarking and comparable study of the property.
  • Evaluating the market value of the property by various valuation techniques: including Direct Comparison Method (DC), and Discounting Cashflow Method (DCF).
  • Preparing the valuation reports.
  • Performing Client Empanelment for business expansion.

Credit Analyst- Real Estate Finance

L&T Financial Services
05.2018 - 02.2020
  • Analyzing the credibility of the developers to provide them construction funding for real estate projects through an end to end process with an average ticket size of more than Rs. 100 Crores.
  • Also monitoring the complete portfolios of South, West and North Region.
  • Accessing project information and notifying the requirements needed from the sourced clients.
  • Assess credit worthiness of companies through analyzing financial statements and preparing rating reports.
  • Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company.
  • Preparing project cashflows and comparing the cash covers.
  • Looking after Valuation of project and coordinating with Market Intelligence team for credit appraisal.
  • Analyzing overall risk in the Project/Group/Market/Others.
  • Review-Files, prepare Credit Appraisal Memos, Term-sheets.
  • Support the Relationship managers in convincing the committee to accept the proposal.
  • Post disbursement Monitoring.
  • Quarterly monitoring of the complete portfolios of South, North and West region.

Summer Intern

Emercorp Capital Advisors Pvt.Ltd
04.2017 - 06.2017
  • Providing financial consulting and property advisory for the real estate developers in and around Mumbai.
  • Accessing project information and requirements.
  • Structuring of proposal and cover calculations.
  • Preparing the pitch book and investor presentations.
  • Detailed study on Market, the legal and valuation reports.
  • Prepared the mandate letter and term sheet for the projects.

Education

PGP - Infrastructure Finance Development and Management

National Institute of Construction Management and Research

B.E. - Civil

Viswajyothi College of Engineering and Technology

12th/HSC - undefined

ST. Antony's Public School

10th/SSC - undefined

Viswadeepthi Public School

Skills Hobbies Languages

  • Argus, Yardi, Anaplan, Chatham, MS Excel, PRIMAVERA, MSP, SPSS, BIM, AutoCAD, STADD Pro
  • Cooking, Gardening, Dancing,
  • English, Hindi, Malayalam, Tamil

Timeline

Associate, Asset Management (Real Estate Portfolios)

Goldman Sachs
11.2021 - Current

Assi. Manager, Valuation and Advisory Services

Savills India
03.2020 - 11.2021

Credit Analyst- Real Estate Finance

L&T Financial Services
05.2018 - 02.2020

Summer Intern

Emercorp Capital Advisors Pvt.Ltd
04.2017 - 06.2017

B.E. - Civil

Viswajyothi College of Engineering and Technology

12th/HSC - undefined

ST. Antony's Public School

10th/SSC - undefined

Viswadeepthi Public School

PGP - Infrastructure Finance Development and Management

National Institute of Construction Management and Research
DIYA MARIYAM TOMYReal Estate Professional