NEHA AGARWAL
JAIPUR
Summary
Competent Professional with 3+ years of experience and MBA graduate with a strong background in finance, I bring a track record of success in credit evaluation, risk analysis, and assessment. With demonstrated expertise in MS Office, Finnone, Flexcube, LOS, and Idealos, I excel in delivering impactful results and exhibiting strong leadership and communication abilities. I’m known for my responsible and hardworking nature, always striving to be an asset to the organization.
Overview
6
6
years of professional experience
Work History
CREDIT MANAGER
HDFC BANK LTD
JAIPUR
12.2021 - Current
- Evaluating the proposal of the customer (salaried) for personal loans.
- Cross-checking and validation of documents.
- Perform telephonic PD or video PD verification checks.
- Dedupe, Hunter, and CIBIL checking.
- Working with Audit team to closely monitor the activities.
- Handling Non-Starters Daily MIS for North 2.
- Lending authority up to 15.00 lacs (Level 2).
- Working on a TAT, no-error, and productivity basis.
- Maintaining FCD (First Credit Decision) TAT.
- Work Experience on Finnone, Flexcube, LOS, and Idealos.
- Provide training about policies and procedures to the new team members.
- Conduct training with DSA,Business team along with branches to increase the business in positive mannger.
- Co-ordination with Various Agencies those are directly/Indirectly involved during project life cycle
- Guide them to source good quality of business to manage the portfolio in a positive manner.
- Maximized team performance with early detection of problematic areas and administering creative resolutions.
- Preparing monthly dashboard and providing MIS report to the upper management.
Assistant Accountant
GUPTA INFOSOLUTION PVT LTD
BHARATPUR
05.2018 - 06.2019
- Handled accounting treatment of daily entries and Review and posting of month end journal entries.
- Managing all statutory compliance.
- Variance Analysis – Performing Variance Analysis of P&L and Bal. sheet items on Monthly/ Quarterly Basis.
- Accruals - Preparation and posting of month-end accruals to comply with matching principle
- Blackline Reconciliation – Preparation of Reconciliation on Blackline Tool on Monthly Basis and prepared Bank reconciliations.
- Maintaining Accounts Receivable and payable as well
Education
MBA - Finance
S.S. Jain Subodh Management Institute
JAIPUR08-2021
Bachelor of Commerce - Accounting And Finance
Kanoria P G Mahila Mahavidyalaya
JAIPUR06-2018
SENIOR SECONDARY - COMMERCE
ST. EDMUND'S SCHOOL
JAIPUR04-2015
SECONDARY -
ST.EDMUND'S SCHOOL
JAIPUR05-2013
Skills
- Microsoft Office
- SAP
- Financial Analysis
- Risk Analysis
- Performance monitoring
- Credit analysis
Languages
Hindi
First Language
ENGLISH
Advanced (C1)
C1
Accomplishments
- Awarded with Employee of the Month
- Awarded with Silver star award.
Timeline
CREDIT MANAGER
HDFC BANK LTD
12.2021 - Current
Assistant Accountant
GUPTA INFOSOLUTION PVT LTD
05.2018 - 06.2019
MBA - Finance
S.S. Jain Subodh Management Institute
Bachelor of Commerce - Accounting And Finance
Kanoria P G Mahila Mahavidyalaya
SENIOR SECONDARY - COMMERCE
ST. EDMUND'S SCHOOL
SECONDARY -
ST.EDMUND'S SCHOOL
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